Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I switched to stocks from mutual funds after I retired. Don't post much because of that. I have 9% of portfolio in Tech stocks having bought both AVGO and NVDA plus four other stocks in late summer of 2022.
I printed out my portfolios and deleted them. No trust for M*. See nothing at Fidelity or Schwab where I can add outside investments and track with shares bought and price. M* was nice. Might be the only place to do what I want.
I will certainly look at other options for basic portfolio monitoring before I pay $250. Another thing is if I do not use M* for portfolio stuff I will have no need to visit the site. Self defeating IMO.
YTD I am down .25%. Portfolio is 35% cash/bonds, 12 individual stocks and 11 MF's. Energy stocks biggest contributor to breaking even at 10% of portfolio.
A HY fund I have always liked is Buffalo High Yield. Website shows the following for portfolio. I let the pros decide where and when to allocate to the different categories.
18.9%-Bank loans
6.4%-convertible bonds
63.9%-Corporate bonds
2.8%-Preferr…
What is working for me this year is RPHYX, TPHD, REMIX and RYU. I have 12 individual stocks that are collectively up 8.25% YTD. I am on a hold pattern for now. REMIX would be my top choice.
Portfolio up 2.6% for the year. Energy stocks along with GD, RGR, CHKP,RYU, REMIX, RPHYX,TPHD are the reason along with 20% cash. More in the red than the black though as far as number of stocks/MF's go. May add to REMIX otherwise on hold pattern.
wxman123
Agree with your thoughts and that is why I will vote for Trump and not Biden. The socialist left of the vice presidential choice to far out there for me.
Skeeter,
As I sold all funds to cash in February before I retired I was in all cash when the pandemic started. Moved monies to Schwab and have been slowly adding funds. Bought EGFFX, RPHYX, CPOAX, JENSX, PTIAX, SWAGX, GGSOX for a start. Still have …
David Baldacci - Amos Decker Series and the Whole Truth.
Westerns including L'Amour and others.
Robert B. Parker and the Spenser series.
Dean Koontz the Jane Hawk Series. (Plot to take over the USA ).
Nothing serious, just retired as pandemic …
President Trump nor any president should not get all the blame or the credit for what happens in and to our country. Plenty other politician and leaders need to share the blame/credit. The world is to complicated to think otherwise. I ignore the pol…
It means I can do what ever I want, with in reason of course. I am often asked "what I am going to do''? Which I reply " It's not what I am going to do but what I am not going to do. Not going to work!
I look forward to being able to choose my investing options myself. I help my parents with their Vanguard account and they do better than I do at times. 401 fund choices are good for accumulation phase and the trustees are going with more index fund…
The combo of AMRMX, VIGRX, OARIX and PTTRX are my current choices. Monthly contributions have been going into the GIC for a few years now. OARIX is showing sign of life of late. Not been kind to me the last few years but I didn't have another option…
I had my 401 set up as you suggest until recently.
The question I asked was:
''Which funds of my 401 choices would you leave money in the next 6 months.''
Skeet, I am afraid of a downturn in the market and having to sell once I retire and not be able to recoup my losses. Typically I would hold till things came back up. I suppose I could rebuy the same funds, only problem is they most likely would not…
No apologies needed. I do far better with investments at Fidelity and Vanguard where I can pick my MF's vs. the few choices in my 401. Looking forward to that rollover.
Derf
Just looking for an opinion on funds for the short term. Once I retire the money will not be at my workplace anymore. After I rollover I can pick which funds I want.
Mike, I had considered Schwab in the past but forgot about that. Reason at the time was a local office is available and investment choices looked good. Thought was that if I died first my wife would have someone to sit with and talk to about monies …
