Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
PVMCX still has pretty good but too short reports. The manger has a more or less monthly blog where he opines about investing, but for the last few years it is "everything is too expensive
Unfortunately since everyone else is getting away with it,…
A firm I read believes that if DJT fires Powell, and forces the fed rate down to 1.5, ALL deficit funding will be short term with disastrous consequences for LT debt. While there will be a surge in economic activity, inflation will soon blow up, sto…
@BenWP
Isn't this a little late to the D party? I have heard that story for months now. D still has a better yield than a lot of utilities but NEE may be less overvalued
I finally gave up trying to pick a utility winner and used BUI or RSPU
Yo…
I have used both as MD and patient, although I haven't used Cerner since 2020
Back then Cerner was far easier to deal with as a provider, and Epic was far far too complicated. EHRs were designed as billing and revenue capturing platforms not to en…
Looking at both GLIFX and BILT, the over concentration that seems most stark is in Utilities. Both are over 50%.
Blackrock has a pretty good record in "Utilities and infrastructure " funds, like BUI. The latter, a CE, however is now trading at a p…
Indeed this up and down TACO "negotiating position" is forcing the rest of the world to realize that the US is no longer a trustworthy trading or defense partner. Even with DJT out of office, why would you sign a treaty or agreement, knowing with t…
DOGE cuts to BLS had nothing to do with these revisions, of course!!
"The Consumer Price Index is more than just the most widely used inflation gauge and a measurement of Americans’ purchasing power.
However, this gold standard piece of economic …
It is interesting that people defending DJT running ram shod over dedicated public servants want us to believe the BLS is like a public corporation which produces earnings and profit statements from their own data. Therefore the fact that numbers we…
While this time it is different than the Dot Com bubble, when most of the big stocks had no earnings, I still think it takes a lot of faith to believe that TSLA for example is going to "grow into" it's PE of 180 or PLTR grow fast enough to make it's…
@gman57
I share your concern about login credentials. this is a potential issue with all "aggregators" most of which (Fidelity retrieving your Schwab accounts etc) in the past used Yodlee.
Schwab has enhanced it's security for Quicken and other a…
I do not see how of all of them, the Brazilian ones stand. DJT has admitted why he imposed them and his reasons have nothing to do with any of the legal requirements.
@yogibearbull
Thanks for these ideas.
I still find Quicken to be the most useful PM. It easily and seemlessly aggregates my data from multiple accounts as often as I click "update".
While not as flexible in it's categories ( but most of the c…
How is using AI any different than the "Robo Advisors" people sign up for at Robinhood or Schwab "Intelligent Advisors"
They might be more responsive and able to learn your investing behavior by watching what you do as oppose to what you say you w…
There are a lot of ways to look at it but starting at today's value of Shiller CAPE PE Ratio for SP500 of 37, the subsequent 10 year returns have never been above Zero
This is one reason why I do not like linked CMA accounts, and especially do not like debit cards linked to a brokerage account. The companies will tell you they "honor" the same limits ($50) on fraud as credit cards, but this is just their agreeing…
Kiplinger's Income Investor is a pretty good newsletter dedicated to income. It tends to ignore total return, which I find odd. Many years a number of their picks loose money.
Still for someone who needs income and diversifies adequately it does O…
I believe using traditional OEF for TIPS negates their primary advantage, which is guaranteed inflation adjusted return year after year. Much better to use either the ETFs that terminate in a specific year of design you own TIPS ladder
https://ww…
DJT's destruction of the NIH NSF biomedical and Scientific research apparatus alone will classify him as the worst President in US History.
$150 Billion to ICE to fracture families and communities and deport law abiding people
NIH Budget cut 40% t…
Nobody is talking about commodities other than Gold.
Worth doing some research.
these guys have very detailed and very thoughtful position papers, all free
https://www.gorozen.com/
Also run a mutual fund
I learned the hard way with Mutual Discovery that if you hold a great fund for a long time in a taxable account, when the manger changes you can get hit pretty bad, either with lousy performance or taxes. For that reason I am reluctant to build hug…
I wonder why they publish such garbage. do they think anyone takes it seriously?
My favorite was the one where they downgraded a fund's "People" score for turnover, after one guy died.
My father, a Yale graduate and Medical School Dean told me "never get into a private airplane with an MD as the only pilot!
I think the same thing holds generally for Investing. Bernstein is an exception, and a hell of a lot cheaper than The White …
Bernstein is one of the few Physicians whose advice on investing I would take.
Of course since I am until recently largely a 100 % do it your selfer, I guess I am one of the other ones.
My other favorite "run as as fast you can from this one" are…
I agree that the current Israeli government is genocidal but there has rarely been any effort by any government there to do anything to deal with the Palestinians except by force. They have occupied the West bank illegally for decades.
The current …
I got a lot out of reading their massive reports years ago. However, when they sold the firm to that "fund" manger ( I forgot the name) and justified it for "estate planning purposes ( even though two of them were bachelors) I lost all interest.
Have to do some more digging but this may be it it without leverage rebalanced yearly
https://www.lazyportfolioetf.com/allocation/ray-dalio-all-weather/
I tried to read this guy for a while but gave up. All hype. (One of his partners in crime John Maudlin is hawking "Longevity Clinics" apparently based on chelation infusions or something.)
"A dwelling under 1250 sq. feet represents a meager existe…
I have always thought that if the % return on debt, either by increasing GDP, national income, etc was greater than the interest rate, debt made some sense. We are only having this conversation because interest rates have increased, (and for some r…
Forbes had an article on MP a while back.
https://www.forbes.com/sites/alanohnsman/2025/04/21/the-only-us-rare-earth-mine-may-win-big-from-trumps-china-tariffs/?ctpv=searchpage
and another more recent look at rare earths and a couple of other com…
There was an analysis of JEPI last year ( in seeking alpha I think) that pointed out the covered calls are on the SP while it's equity exposure is quite different.
So it could be caught in a bind if it's stock picking bottoms out. I think it is too…
Here is where the $17 Billion cut from the NIH and the $5 Billion cut from National Science Foundation is going
"The measure roughly doubles the current annual budgets of Customs and Border Protection and Immigration and Customs Enforcement (ICE) i…
