Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
The Schwab rep already told you YOUR QUOTE
Schwab's responses (edited)
1) To utilize funds from SWVXX, you would first need to place a sell order to liquidate the amount needed
for the Automatic Investment Plan (AIP) purchase of additional PRILX sh…
Did you enroll a mutual fund in the AIP and actually purchase additional shares?
Did you then unenroll the mutual fund to cancel subsequent fund purchases?
If not, it was just a simulation...
I don't need to use the auto purchase 7 times to know it…
"I already verified you can unenroll any time."
You conducted a simulation.
I was hoping someone who actually purchased additional shares via Schwab's AIP would respond.
Based on your results, one could assume subsequent purchases can be cancelled.…
As expected, nothing new.
You must sell MM in order to buy a mutual fund.
I already verified you can unenroll any time.
Every new purchase of non participating funds have a fee. Using the auto feature reduces it to $10.
Selling shares is always free…
Again, all you got to do is try it. I just entered one and was able to edit or cancel(=Unenroll) it. If I could cancel it after 2 minutes, of course, you can cancel it after the first buy. case closed.
I left VG over 25 years ago after I entered a b…
Somebody needs to send a copy of this “Reduce Growth Significantly By Being Out Of The Market” thread to Warren Buffett.
Warren Buffett’s Berkshire Hathaway dumps $75.5 billion worth of stock and halves Apple stake
”Berkshire Hathaway Inc. slash…
Successful investing rules from Benjamin Graham.
The book is a good read, but the devil is in the details. How many Buffets do we have?
A lot of the wisdom was lost in the technology age.
Divvies don't matter as much; the biggest tech companies don…
BB, as I said already it has been proven decades ago that the SP500 beats most mutual funds over long term.
This is how Vanguard got so big, but millions still trade, go figure.
Many times the investors who don't know much and do nothing, out perfor…
While the above is true, it missed an important fact. What is better, missing the 10 best days or the 10 best worst days? The answer is the worst days.
Read my link
Conclusions:
1. The stock market historically has gone up about two-thirds of the ti…
i've held equal amounts of JAAA/CLOZ for almost a year now and have had no regrets. They seem to be slowing down at the moment but i'll hang out for a while longer. I have money in an OEF that also holds CLOs; it hasn't done as well but perhaps it…
If you want to make more, forget about words like "safe" "investment grade" "risk" "in the past it did terrible". Success comes from an uptrend with lower volatility (in my case)...and good trading.
If you want to be safe with low risk and hold fo…
Drilling and talk about it have a good chance to lower prices. Perception and expectations have an effect on prices with minimal changes.
Lower prices have a nice effect on the economy and lowering inflation since oil is used by many.
The price of …
Drilling and talk about it have a good chance to lower prices. Perception and expectations have an effect on prices with minimal changes.
Lower prices have a nice effect on the economy and lowering inflation since oil is used by many.
”Since 2000, I invest based on what has worked lately.”
I suspect most people do. They just don’t like to admit it.
Sounds just a bit like the ”trend following” tactic discussed by Meb Faber in this week’s Barron’s. (Perhaps once known affecti…
SNAXX pays 4.71% at Schwab. I know they are not equal.
Wait, I have less than 1% in MM and I only concentrate on how to make money, which will make me a lot more than the difference between these funds.
Buffett has been increasing cash for 2 years already.
The stock Berkshire Hathaway performance is similar to the SP500 which is unique to B.
Most investors who invested a high % in cash lagged the SP500 by a lot.
What can I learn from him? not muc…
I like simple since I started trading in 2000.
Concentrated portfolio in top categories, disregarding all the noise("experts" advice, election, valuation, economic indicators)
Never alternative categories (gold, commodities, CEF,long-short,others).
…
Since 2000, I invest based on what has worked lately, never predictions.
Buffet "only" missed 56+% in the last 2 years for his favorite advice, the SP500.
https://schrts.co/SNtMNdYU
It's about going to the middle.
