Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Listened to Brother in arms by Dire Strat this morning. The haunting lyric depicts the Falkland Island war.
https://music.youtube.com/watch?v=dZXlQp0aKPU
Dan Ivascyn also thinks diversifying beyond the U.S. is a good idea.
"Dan Ivascyn, chief investment officer of Pimco, told the FT that the $2.2tn fund manager
was 'diversifying' its portfolios as it contended with the US president’s rapidly changi…
Any hint of not able to meet debt payment, the credit worthiness of treasury will be affect negatively. Next move, another rating downgrade by credit agencies.
https://pgpf.org/article/moodys-downgraded-its-us-credit-rating-and-warns-that-recent-p…
Having two co-managers working with Romick for over 10 years gives confidence for the future investment. In addition, Landecker and Selmo run the FPA Equity fund FPAG, a global ETF without the fixed income component. We pair FPAG with FPA flexible…
Great job, @Old_Joe! I too earned a few dollars too on gold, silver and their mining stocks. Any thought on uranium due to energy demand from data centers?
Lower fee has been a big driver for ETF growth. Now there are more actively managed ETFs available. Not have to paying the transaction fees is always welcoming.
Some firms such as Dodge & Cox may offers ETFs too in the future. Other smaller…
Thanks @Mark. Mr. Schafer laid out the historical facts point by point of science and healthcare to RFK, knowing the rest of the world will see the entire story. RFK is beyond ignorant on how modern medicine improves our lives and longevity.
No worry. We are about to put boots in Iran to assist their freedom. Good time ?
Do you trust government data these days? I see dollar trade is moving away from the greenback for good reasons.
The CNBC title is a click bait. A long way to go when the deficit is $38 trillions. Annual interest alone is $984 billions.
See link below for the real time debt:
https://usdebtclock.org/
US is now running with debt to GDP ratio of 124% ! Debt…
Several former law enforcement officers stated Ross put himself in the harm’s way by putting his arms inside a vehicle and standing in front or the back. He got hurt years badly ago when he was dragged by his arm inside a moving car. Yet he never l…
I agree with @rono. In addition to the heavy grade oil, rebuilding the oil infrastructures requires personnel safety and Exxon understands the risk and reward equation. VZ is not a friendly place to do business after Maduro. Who else would step up …
Watch out for callable CDs longer than one year. There is likely more rate cuts in 2026 and that increase the likelihood to these callable CDs to redeem before maturity.
My experience on food inflation is munch higher than 3.1%; more like 30% in 2025 ! That is from comparing grocery store receipts from a year ago and today prices.
Over Christmas holiday, we experience restaurants and lodging also went up double…
The man is owned by oil industry and he is lying again.
Offshore wind energy has been widely used in the North Sea to power many homes. Glad to see the rest of the world is catching on the benefit of renewable energy generation.
@msf, i stand corrected on my earlier statement.
But does Congress have the capability to pass any legislation these days? the answer is no!. So far, congress defers their authority to the President. Who actually represent the wills of the peop…
It is hard to swallow high ER’s when active managed funds fail to outpace their benchmark more than 50% of the time period. So why not indexing, especially large cap funds? Consistency is not easily to quantified. I use MFO Premium to look at th…
The mid-term election cannot come early enough. In the meantime, people like you and I are susceptible to these random violence in public space. Is this Kristallnacht all over again?
These moves are deflecting tactics on Epstein files that were suppose to be released. Guess someone is busy redacting the documents.
Isn’t he over-stepped his authority ? That is reserved for the CEOs of the banks. Banks in the public markets a…
Some speculated that he is dying with the talks of not getting into heaven. Health-wise, he is declining rapidly with frequent napping and incoherent ranting in important meetings.
Not onlyVance, Rubio is ambitious but for the wrong motivation. …
No sh**. What’s next, your state tax return so they can spy on your charitable donation to see which party the taxpayer belong to?
Had an interesting conversation with old colleagues over the holidays. Many stated “no way we are retiring in a r…
Many CD yields track closely to short term treasuries. After three 25 bps cuts in 2025, short term T bills are yielding 3.5-3.6%, considerably lower than 4.0%.
We have had the same question being asked earlier. 529 plan was one of the proposed solution. Please see the thread below.
mutualfundobserver.com/discuss/discussion/comment/203937/#Comment_203937
China has been planning since Trump’s first term. They know US ‘s weakness on critical metals snd supply chain and use it to their advantages. Tariffs only plays into their hands. Chips and others tariffs are postponed till 2027. Badically, US h…
Her diagnosis came after giving birth to their second child. She informed the public in 2025 as she entered treatment. The treatment did not work. That child is only two years old as Tatiana passed away. Our great condolence to Schlossberg‘s famil…
The free version of MorningStar does not have active share statistics on funds. Some mutual fund websites disclose them such as Dodge & Cox. Oakmark has their active share data buried inside and one has search for them.
i suspect today's broad dumping of precious metals is a play to capture 2026 equity gains.
The precious metals have rebounded to 80% of yesterday 5.6% loss.
The circular investment and concentrated AI stocks may present challenges to hit new hi…
BobC was an invaluable contributor until he retired. He was a financial planner who knows his funds and investment process before the launch of MFO Premium. Certainly learned alot from BobC.
rono said : Unlike the last two bull market in the metals which were driven by speculation, this one is driven by supply/demand fundamentals.
Silver has many industrial demand. Barrons mentioned copper demand is starting now from data centers.
@hank, Making buckets of ETFs enable one to explore your ideas and themes as part of the strategies. Will watch your progress.
I use the alternative bucket as a low correlation vehicle to equities. Precious metal is fine but they are for good tra…
