Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
These articles hardly ever get the info you need/want. The most interesting are funds in the 3-6% yield where you find good risk/reward + yield.
Over the years I find myself using many times HY Munis + Multisector/NonTrad funds, especially securit…
I "love" when someone says averages. You can do better than the average and/or find better than average funds. It also depends on when you start and end the results.
Any time you start before a crash and end after a crash, "safer" higher-credit bo…
BUT, all this info will not be accurate true in the next 10 years since rates are so low now. As they say...past performance isn't a guarantee of future returns.
Yes, LT bond did better but also VWINX (2/3 bonds) did better but also SD=volatility was better too. (link)
But in the last 10 years TLT+EDV have similar performance to the SP500 too (link)
All my needs are met by the following
1) usually invested at 99+% mostly bond OEFs. In the last 10 years I was only 4-5 weeks at 99+% cash. Another 6-7 weeks at 30-40% cash.
2) Trading riskier assets several times annually for hours to days and ba…
It's so tempting to buy now IOFIX,VCFAX and especially EIXIX which I think is "safer" but I don't dare. These broken MBS might have a problem
[and later ...]
Corp bonds rated invested grade were down 13% from the top. Black swan is unknown ... Pi…
Baseball fan, all the things you said to watch for didn't work. Corp bonds rated invested grade were down 13% from the top. Black swan is unknown and if you invest based on that you will only own treasuries which are fine for some but not all invest…
All you need to do is read the previous posts and see the anger and lost of control, that was so easy to prove. I also think you should concentrate on investments, after all, this is not a political site.
@Bee, I'm talking about LTC that you must do.
BTW, we already visited many countries :-) Far East, Middle East, many in Europe, most places in North America 2-3 times (all over Canada + 48 states)
Out bucket list still has many more to see in Europ…
@FD1000 Thanks for providing a current reading based on the charts. I only loosely follow them but have also noticed that VIX has been in general trending down for over a month.
Yes, VIX at 33 is a good sign of down volatility from a crazy level o…
Looking at the charts.
QQQ signaled a buy based on the MACD at the end of March. QQQ passed the 200 days MA in the second week of April, then passed the 50 days MA, then test the 50 days MA again and now is up and running with a clear buy.
The SP…
My rule of thumb, you need to save at least 20 times your annual expenses, not including SS.
Example: if you need $50K annually then you should save a million dollars. If you are married and each has at least $1000-1500 SS then the withdrawal is a…
Dems opened so many investigations and promised Trump will be out, fired and...he gets stronger.
So, please keep it up, open more false investigations, more Lib media anger and lies and...watch the best reality show I have seen for years.
In the …
At Fidelity:
PTTAX has no fees but min is $1000.
PTTNA has a fee of $49.95 to purchase
PTTRX has one million min.
None is a good choice for most investors.
At Schwab
PTTAX has no fees but min is $100.
PTTNA not available
PTTRX has one million min…
Unfortunately, there is not going to be very high inflation. They have been saying it for years already. The economy is going to be very weak, mass layoff and high tech will continue to squeeze legacy companies and inefficiency.
"I can just buy Fidelity® Select Technology Portfolio (FSPTX) with ER=0.72%. And I don't need to wait 3 years to get ER=50%"
That's true. WIth FSPTX you'll need to wait forever to get an ER of 0.50%.
"Can you find another big discount broker tha…
Perhaps he has been reading the polls....
https://twitter.com/i/status/1253120597812555776
You mean Trump told what he really thinks and that's a problem?
I live in GA and Kemp is wrong. I'm definitely not going to my local gym.
So, instead of buying Fidelity Disruptive Technology Fund (FTEKX) with ER=1% I can just buy Fidelity® Select Technology Portfolio (FSPTX) with ER=0.72%
And I don't need to wait 3 years to get ER=50%.
Fidelity lost its way for several years now. P…
I gotta tell you, for the cheapest go-to, "shareholder first" fund company out there, Vanguard is sure the most bureaucratic fund company out there. Trying to do a simple XFER by mail is a complete nightmare.
And...speaking of transfer nightmares,…
Gasoline prices operate in a rigged system. When oil prices fall, it takes several weeks for the drop to work its way through the pipeline. But when oil prices rise, gasoline stations raise prices almost immediately, citing "rising costs".
"In …
The VIX was created by the Chicago Board Options Exchange (CBOE)
and now is at 47.65 at 11:45 PM
I follow the VIX + many other indexes/ETF during the day at Yahoo which is accurate too (VIX)
"...I can say that if you are not a buy and hold forever (Bogle style) then you are not an investor...."
I come here to learn. Reading many of the interchanges between others here and FD1000, it's clear that he/she has an unreasonable need to win …
I employ the ones that give me the best work for the money. If they don't perform, I just switch the
@FD1000, then you are not an investor, you're a trader of the hottest fund of the month club. Most here are investors. So, speaking for myself as a…
@LewisBraham
What you said is mostly correct BUT index works best for US LC. I have done very nicely by having a list of great risk/reward funds and selecting the one with the best momentum. Basically, I call them my NBA team. I want my team to g…
@FD1000 ... What is your source for the VIX?
FD1000 says, my reporting is wrong and ... "In the last 2 days, the VIX is around 40"
My source is linked below. I stand by my statement and it can be postured by visiting the link below. Just hover…
Several comments
1) FMIJX ranks in M* in its category for YTD and 1-3 years at 92-94 which is at the bottom 6-8%. In the last 5 years it ranked in the top 10% in 3 years but at the bottom 2 years. That should tell you its inconsistency. Up to 201…
Maybe it's too early to be sure about it.
https://www.zerohedge.com/health/gilead-pours-cold-water-report-sent-market-soaring-anecdotal-reports-no-statistical-power
@MikeM
Why would you use allocation fund with "Trailing Stop Order". The idea is to sell only stocks in a market meltdown while bonds protect you. It depends on the bonds of course. In a real meltdown treasuries are the best. When you sell your …
@Old_Skeet
You pretty much covered everything I mentioned already
In your analysis you reference CTFAX's inception date being 2012. This is wrong.
In your previous post you mentioned 2 funds CFTAX + CTFAX.
CTFAX's investment strategy is entirely …
The numbers DO NOT represent TOTAL RETURN which includes distributions. The only thing that matters is total return.
I also proved the last 10 years and we have all the data for it.
So, which is accurate, the Dow numbers or DIA(+SP500 which is cl…
Interesting. However, I am finding that CTFAX's inception date is 2OO2. I wonder how this would change things. For me, CTFAX is not a complete investment strategy. I am using it to play stock market swings automatically rather than doing it manu…
