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@Brianw. You must be able to rollover part or full as on date to your ira. In prudential with limited funds, I rolled over twice to vanguard in last 9 years. Final rollover will next month when I retire.there must be a way out
In 2003 when I was out of job for 6 months+ and no savings, the cobra for me and my wife was $800 pm or more at united healthcare, I do not remember correctly. The amount is as poisonous as the plan name.
FRA= full retirement age. Eagerly waiting. Could have done at 62, but did not want to get into ACA. No way I am going to France. Not even getting out of Chicago...like it.
PRHSX 9.8% is in taxable (direct at TRP=7.7% since 2010 or so) and traditiona…
The objective is not " how to grow a firm ". He should focus on those funds with multiple sub-advisers: like when pzena joined vsvax in 2014, many must have dropped out;and have only reasonable nos. If they are of opposing view for the same mandate,…
Login into vanguard website. Look at the dividends/cap gains tab. I just had a look at my taxable/non taxable holdings for div/cap gains, for balancing purposes.
There was a possibility that VG may have added one more shop to manage part of the funds as they have done in other cases. But the manager's exceptional performance made them stay put and close ( joining the ranks of closed funds vpccx, vhcox, vpmc…
we can get an ETA only on any server maintenance. As an admin I know the server may not come up as planned, after a maintenance, due to issues not known earlier.
That's why when I travel abroad, I try to get some supplies of antibiotics( say amoxycylline), BP( atenolol), cold (coldarine), asthma (deryphylline) and diabetes medications and strips, pain killers etc, which may last me for quite some time, as ta…
"but does little to solve the supply side--drug, hospital and private insurer companies can still gouge consumers. I don't really know how we move past that supply side problem. "
Outsourcing is the solution. People all over the world are using med…
Thanks dex for like thoughts.
Person A: why are you idle? Person B: So?
A: you can work hard B: so?
A: you can earn more and save more. B: so?
A: You can enjoy your retirement. …
When I was 62 in 2014, I thought of retiring. But with ACA coming up, I dropped the plan and sticking to my job and so it will be till I turn 66 :and will have insurance sharing plan in the company: with deduction of 158/ pm pretax currently.( for …
@LewisBraham: I follow nearly same : pinto/black/red/lima/navy/garbanzo beans for variety and keep the target interest alive, and tortilla/fajita etc.(no stuffing- only the shell) ( rice is not countable: so may miss the target): from3 to 2 to 1.5 …
May be some one can do a graph: with the obesity percentage ( Y axis) and total no of fastfood joints (mcd, arbies, subway, burger king, KFC etc)(x-axis). I am sure it will be uptrend line all the way.
was at 27.1 on oct 1, 2014. Now I am at 22.8: meaning no pizzas, soda, chips, cookies, candies, and following mayo clinic diet modified for Indian menu. Lost 28 lbs. No BP/diabetes meds since 4 months. waist size 38 to 29 now
Since POAGX (MG) is closed and healthcare heavy, I compared with my holding VHCOX (LG)with lower ER ( also closed)from the same management and they match. unable to attach comparison graph.
The above URL needs a login: whereas the following 1st item does not
https://www.google.com/?gws_rd=ssl#q=Top+US+Fund+Managers+Attack+Regulators
http://journalfocus.com/2015/05/top-us-fund-managers-attack-regulators/
Because of imminent closure of prhsx, as soon as I heard the news, I had opened a foothold in my IRA account too ( Having an account in taxable- since Jan 2008)
@00BY: I was about to mention that yesterday( PRWCX). But that is closed to new investors for quite some time. "Closed to new investors except for a direct rollover from a retirement plan into a T. Rowe Price IRA invested in this fund"
@catch22: Thanks for your input. Moving some of vtsax to poskx: is a good idea, the latter being from primecap family. My equity is purely US and at 90%, do not expect current income even after retirement in 2018(except capgains from the likes of …
@msf: Thanks for the comment. Since IRA acct can go more aggressive, for tax free growth for 6 more years( a lesson I learnt only 2 years ago) before RMD kicks in, I am tweaking my portfolio, making more index based in taxable and aggressive in IRA.…
I had vpccx in both taxable and IRA accts. by oversight I exchanged the holding in IRA, so cant get in again. So I keep careful eye on the taxable holding. btw, I hold vhcox in taxable and that too is closed for new investors. but keep adding the a…