Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Ten years ago, I paid $151 a month for a high ded. health plan.
Five years ago I paid about $330 for the same plan.
Next year my rate is over $720 for ACA Cheapo... bronze
Rates seem to have more than doubled every 5 yrs but now with ACA, they wi…
StarOne still only paying 0.85% today while I can get 1.00% in FDIC savings at two banks listed at
Best Savings Account Rates
I can't see tying up money in a CD now when savings pay more.
MikeM: Ally bank is listed as paying 0.99% for a savings a…
Last month I bought an individual, new issue, 10yr T I P for my IRA and it is already up 2.9% with the plunge in rates. I'm tempted to cash it in and wait in cash for the spread (real yield) to go positive again to buy another one.
Any guesses for the next iBond rate?
CPI is running at 1.7% per the last release
http://www.bls.gov/news.release/cpi.nr0.htm
CONSUMER PRICE INDEX – AUGUST 2014
The Consumer Price Index for All Urban Consumers (CPI-U) decreased
0.2 percent in Augu…
The biggest concern for fund investors is if the manager or his family front runs the fund. I am not sure what sort of active policing goes into preventing this.
I keep my managed funds in IRAs and index funds in taxable money. Even in my IRAs, I'm moving more and more towards index funds except for a few managed funds that have done so well for me, I keep them.
Anna.... 6% CDs with 3% inflation... those were the days we could retire early on what we saved! $2M earning 6% was $120K... now you get 1% or $20K if lucky. No wonder the economy is in the tank.
Jim Cramer and the others on CNBC before the market opened today mentioned companies buying back a lot of stock thus reducing supply and many talking about a market melt-up. That is awfully bullish talk.
I checked the Interest Rate Survey again and 0.90% is still tops.
My local credit union increased its savings rate from 0.60% to 0.65% this month. Good news we get more for our savings accounts but still a long, long way from the days of 5%.
Reply to @Kenster1_GlobalValue:
Barclays is also in the game as they're a relative newcomer to offering online savings accounts in the US. Right now they're offering 0.90%.
It is nice to see others competing for our dollars again!
Your link http://screen.morningstar.com/etfselector/etf_screener_version1.aspx gave me this error msg:
403 - Forbidden: Access is denied.
You do not have permission to view this directory or page using the credentials that you supplied.
I can get t…
Is it possible that if China moves to a free market and lets people invest in stocks outside China, that they would sell their real estate to buy better performing assets?
Maybe it is a bubble forming but I have been waiting for years now for a pop …
Paying 0.57% a year in expenses to get "safe yield" doesn't make a lot of sense to me these days. That is a huge portion of the total expected yield.
I'd rather own an index fund, perhaps SPY or DIV, for the portion they invest in stocks then buy …
Sorry about the delayed response.
I used to like reading Paul B. Farrell, author of "The Lazy Person's Guide to Investing" where he liked to keep it simple, not market time, etc. but his more recent articles seem to indicate he's changed. Maybe…
I Bonds now pay 1.18% for the six months after purchase.
The rate table on this I Bonds Page shows (scroll down) you can get 1.10% on up to $50K at Everbank without having to lock up your money. That might be a good alternative for the next s…
A lot of people are cashing out 401Ks when older because they find it hard to get a job so they use it as an emergency savings account. It can make sense if they are in a low tax bracket, even with the penalty, especially if they were in a high bra…
Favorite "unusual" sites for daily reading
Silicon Investor: BUY AND SELL SIGNALS, AND OTHER MARKET PERSPECTIVES
http://www.siliconinvestor.com/subject.aspx?subjectid=57934
I am not a day trader, but I enjoy the discussion that has loads of good…
Rates still falling. Now the top rate on that survey is 1.01%
I noticed American Exp raised its rate from 0.85% to 0.90%.... not a big deal but worth mention.
Thanks for the suggestion John. The problem with rewards checking accounts is they limit you to a very small (relative to what I have to invest) amount of money. The rates are impressive but if your limit is only $15,000... you still have to find …
Remember that money market FUNDs are mutual funds... my first fund was a money market mutual fund purchased in the 1980s that paid mid teens interest... 14% if I recall...
I was hoping some here might know of some FUNDS (or savings accounts) that m…
