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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
@Observant1 posted
Jean-Marie Eveillard earned his reputation managing the SoGen International Fund¹ from 1979 until 2004.
Mr. Eveillard was named Morningstar’s International Manager of the Year in 2001
and received its first Fund Manager Lifetime A…
Thanks for heads up @yogibb. Remember 2023 with Silicon Valley Bank?
https://nbcnews.com/business/business-news/crisis-silicon-valley-bank-shows-tech-sector-worries-spilling-wall-str-rcna74311?os=f
This sort of circular investment troubles me.
Question is show me the money ? In another word, how do they monetize products and services derived from AI ?
Old_Joe said :
I'm working on my story to tell you guys what a really smart move I made just before whatever happens next happens next. But I gotta wait until it happens until I can tell you what I did before it happened.
That is called b***shitt…
Friday was strange:
1. Nomination of the new FED chairman, Kelvin Warsh
2. Dollar strengthen against major currencies after it lost 10% in 2025
3. Precious metals and mining stocks lost over 10% and >10%, respectively
4. Tech stocks trailed…
@Old_Joe, what a relaxing life! Very nice routine. Not retire yet but it is coming this year.
What i do in the weekends is to work on my veggie garden in the morning and have my coffee and oatmeal breakfast. My wife and i go to our local farmer…
Yes, virtual ballots and they only be seem by smart people.
This is another distraction from other things he is doing quietly. That includes the stealing of more personal information from IRS and the voting systems.
It is unclear to me how independent Warsh will be since he was a critic of the FED in the past. So are the other three candidates who are all dovish. Will Warsh take orders from Trump and cut rates aggressively and reignite inflation ?
Yes, PM…
US has no business to invade Iran. Have we anything learned from Vietnam and Iraqi ? At the end, there was no desirable political outcomes achieved, except it costed too many lives (service men & women and civilians). Where was the draft dodg…
He resembles Joseph Goebbels.
https://historyskills.com/classroom/year-10/joseph-goebbels/
Edit: . Goebbels used the Jews as scapegoat of Germany’s suffering after WWI. Historians have eluded to the Versailles Treaty that bankrupt Germany for havi…
Agree. We will be busy surviving the war. Watched Ken Burns’s civil war film many years ago and it still haunts me of what people had to do from day to day.
Adobe Acrobat sometime is clunky to digitally signing the document, but it is a common software widely used in brokerages. One may have to get used to it.
It has been very productive to diversify away from US, not just 2025, but likely 2026 as well. Others brought up how QQQ out-performed everything from developed to emerging market for the past 10 years. Hello, time has changed. With the balloonin…
"Regionally, Atlanta saw the most contract cancellations in December (22.5%), followed by Jacksonville, Florida (20.6%), San Antonio, Texas (20.6%), Cleveland, Ohio (20.2%) and Tampa, Florida (19.4%). Cancellations were the least common in the New …
This tariffs trade introduces uncertainty of who is friends vs foes. Confidence of the greenback and the federal deficit ($38.trillions) are called into questions. What can go wrong?
Warren Buffet once said, “You only find out who is swimming na…
Don’t forget Steve Miller who is behind this brutal immigration tactics on our fellow citizens. Miller told Bovino and the ICE agents that they have immunity and they have crossed the line of law enforcement and murdering..
https://cnn.com/2026/01/…
@Anna and @rforno, thank you. Great alliance and future trading partner.
In 2026 the developed and EM indexes are ahead of US already. Let the race begins.
Great loss to the investment community. We invested in LCR so to gain access to Dave Ramsey. I understand that he has a deep bench of managers who are fully capable to execute the Leuthold strategy. We will stay put.
Thank you, David for keepin…
3-7% weighing in PM is what i can managed with the high volatility. Regretted that every time i took profit. Both gold and silver went up over 10-20%, respectively. Interestingly, bitcoin went the opposite direction. Go figure!
PRCOX’s top 10 holdings resemble that of S&P500 index. Is 18% active enough to differentiate it from being a closet indexer fund ?
Here is the 5 year performance comparing it to VOO (tracks S&P500) and VUG (Vanguard Growth index). PRCOX …
This tactic and the resulting consequences on our lives will not be forgotten. This is only January and the mid-term election cannot come fast enough.
That dude is an embarrassment at Davos. His slurring speech and Greenland was confused with Ice…
Still looking at ex-USA investments in the coming weeks. AND, I'm thinking about (gasp!) adding some fixed income primarily in the form of local-denominated emerging bonds.
Same here. Still researching good active managers in this space.
He was slurring his words, and it is getting worse. The call to invoke 25 amendment is getting louder for good reason. Ronald Reagan was kept away from the public when the administration realized his mental capability has serious issues.
This is not over, just a pause long enough for him to realize how the Greenland negotiation will be long and challenging. I envision some lease agreement to expand US base(s) for security purpose.
Next target is Canada, Cuba, and Mexico, because…
We are unwinding our gold position slowly after a meaningful gain over last several years. Gold is near $4,800 per ounce. Gold does not produce earning and dividend, but it serves as a trading instrument in this environment.
So now all US citizens are more at risk on identify theft on behalf of DOGE. We have our credit frozen a year ago so that no one can open new credit cards under our names.
