Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
My SIL has been buying 50/50 VOO/QQQ for years now. He can already retire.
In the early 1990s, a good friend invested in ten individual stocks, putting about $3,000 into each. The rest of his monthly contributions went into the S&P 500.
Nine of…
I have one account that I tell myself is a safe spot, but is it really?
Equal amounts in the following funds.
RPHIX
CBLDX
ICMUX
RSIIX
DHEAX
NRDCX
RCTIX
SWVVX
What is a safe spot? In 2022 many bond funds lost 5-12%
EGRIX easily beat the funds above i…
Neither. There’s a huge gap between the two.
When I retired, I already had enough — all I needed was a 6% annual return, indefinitely. I could have gone with a simple 50/50 portfolio, but why? That approach would have allowed my portfolio to drop 2…
https://wolfstreet.com/2025/10/21/the-23-bigger-cities-where-condo-prices-dropped-by-12-to-28-through-september/
Condo prices in the markets on this list have dropped by 12% to 28% from their respective peaks in 2021, 2022, 2023, or 2024. Each city…
OP "The REAL Economy: 'Empty shelves, higher prices’- Americans tell cost of Trump’s tariffs"
Here’s my experience:
Over the past several weeks, I’ve been shopping at Walmart and Aldi every week — and I haven’t seen any issues. I also visited Kroge…
The economists' chorus of doom since January 2025—stagflation lurking, recession inevitable, inflation roaring back, markets in freefall.
Yet, as of October 24, 2025, the U.S. economy is defying the script with solid growth and tame (if sticky) infl…
The irony continues. After years of panic-inducing narratives from unhinged Democrats, inflation is finally under control. Yet these same Democrats once denied the highest inflation in four decades during the Biden years—and now they’re attempting t…
Yesterday, former first lady Hillary Rodham Clinton cut to the heart of President Donald J. Trump’s destruction of the East Wing of the White House.
Hilary?
The Clintons stole an estimated $28,000 in White House furnishings and paid $86,000 to the f…
TDS has a new rival: BDS — Ballroom Deranged Syndrome.
Dems are melting down over… nothing. Again.
Trump’s 90,000 sq ft White House ballroom? 100% privately funded.
No taxpayer dime. Not a penny.
Try naming one other White House renovation of this s…
Many have been calling for exuberance for months;
The uptrend chart says the opposite. (https://schrts.co/XxpceUfz)
Bad news has always sold better, and clickbait has become the norm.
crash "He's not responding, of course."
FD: respond to a constant TDS?
The Democrats have outdone the GOP in every area they criticize. The attacks on Trump began with a coordinated effort involving Obama, Clinton, the FBI, CIA, federal and state a…
@FD100 - Why hasn’t some big mutual fund company snatched you up yet to run some of their funds? I’d imagine you could make David Giroux look like a rank amateur. Quite amazing TRP hasn’t lured you in with a big singing bonus …
I retired with …
YTD: GLD=62.7%...SPY=13.8%
1 Month: GLD=16.5%...SPY=0.3%
So, you can doubt the future of GLD, but in 2025 it's so much better, and that's why I have based my investments on current markets. I don't care about the past either.
I don't own risky stuff…
He is alive and has been making great global changes. Only TDS people DDD=dismiss,deny,downplay.
The Department of Justice (DOJ) has challenged Texas's state-level actions by arguing they interfere with federal authority over immigration matters.
…
I made money last Friday and my portfolio is at all time high.
That would seem exceedingly simple to do just by investing 100% in cash. Provided interest is credited daily, your portfolio would reach a new record high every day.
I made money last…
Unlike April, bonds behaving normally again, seems like. After Friday's swoon, SPY -2.7% (QQQ -3.5%), pretty massive, as @Junkser points out. But TLT up an impressive 1.6%.
+1
I made money last Friday and my portfolio is at all time high.
Thanks FD for yet another "Yeah but..." irrelevant response.
Your response was irrelevant.
The article is a click bait one.
There is nothing new in it.
