Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I am in same boat, but don't want to have to pay taxes until I have to, ie 4/15. I paid last years amount.
You can also mail them a check if it is postmarked today. However, the amount of penalty for missing a day or two of the deadline is pretty …
From what I read the "Market" is priced to perfection and that includes rate cuts starting in March with multiple cuts to follow. If this happens it will be great for bonds, but you have to ask why would this happen? Many people think the cause w…
As a ha ha Vanguard claims they have "leading technology"!
I will check but I suspect most of the allocation decisions are in the hands of a computer, even if you get a personalized advisor for questions. I wonder how much they change the asset al…
Thanks or the information and advice. I have a hard time paying a computer even 0.3% for advice. You are also stuck with their version of Asset Allocation. This has been a major drawback for Vanguard for several years now.
From what I can tell fro…
I think, also, you have to decide if you are talking about reinvesting dividends. People who plan to live on their investments may need to spend them, especially if the absolute value has dropped significantly
After 1929 and more relevant to us, a…
Poor Kosinski. Dead by suicide at 58.
His suicide note read: "I am going to put myself to sleep now for a bit longer than usual. Call it Eternity."
Painted Bird is a remarkable book, as is Being There. Fascinating man, but not everyone's cup of t…
It all depends on when you need the money, and how much. People who retired in 2000 expecting to live on the returns of the SP500 were in trouble for a long time.
Most projections, like American Associations of Individual Investors claim 3 to 5 yea…
Very useful article.
I haven't finished it but I do not see data about returns taking into account the starting value, ie returns when stock P/E's are high or interest rates low
I have always heard and believed that one of the reasons Buffet has…
@FD100 @rforno
I have had a similar experience at Schwab with the local FAs who have been very helpful with moving money, checking on accounts and answering the phone almost immediately. They probably would have been happy to give me investment ad…
@yogibearbull
M* responded in a rather convoluted way by sending me a screenshot. Only by a couple of tries that didnt work, did I find the "eyeball"
The watch list "import" creates does not include position size or average cost the way the legacy…
It is peculiar that your watch lists were imported but mine were not
The new Investor seems to have a lot less comparison data
I emailed M* support ( Again)
What I do not understand is airplane doors are purposely designed so the lower the outside pressure, the tighter the seal as the positive pressure differential pushes the door tighter. That is why you cannot open a door in md flight.
Yet this "doo…
I wonder how much it actually costs them to support portfolio analyzer, the really only useful think there now?
They made a decision years ago that there was much more o money to be made in institutional and especially advisor support. They must …
You would think M* would be embarrassed to publish that under their brand.
As far as BRUFX quick looks shows 35% cash and overweighting in healthcare and underweight tech. Exactly the wrong positioning for this year
Do they produce any data about…
Where at Schwab can you find the summary report? I just looked for PVCMX and cannot find any analysis
Not that it is worth anything . ChatGPT pans PVCMS saying they have a "unseasoned portfolio mangers" ( Really!!! If you know how you can dig arou…
International value funds I own, MOWNX, BISMX,COBYX (heavily invested in Latin America) have beaten the SP500 in last three years with lower drawdowns. CCISX also but with equal loss in 9/2022. Typical Emerging market funds ( SIGIX GQGPX) have no…
I search the IRS web page but couldn't find anything specific in a short search. Most of the articles I googled did show that it is the trade date, except for short sales
Reading the comments of the interview with Sherman makes me think there will NOT be large $$$ going in because of the article. "Too expensive" "First sentence ER 0.91% No thanks" and one likening CBLDX to a flea bitten mangy dog!
I have a hard time understanding the rationale to pay double for a commodity producer. If companies granted all workers stock options, then the USW would be excited for someone to overpay!
I am surprised that a fund like USBOX can mimic GQETX so closely ( even with double the ER) and have only $250 million in assets. I am also a little surprised they can get away with such mimicry but I guess 13Fs are public information. It is also i…
The GMO process seems better than another MFO Favorite, BIAWX, which is more heavily into Tech and NVDA, for example. While it has beaten the GMO fund during times of tech out performance, it is more volatile
@hank
I stumbled across the idea that you start retirement with a low equity allocation and increase it as you age ten or so years ago, although I forgot the source. It avoids loosing 45% of your assets in a massive bear market just as you retire.…
Thanks for summary David. The editorials in the WSJ have gotten so extreme I cant stand supporting it with a subscription.
The problem with “ESG” is you can drive a truck through the lack of consensus about definitions.
From what I have read your chance of long covid does not decrease by a lot after the first episode. The exact frequency is unclear. I have a doctor friend who has brain fog and no smell after a "cold" that he didn't even test for Covid. He onl disc…
I was fortunate that the dirty penny taste was minimal.
We always thought of you as a Right Brain Guy David!
I think your doctor is correct. Most definitions of "long Covid " use symptoms after a month. I have not seen a lot of data on Omicron …
Take care of yourself David.
I got Covid for first time last month ( and gave it to friends visiting from Australia. not a big deal they said as they had had it three times!) because of my civic duty to attend and speak at our annual town meetin…
Too bad D and C doesnt take their reputation more seriously. while perhaps not front running, it smells.
I firmly believe the only investments employees at funds should be allowed to hold are the firms own funds, unless the fund does not have a fun…
@david and Chip and everyone else here
Happy Thanksgiving indeed for the best mutual fund site on the web, and for all the lively ideas and suggestions.
Would be interested to hear if anyone here has stuck with them over the years. They had such a good story years ago, but I gave up when the returns didnt materialize
Worth watching. Given their huge minimums most of us cannot access their mutual funds. Occasionally, they have co-managed other MF, like one for Vanguard years ago.
Never went anywhere and finally GMO got fired.
Their "Climate Change" fund see…
@yogibearbull
Are you increasing duration ?
Anybody thinking about a bond ladder? what rungs are you using?
Ishares has ETFs that mature at the end of every year A ten year ladder yields 4.91%
