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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
I still avoid indoor exercise activities with other people - too many unknown risk. When the weather permits we bike everywhere for exercising. Can't wait when more people are vaccinated.
Will check with other brokerages to see if this policy holds. Unless there is special arrangement to waive the 5.25% load, A shares carries load as indicated in the prospectus.
Three classes offered in this fund:
A share -for brokerages and advisors
I share - for brokerages and advisors
R5 shares - for tax-deferred accounts
As I understand, First Eagle funds carry front-end load for individual investors. The load is wai…
@hank, thank you for your input. I have subscribed to the digital version of Barrons since it can run on all my Apple devices. Will revisit Kindle device approach another time.
Thank you for the explanation on "negative yield" comment. It is confusing for many investors. For example, Vanguard inflation protection securities fund, VIPSX, is listed with SEC yield of -1.68% with a footnote (G)
The yield quoted is the real y…
From Lewis’s article,
House Minority Leader Kevin McCarthy, a California Republican, tweeted Friday afternoon, “The Republican Party is the party of Lincoln & the party of more opportunity for all Americans—not nativist dog whistles.”
GOP con…
Unfortunately the Fed is to blame to create the low yield environment. That makes life hard for income investors. Often this lead them to incur more risk than they realize in order to have higher yield : junk bonds, emerging market debts, and EM l…
Based on MFO Premium analysis:
1. RPGAX rated higher than DODBX on lower risk over 1, 3, and 5 years period.
2. RPGAX has lower maximum drawdown in March 2020, -15.7% versus -21.0%, than that of DODBX. The recovery period is 7 months versus 11 mon…
@crash,
It is the Russian government OFZ bonds that you have to look for. US banks and brokerages will be forbid to buy these bonds, effectively cutting off foreign cash flow. Russian government bonds pay higher yield, over 7%, since they are not…
at home I prefer the Amazon Fire devices for print quality
@hank, do you mean that the image quality of Fire tablet is better than iPad? I like to keep everything on iPad just to keep life easier.
The old deck lumber we removed aged considerably and they hold little value. The climate here is tough on lumber products - hot in summer and wet in winter. The combined swelling and drying out processes require annual coating. Even at best effort…
@hank, thanks for the suggestion. I need to do more homework on this topic. Yes, PRNEX has been a sleeper for awhile since the old manager left.
Interesting that you mentioned real estate as it is a backdoor play on commodity. My REIT investm…
We resurfaced our deck several years ago with plastic lumber. Given the wet climate in Pacific Northwest wood products do not last. Last time I checked wood decking lumber was more than 40-50% higher than that of a year ago. The pandemic does not h…
US IG bonds refer to United States investment grade bonds, which have credit quality rating of AAA to BB; typical issued by corporation or publicly traded companies.
Junk bonds, also known as high yield bonds, are rated at C and below. Beware th…
Got my second shot. My arm is sore and perhaps a bit worse than the first one on day one. It seem to help by using ice pack to reduce pain and to alternate with a warm pack to increase circulation. No fever or other side effect so far.
The second shot reaction is expected to be rougher since your body has created antibody to react with the vaccine. I will have the weekend to recover. I consider that is a small price to pay in order to protect my family members, coworkers and nei…
I am getting my 2nd Moderna vaccine this Friday. Very minor arm soreness on the first one. My family is close to all vaccinated. Testing so far indicated the mRNA vaccines will last at least 6 months since they have been given. In addition to th…
I used to spend Saturday morning reading Barron's and it was filled with lots of information. $12.50 per month is a reasonable for digital subscription. Will check again if I can get it on my iPad. I also subscribe to Apple News Plus for $10 per mo…
Will revisit subscription with Barron's again for the digital version. How time changes when I had the paper version.
"Being There" is a classic film. "I like to watch".... can't give away the rest of the film.
Fortunately many institutions are exercising good common sense. Many universities are opening in this fall and COVID vaccination is mandatory! A friend's kid attending UCLA's graduate program was tested twice a week, daily temperature reading, and …
The fine is aimed at the monopoly practice that Alibaba is practicing, not the type of business. Alibaba must not discourage or block other BTB companies when offering the same products or services to the consumers. That is considered anti-competit…
From the article above,
Nearly half of all Republican men and 40 percent of Republicans over all have said they do not plan to get vaccinated, according to several recent surveys. Those figures have barely budged in the months since vaccines first …
For now only Pfizer vaccine is FDA approved for age 16 and up. Moderna and J&J vaccines are approved for 18 and up. Trial testing for age 12 and up are ongoing and results will be completed by later this year. Hopefully, kids may return to sc…