Let's write another one.
LT, stocks will do better than bonds...what a revelation.
Another clickbait article.
The LT is great, but there are opportunities, and gold was one of them.
Buffett often spoke critically about gold — and for decades, he took a similar stance on high-tech stocks. Yet eventually, he bought Apple, which at …
A Week of Silence on the Israel-Gaza Peace Deal
I waited several days to see if anyone would acknowledge or celebrate the peace agreement between Israel and Gaza — but, as expected, no one did.
The Global Grip of Trump Derangement Syndrome (TDS)
TDS…
No one knows the answer.
There is a Wall Street saying, "The market can remain irrational longer than you can stay solvent,"
The market, as a collective force, can sustain trends or pricing bubbles that defy logic for extended periods.
Don't fight …
There’s no question that Peter Lynch was a great fund manager. Great interview.
But would he be as successful today, or over the past 5–10 years? I doubt it.
The internet has made global data instantly accessible, and information moves at lightnin…
For decades now, I don't look at one sleeve of my portfolio but the whole portfolio.
This allows me to use all categories.
I came to the conclusion to only hold leading categories/funds and look for the portfolio's total risk-adjusted performance an…
The only reason BS1000 posts here is that he has been kicked out of all other message board sites. Keep that in mind.
He has no where else to troll.
I’m really happy with my new forum — there are more active posters, a lot more about investments,…
Now a fun fact. I only have known a few people who were actually receiving ACA subsidies and privileges. All are Trump supporters!
Yes, I know one family, around where I live, personally. Trump supporters. Strange bedfellows!
My neighbor, who stro…
Where is the actual data that supports your contention that QDSIX has dropped 7% in 2024/25?
See the chart (https://schrts.co/pWNKwfaP)
I looked at a 3-year chart so it looked like 7%. It's actually closer to 6% but still more than your DD=4.8
If …
Max DD for QDSIX since inception is 4.45% as per PV unless @FD1000 you have info to the contrary.
Reread my post.
DD is a monthly number.
If on April 1st a fund NAV is at 10, then 9 on April 20, and back to 10 on April 30th.
DD=zero and tells you no…
Every time someone posts about price increases, it doesn’t tell the whole story because:
You also have to mention when prices stay the same or even drop — like oil. Remember when eggs dropped nearly 50% after months of political debate?
What reall…
DD is per month, not daily, and why it's not accurate.
QDSIX is far from the bond category. It lost about 7-8% this year from peak to trough and in 2024.
I would rather invest in QLEIX, it lost about the same in 2025, and 2024.
In the last 3 years Q…
I don't need to run. I know when to sell.
Since 2018, my portfolio never lost more than 1% from any last top of my portfolio.
I don't care what stocks do. I just need bond funds.
Wait, inflation will demolish everything.
One day stocks will down.…
Dems is the DDD party. Deny, dismiss, and downplay everything.
Dems cry, the stock market flies.
Trump signed with Pfizer. It's only for Medicaid. I wish it was for Medicare.(https://www.cnbc.com/2025/10/01/trump-pharmaceutical-tariffs-pfizer-deal.h…
Because the bond market is so fragmented, active bond ETFs have been around for years, while active equity ETFs is a relatively new development.
The real reason is simple: the S&P 500 is a powerful momentum-driven index, and U.S. markets have be…
Thought it was time for an update on tariff price impacts. In March 2025, I updated all our kitchen appliances from a local big box appliance store.
Refrigerator cost $2200. Now 6 months later $2900, same model $700 more.
Stove cost $1000. Now 6 m…
I know why I don't' spend it down. I live comfortably and do mostly what I want but LTC for 2 people can go through a sizable nest egg pretty damn fast. Two in LTC could be $200k+/year!!
Long-term care is extremely costly to pay for over the years,…
There are so many media outlets, some posing as expert voices, that paint everything in the US as if it’s going down the drain. In my opinion, some people make investment decisions based on politics and the grim stories the media feeds them.
Just t…
