Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
"In reality, most everything that they can get from your car, they already could get from your phone.
Location, acceleration, deceleration, cornering forces.
They can even tell if you were distracted from phone usage history."
@DrVenture,
Mobile …
My current, somewhat older vehicle (2011 model year) doesn't have an infotainment system
or electronic roadside assistance so it should not be susceptible to automakers' data collection.
It really irritates me when companies harvest our private data…
One reason bond prices are increasing is that many investors expect further Fed rate cuts.
What would transpire if inflation became worrisome and the Fed hiked rates in the months ahead?
It appears that certain bonds are "priced for perfection."
The…
From Markets A.M. newsletter by Telis Demos.
On this day in 1987, Charles Schwab launched its IPO, selling 8 million shares
of stock to the public at an original price of $16.50 apiece.
Just 20 days later, the crash of 1987 hit.
The stock market pl…
new slogan :
Vanguard proudly offers Agency cost at the lowest cost!
IVA 2025 review of ~50 managers :
22 : (more than half): $0 invested in their own funds.
7 : $1m invested in one of their funds.
[check out that last high conviction allocation…
"There are so many media outlets, some posing as expert voices,
that paint everything in the US as if it’s going down the drain.
In my opinion, some people make investment decisions based on politics
and the grim stories the media feeds them."
Some…
[snip]
There’s a group that loves to tarnish the US, and they did so from 2017 to 2021 and again in 2025.
This isn't about "tarnishing" the U.S. nor is this thread intended to be a partisan political discourse.
“There is investor demand for these products,” said SEC Chair Paul Atkins at last Thursday’s meeting.
“But, we also must have appropriate guardrails.”
Is there widespread public demand for private investments or are firms just seeking additional ma…
"We should have done what Brazil did to their butthead."
Donald J. Trump sought foreign interference (Ukraine) in the 2016 election, he incited an insurrection
after losing the 2020 election, he needlessly put the country at risk by the illegal sei…
Daniel P. Wiener, former editor of the defunct The Independent Adviser for Vanguard Investors newsletter, shares his private market investing experiences.
"Private equity, venture capital, private debt, real estate investment trusts, and their def…
"I seem to be the only one concerned about putting a large number of the defense leadership
of the United States in the same location. Isn't that rather risky in terms of unnecessary risk of,
maybe remote but real, deadly consequences."
Anna,
You…
From Markets A.M. newsletter by Spencer Jakab.
On this day in 2001, Enron CEO Kenneth Lay led an online employee chat
in which he urged the company’s workers to “talk up the stock.”
He declared: “My personal belief is that Enron stock is an incred…
From the Markets A.M newsletter by Spencer Jakab.
Williams-Sonoma, Wayfair, RH: Shares of furniture and home-goods retailers fell in off-hours trading
after President Trump announced tariffs on imported items such as kitchen cabinets and upholster…
Yes, we caught the PBS News Hour tonight also. Trump didn't do well, did he?
No, Donald J. Trump did not fare well in this evening's reporting.
This is often the case when the cold facts of Trump's inappropriate actions are disclosed.
Ex-Trump White House attorney Ty Cobb was a guest on the PBS News Hour tonight.
An excerpt from his conversation is below.
"This process was worse than unusual. It was wholly un-American and really despicable in the way it was done. America's long …
According to the WP article, this is a highly unusual directive.
Since Mr. Hegseth is exceedingly unqualified to be Defense Secretary,
I have concerns regarding the results of this "special" meeting.
An email address was required to read the article…
"On the one hand, one can stretch boundaries a bit to avoid lagging.
OTOH, one tries to avoid taking on fundamental risks regardless of how well behaved the fund appears to be. Performance, even risk adjusted performance is not the end all."
Very w…
My question starts with why do you need a core bond fund?
I looked at CBLDX and IMO, it's better than all the funds above.
I checked from 1-1-2020 and it's number one.
For one year it's not number 1, but it's still among the top.
And it's the best r…
Here are several funds which are/were being considered ... WCPBX
I was going to ask how you would purchase WCPBX, or in the alternative say wow, I'm impressed, $1M min in most places.
But upon checking, I see that Vanguard offers it with a $500 m…
So I queried MFO P with my morning coffee, because I like queries. Here is what I came up with:
Basic Info
• Asset Universe: Mutual Funds
• SubType: Bond
• Age, years: 10+
Index? No Index Funds
More Basic Info
• Share Class: All Classes (Note: Th…
@Observant1: I know that you are familiar with VCPAX and while it does not meet all
your desirable characteristics, it looks like a good core-plus bond fund with a low ER of 20 bps.
Thanks, Mona!
From Heather Cox Richardson's Letters from an American newsletter:
"Today, with the popularity of President Donald J. Trump and his administration dropping, Trump’s disastrous performance at the United Nations, the return of comedian Jimmy Kimmel t…
Trump often falsely claims he was a target of witch hunts.
Yet, that is exactly what he is doing here.
Trump has weaponized the DOJ to persecute his perceived enemies.
He needs to be STOPPED!
"My first investment book was Andrew Tobias’ The Only Investment Guide You’ll Ever Need."
I've read this book early in my investment journey long ago (mid-to-late 90s).
From Markets A.M. newsletter by Gunjan Banerji.
On this day in 1974, John C. Bogle incorporates the Vanguard Group of Investment Cos.
to administer–and be owned by–the Vanguard family of mutual funds.
For the first time, large numbers of investors …
Past performance is not indicative of future results.
Sharpe/Sortino ratios and standard deviation are snapshots in time and can vary in the future.
Caution should be used when evaluating some specialized (non-vanilla) bond funds.
These bond funds m…
"I have noticed that many subscription links end up as open at MSN.
But there must be a delay.
When I posted the WSJ link, I also looked for a MSN link but didn't find any.
If I search now (title followed by MSN), I can find the link you posted."
M…
"What possible rational reason could there be to halt such a project?
Particularly one so far along."
It made no sense to kill this project.
But Trump hates renewable energy and loves oil & gas!
