Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Agee. Trimmed some positions with large gain. Time to let cash to build up. Pandemic is far from over.
Few opportunities I like beside cash. The value stocks have been overlooked and the valuation is reasonable. The market started to broaden …
It is totally nuts and why some cities are better are better behave than others? Friend of mine moved to Tampa, FL in November and promptly caught COVID. He then infected the rest of family over Christmas get together. It must be a lapse of carel…
@Mark,
Right now the frontline workers (doctors, nurses, teachers, firemen and police) are in first group of Phase I. Nursing home and those over age of 65 are being vaccinated. You belong on this group. In addition working with your VA, you can…
I feel the same that many of these people have been lied to especially in the last 4 years. These lies are further reinforced by the inaction of the administration. When the lies are repeated over and over again, they become the truth. What is ha…
Thanks. I follow Heather's writing as well.
Over the summer It was unnerving to see protestors carrying firearms in Michigan's state capitol. It is more than sheer intimidation to the lawmakers, especially with what is coming out from the WH.
I agree. Wear face covering is a nice way to protect everyone else beside yourself from COVID when 6' social distancing is not possible. Not only these people exhibit extreme selfishness, they help to spread the virus to other. Same goes for vaccin…
I understand there are the case rules that he can visit but cannot establish permanent residence. Also the entire Orange clan are relocating to FL as they are not welcome back to NYC. How fast the mater has turned downhill.
After January 6th, h…
Many governors are so afraid of Trump that they would not impose face covering in the public. FL is the worst where Ron DeSantis forbids large city majors to impose face covering. FL has the highest population of elderly, one of the most vulnerable …
I have invested in ARTRX for several years - a very consistent fund with a reasonable drawdown in 2020. The manager has been running the func since inception - quite remarkable. Covers all developed global markets without emerging market exposure.…
Stock valuation is all time high. I would consider a total market index fund instead. You will have a broader exposure to many sectors.
COVID cases are running rampant and we could return to March 2020 scenario again.
Disinformation in social media is the root cause of not taking the vaccine. Let hope that Dr. Kessler who headed FDA in Clinton administration will instill more confidence on the doubters. The other is the past dark history of the Tuskegee Syphilis…
Yes. 80%+ vaccination of general population is required in order to achieve herd immunity as verified by Dr. Fauci.
https://cnn.com/videos/health/2020/12/27/fauci-coronavirus-herd-immunity-range-estimate-shift-intv-sotu-vpx.cnn
Both Pfizer and Mo…
Thank you. Did not know Portfolio Visualizer provides that level of details. I presume the data get refreshed every quarterly or when they are available from the companies.
@Crash, you are right that there is a toll road in Orange county, CA. These days I use my map app to review my trip to ensure I don't get surprise like I did in FL and IL. This helps to avoid the gouging and headache later. The local residences al…
Think there is always a catch with brokerages on free stuff. If the Premier version allow direct download from brokerage, you are way ahead of me.
Still waiting for 1099 statements, W2 and other. I take an hour to enter the data manually but th…
Tracking the top holding also reveal whether the fund manager is doing "window dressing" at year-end. Some managers like to load up on winning stocks and dump the poor ones so that the optics look better. Some funds have low turnover rates while o…
@Mark,
TaxCut software from H&R Block is another option. It costs a few bucks less than TurboTax. Deluxe Turbo Tax is suitable for our purpose. Also we can look back on various deduction and income for last several years. We found that is use…
I use the same process as Ben.
T. Rowe Price gotten cheap that certain Morningstar products are only available when you reach certain asset level. Portfolio X-ray was useful to see overlapping holdings.
Right now @bee is not able to get them to return her call. That is unacceptable from their call center. One would plan to have that customer service phone number forward to multiple phone lines so their business would not disrupt. It is really not…
@bee, I have to do a similar IRA transfer with TRP several years ago and it took 4 weeks to complete. They follow all the rules and paper forms were required instead of electronically as in Fidelity. Don't know if this changed recently. Nothing w…
Agree. Bucket approach works well to ensure living expense for near term, 3-5 years. Shifting the gains from equity funds to the balanced funds make a solid approach in this low yield environment.
That is exactly what happened to our tax return last year which was submitted in February in paper form. We did not get our small refund until late July since the Oregon IRS office was closed for several months. This year we will file electronicall…
All the credit goes to my wife. She reminds us that we still have our jobs and there are many who much less fortunated than we are.
By the way, our professor snowball also donated his stimulus check.
By now TRP should able fully geared to work from home. Customer support can be done with broadband connection. That how IT support is being done.
I performed asset transfer online at Fidelity last week and it was completed in 5 days. As I recal…
One can donate the stimulus check to local food banks that can benefit many families who are currently out of work. These food banks rely soley on the local grocery stores and individuals.
It is not much but we donated our first stimulus checks. …
It is about checking a box from a long list campaign promise, nothing more. Empty promises to those captured voters. In the end, consumers paid higher price on Chinese products.
Same go to bring manufacturing jobs back to US.
Value investing has been out of favor in recent years and Artisan funds are no acception as their domestic and overseas value funds lag their growth counterparts. Kieffer has been managing for quite awhile. Is the AUM dropping quickly? Trying to g…
@LewisBraham, I concur. Social media today help to spread the new without fact checking/editing board as in new channels. Thus the false information spreads like wildfire. Challenge is that many people do not question information posted in social …
I won't receive any stimulus money - I'm not eligible.
Why you are not eligible? While we welcome you to the MFO discussion board, can you tell us something about yourself since you asked many questions? Investing is a lifelong learning process an…
Many financial advisors will help you to draw up a balanced and diversified investment portfolio. Ideally, funds chosen will have negative asset correlation to each other. High quality bonds and equities are the classic examples. While in drawdown …
That is why we have history class in high school.
Variations on the repeating-history theme appear alongside debates about attribution:
Irish statesman Edmund Burke is often misquoted as having said, “Those who don’t know history are destined to…
Manchin is different beast and perhaps that is the only way to get elected in West Virginia. Sometimes the moderate GOP senators are more amendable to work with.
Will be patient for awhile since there was more uncertainty With the unemployment nu…
