Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I'm so tired of all the media attention focused on this buffoon.
I can't wait for the day that he simply "goes away" one way or another.
Make America Great Again - nothing could be further from the truth!
Interesting!
I didn't realize that New Jersey and California laws do not conform to federal HSA provisions.
This is unfortunate for Garden State and Golden State residents with HSAs.
Not sure about cash trustee to trustee transfers.
But I believe this would entail selling my mutual fund shares and going to cash.
Depending on how long the transfer takes, I'd probably be "out of the market" for several weeks.
Thank you all for the Fidelity HSA suggestions.
Morningstar rated the Fidelity HSA as the best HSA for spending
and the best HSA for investing in 2022 and 2023.
I've read other favorable reviews as well.
I have multiple accounts with Fidelity and pl…
@gman57,
Nice job consolidating your holdings!
I currently have 11 holdings across 6 accounts.
I'd like to decrease the number of holdings but it would be counter-productive at this stage.
Important factors for me include taxes, fund availability, …
FD,
When you say "99+% in the market", what does this mean?
Are you referring to equity markets, fixed-income markets, or other markets?
Just curious...
Thanks!
Easy answer.
First you tell me your breakdown of stocks, bonds, cash.
Second, let me k…
The Week in Charts (06/13/24)
The most important charts and themes in markets, including...
00:00 Intro
00:37 Topics
02:04 The Cumulative vs. Current Inflation Debate
15:30 Is Rising Unemployment Signaling Recession
25:53 Powell is Watching the Wee…
[snip]
Can't think of the last time I used my debit card to buy something in the past 30 years.
The consumer protections on them are significantly less than for credit cards....
and besides I prefer not to let retail companies have my checking accou…
DepositAccounts was mentioned in the other thread.
You may also want to check Bankrate.
https://www.bankrate.com/banking/reviews/morgan-stanley-private/
"I prefer an iPhone to Android. Android always seems like the worst Linux I ever installed.
And it's difficult to break the google connection."
Another option is to install Graphene OS on a Google Pixel phone.
Google apps and services are not bundl…
[snip]
I wonder if they have their "same-day" delivery service using their minimum wage delivery drivers for those?
[snip]
Costco has a reputation for paying their employees well within the retail industry.
Indeed indicates the average salary for Co…
I visited Costco last week.
The "greeter" at the entrance held a sign which stated gold bars were in stock.
I was aware Costco started selling gold a while ago but haven't seen it promoted like this previously.
I'm not sure if gold bars were physic…
FD,
When you say "99+% in the market", what does this mean?
Are you referring to equity markets, fixed-income markets, or other markets?
Just curious...
Thanks!
@Observent1
The other interesting thing about your story is how far those now great companies fell before they turned around.
We all remember the winners like that, but nobody talks about WorldCom, Global Crossing etc. They were hot story stocks t…
Twice I’ve asked absolute strangers met while traveling for investment tips. More of a conversation piece than serious talk. The first was while relaxing at a beach in the Florida Keys sometime in the early 2,000s. The fella recommended gold. Had…
@msf,
I initiated a transfer (IRA account) from Vanguard to Fidelity on 06/03.
Estimated time of completion is 06/10.
I'm undecided whether on not to also transfer my taxable Vanguard account.
Fidelity is offering a $1,000 bonus for investors who …
Special edition of The Week In Charts - The State of the Markets June 2024.
The state of the markets, including...
00:00 Intro
00:21 Topics
00:34 Stocks
10:25 Bonds/Fed
22:33 Real Estate/Housing
31:58 Commodities
36:46 Currencies
39:09 Crypto
43:02…
I'm glad this idiot can no longer carry a concealed firearm.
Unfortunately, some of his fervent disciples are armed to the teeth.
We've already caught a glimpse of what can occur when the Führer's rhetoric riles up a crowd.
"Isn't Intl investing really a currency play on a weaker dollar...which might be in our near future, no?"
Foreign currency weakness / strength against the dollar affects returns but there is more to the story.
S&P 500 companies derive a signif…
William Bengen published Conserving Client Portfolios During Retirement, Part III
in the Dec. 1997 Journal of Financial Planning. His recommended range for stock allocation
was between 50% and 75% for a 65 year-old investor.
"Because withdrawal rat…
Charlie Bilello & Peter Mallouk discuss public perceptions about the economy
in Signal or Noise episode 27 (from 01:30 - 10:23).
https://www.youtube.com/watch?v=DewGdneeLPI
"Stock markets are booming, regularly hitting new all-time highs. Unemployment is near a historic low, the economy is growing at a healthy clip and inflation continues to drop toward normal. So why are Americans convinced their economy is in deep tr…
The 3/25/24 reverse-split problem for BERZ & FNGD noted above has been fixed. Thanks whoever! We still don't know anything about the company or the developer.
I clicked the Buy Me a Coffee button on the homepage and noticed user PeterKwok wrote …
Can't pass along user acceptance testing & feedback without contact info.
There is an option to report bugs.
Portfolio Backtester start screen >>> About >>> help page
Report a Bug link is at the bottom of help page.
QLTY most closely resembles GQETX.
Both funds implement the same strategy and have the same managers
but GQETX holds some foreign stocks while QLTY does not.
Portfolio Backtest
@MikeW,
My primary international fund is comprised almost entirely of developed foreign large-caps.
I wanted a foreign small-cap fund or EM equity fund to complement it.
ARDBX uses a strategy similar to that of ARTKX which is applied to foreign sm…
Trump has managed to evade the consequences of his actions seemingly forever.
I'm glad to hear his long-running streak may be coming to an end.
Trump for the BIG HOUSE!
I performed a "quick and dirty" portfolio check two weeks ago.
Approximately 26.5% of the portfolio was allocated to foreign stocks via two international funds:
1) MFS International Equity Fund Class 3A (CIT)
2) ARDBX (relatively new holding)
Thanks for posting!
QLTY was on my watch list for quite some time.
After much deliberation (too much?), I initiated a sizable position in this ETF two weeks ago.
@hank,
QLTY is a relatively new fund with an inception date of 11/13/2023.
GQETX is very similar to QLTY (holds some foreign stocks unlike QLTY) but its history is much longer.
Since the $5mm min. initial investment for GQETX was "slightly" out of …
