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I will share my bond portion as of today. My target is 25% of portfolio. RPHYX (9%),Cash(6%),SNGVX (2%),STIP (2%),TPHAX(3%). I may add to exisiting funds or add Crash's favorite of old PTIAX.
No emerging markets or International for me. My US stocks/MF's give me enough International exposure. Been there done that with OARIX, MAPTX, TEDMX and others. All high flyers in their day.
One thing I have noticed is when selling a stock at Schwab the proceeds are immediately available for trade. Not so at Fidelity, make take 2-3 days for settlement.
Crash, When I look at BRUFX it is easy to see why the under performance of late. No TECH and overweight Utilities and healthcare. The former doing great and the latter not so. Don't be surprised if you see a turnaround in the near future.
A few stocks I have to go along with WABAC 's list. All YTD. MKS +21,VST+18,URI, PH, and EW all up 13+. Thats TECH, Utilities, Industrials and Health Care. Not all about the MAG 7.
Utilities are 10% of portfolio so a rotation to this sector would be nice. Most utility stocks I own are positive for the last 3 months, negative for the last 12 months.Thankfully Tech and Industrials have kept things going in a positive direction.
If I am a cautious investor then maybe I should reduce my holdings in NVDA. I also have AVGO, another chip maker with other parts to its business. Maybe I don't need both?
I have had NVDA since 8/22. Sold 1/3 of it in 4/23 since it was over my 3% max for individual stock. We are over that limit again. What to do? YTD +2.5%.
I switched to stocks from mutual funds after I retired. Don't post much because of that. I have 9% of portfolio in Tech stocks having bought both AVGO and NVDA plus four other stocks in late summer of 2022.
I printed out my portfolios and deleted them. No trust for M*. See nothing at Fidelity or Schwab where I can add outside investments and track with shares bought and price. M* was nice. Might be the only place to do what I want.
I will certainly look at other options for basic portfolio monitoring before I pay $250. Another thing is if I do not use M* for portfolio stuff I will have no need to visit the site. Self defeating IMO.
YTD I am down .25%. Portfolio is 35% cash/bonds, 12 individual stocks and 11 MF's. Energy stocks biggest contributor to breaking even at 10% of portfolio.
A HY fund I have always liked is Buffalo High Yield. Website shows the following for portfolio. I let the pros decide where and when to allocate to the different categories.
18.9%-Bank loans
6.4%-convertible bonds
63.9%-Corporate bonds
2.8%-Preferr…
What is working for me this year is RPHYX, TPHD, REMIX and RYU. I have 12 individual stocks that are collectively up 8.25% YTD. I am on a hold pattern for now. REMIX would be my top choice.
Portfolio up 2.6% for the year. Energy stocks along with GD, RGR, CHKP,RYU, REMIX, RPHYX,TPHD are the reason along with 20% cash. More in the red than the black though as far as number of stocks/MF's go. May add to REMIX otherwise on hold pattern.
wxman123
Agree with your thoughts and that is why I will vote for Trump and not Biden. The socialist left of the vice presidential choice to far out there for me.