Stop the woke, and the extreme.
Everything is not racism.
Schools and universities can't be teaching mostly one side. All views should be encouraged in campuses without fear and riots.
Politicians should listen to the…
I have been using the Fidelity CC for years but switched mostly to Pended CC with 2% cash back
https://www.penfed.org/credit-cards
Because Pended superior customer service and easier claim filing.
The other cards I have used for years are
*The Pend…
Open wide the doors, so that more people can shoot themselves in the foot? If I'm not already a day-trader, how is this of benefit to me? After hours. Or before the next morning's opening. Playing with Futures prices. I am "long" with all my stuff. …
At the end of last year so many "experts" predicted 6-7 cuts and were wrong.
I documented over many years so many foolish predictions. See
https://fd1000.freeforums.net/thread/13/wall-shame-worse-experts-predictions
There are better opinions how t…
Many bond investors make decisions based on what happened before while missing what is in front of them.
RPHIX,FLOT and FLRN make sense.
If you use a chart and use all the funds for YTD, the others have a lot more volatility and not much to show for…
Crash ADL is a caricature of itself.
FD:
https://www.washingtontimes.com/news/2024/sep/24/fbi-antisemitic-hate-crimes-in-us-surge-to-all-tim/
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Mark : How much larger my bank account becomes means nothing if women are not treated equally, if …
Funny, everything Dems accused T, they have done already.
Russian collusion? Paid by Hilary and executed thu the FBI
https://www.cnn.com/2023/05/15/politics/john-durham-report-fbi-trump-released/index.html
Soros has been promoting his lib agenda f…
I got it Hank, when you don't like something it's biased.
The economists in 2016, see the quote below, talked about the economy not the stock market.
A group of 20 Nobel Prize–winning economists warned last week that a Trump presidency could “jeopa…
Hank,
I'm "impressed" by these economists...mmm...just as I was in 2016.
https://www.cnbc.com/2016/11/10/economists-said-trump-presidency-would-be-a-disaster-why-isnt-wall-street-worried-commentary.html
https://www.politico.com/story/2016/11/krugm…
Hey Mona, I enjoy our Europe and all other travels around the world which we have done for over 40 years.
What I don't enjoy is the simple fact that many people, especially bight ones with advanced degrees completely lost their mind.
When I discuss …
Evidently FD1000 thinks that all of this is just "fake facts".
Sure, I got it.
Trump had low inflation + high increase of real wages + the borders were tight + Putin did not attack Ukraine + the Middle East was quiet and 4 Muslim countries sign peac…
Tariffs are also likely to cause more inflation. Does anyone doubt that cheaper imports helps keep a lid on prices of goods produced here? The same with tighter immigration policies and deporting immigrants, which would raise labor costs.
I remember…
"Also I have a quirk when it comes to OEF bond funds. I prefer the ones that pay daily vs. the ones that pay monthly."
I share that feeling because the monthly ones give the illusion of smoother NAV than what the NAV otherwise would be. They do n…
Litner, the system forced me to do the sell first.
MSF, I usually sell the whole position, I believe in very concentrated portfolio of just 2-3 funds.
Funds that I see a potential, I sell minus 2 shares per account and why I don't know the final a…
I have done the following for years at Schwab.
Suppose I have $100k in MM and want to buy $100k PRWCX.
I sell $100k of MM and buy PRWCX in the morning. At night I see the results, no problem.
If you do the reverse, same results.
If you sell all the…
I'm not glorifying anything. I'm just calling what it is.
Rebalancing is a gray area.
I'm talking about switching funds. I'm also talking about the meaning of a trader, the definition isn't accurate and many can't admit they are traders.
The bottom …
The artemis site continues to be an excellent source of info.
https://www.artemis.bm/news/mutual-cat-bond-and-ils-funds-recover-ground-as-hurricane-milton-impact-clearer/
