Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
These are quat funds and their strategies deployed are way over my heads. I noted low correlation to equities is attractive as alternatives. But they often have high ER…
@Observant1, thank you.
Nice to learn the unique aspects of these funds mentioned here. AQR funds are interesting, but they often have expense ratio over 2%.
Today is different. We can no longer trust anything out of Washington.
Exactly! Food prices is much higher today than3 months ago. What happens to the egg price that WAS supposed to drop on day one of the new administration? The high price onl…
@Old_Joe,
Yes, I realized the language being used. Hope I did not offend you. If so, please accept my apology.
I like old computer languages that advance the space program for so many years. They just simply work. Today Ai is being deployed in…
How about the existing SS system just functioning just fine w/o those DOGE kids mess around with it. Just let these people do their job as they serve the country well since its inception.
Agree with @catch’s assessment on who is selling lots of treasury. The day is still young and this unwinding is far from being done.
Would you want to buy greenback with so much deficit and it is getting higher with the second Tac Cut Act. Somewh…
We need to view the WH tariffs as a negotiating tool rather than a thoughtful and well planned policy. Exiting now also locking in permanent loss unless one have large gains from previous years. So think carefully and everyone situation may differ…
@Charles, lots of quick changes in bonds. Junk bonds that worked in last two years now are falling behind as the market is falling, while the safer and quality IG bonds are back this week. Quite a reversal. Yes, I like boring T bills, money marke…
Stick to your portfolio allocations and don’t do anything rash during the market turmoil. Keep the money you may need in 1-2 years in “cash” (money-market funds, ultra-short-term bond funds, T-Bills, high-yield savings accounts, short-term CDs
Gre…
Everyone’s financial situation is different. We are near retirement and thus we stay conservative in our allocation. 65-70% are in bonds and cash while the remaining 30-35% in stocks. Don’t think this drawdown has playout completely and there are…
“This is why Warren Buffett just said Trump is making the best economic moves he’s seen in over 50 years,” the video says.
Bold letters highlight the non-sense Trump is sprouting.
Buffet has more than half of Berkshire asset in CASH since he to…
China's decision to apply a 34% levy to all imported goods from the U.S. next Thursday
This will hit hard on many US products, particularly agricultural products.
This is only the beginning of a “sh**** country” getting worse. For those who don’t think recession is coming. Odd is increasing daily. Earning season is around the corner, and the show is getting better. So much winning!
Just glad we kept on …
@yogibb, what Vanguard stands to gain in PE? New products with some PE components?
PE is generally offer to high net worth clients well in excess of $1M. Not sure how it fits in 401(K) plan.
@yogibb, what Vanguard stands to gain in PE? New products with some PE components?
PE is generally offer to high net worth clients well in excess of $1M.
@yogibb is spot on. Historically transformers use dielectric liquids as cooling fluids. The more common one is PCB, which is a highly toxic substance and has phased out in US. That is the reason why China is manufacturing these transformers, and …
Remember we have a mob boss running the show. And he answers to President Sicko.
There you go no “T”word.
As BS1k, best to ignore this troll who has contributed nothing useful to this board.
That would pose undue hardship for many budget minded families, including us.
As those who like pickup trucks and SUV, they will see a lot more then $4K increase; something more like $10-15K!
Here is a Barrons article on price hike.
https://m…
The earning season is coming and it won’t be pretty. There may be better buying opportunities ahead after 10%+ pullback. At that point, the valuation may return to the nominal range.
The FED is in a tight spot right now with slowing economy and …
Numerous studies have indicated excessive trading often leads to lower returns.
It boils down to creating a sensible investment plan with an asset allocation
suitable to an investor's risk tolerance/risk capacity,
and then sticking to the plan (maki…
Trump tells car manufacturers NOT to hike car prices from tariffs he imposed. As it stands, car manufacturers stand to loss billions of added cost. Can you envision what it does to their earnings?
Does the man know his math, let alone economics…
Be ready for the price hike for just about all name brands. So much wins with these tariffs and their impact on inflation.
https://apple.news/A8j5V1-XQTu6Gk1aIVZJZQA
Treasury secretary Bessent stated that " “Access to cheap goods is not the essen…
What goes around, comes around.
What is alarming in Tesla’s problem in Europe is not just the falling sale, the overall EVs sale are growing nicely at the same time.
Tesla is also falling behind in China which is a bigger market than EU. BYD a…
Sale of Tesla cars also falling behind in China in 2024.
In 2024, BYD had a 32% share of China’s total market for new energy vehicle sales, which includes hybrids. Tesla claimed only 6.1% of the market, despite reaching a record high in terms of …
VGMS ER 0.3%, comparable to other actively managed multiple sector ETFs such as BINC.
Other Vanguard actively managed, core and core-plus bonds also available in ETFs.
@rfono, I have had limited success with EM debts - volatile and geopolitical risk. So I will shy away from them.
I prefer European debts, especially among the Nordic countries. Professor Snowball provided a detailed write up on NRDCX several mon…
Good move @rono. You have a lot more stomach to play with Tesla.
We have been moving more US bonds to overseas debt, NRDCX. Our target is to have 40% invested outside of US. Next is more country-specific stock index.
You are welcome. I first read the article in Barrons, then it appeared in Apple News. Perhaps for Apple News subscribers, they can get access to it. Dan Ivasyn seldom provides interview unlike Bill Gross. Thanks to @Lewis Braham, the article is w…
Is that something in addition to the 1099-B and or 1099-DIV? We received only one 1099-DIV from TRP.
Think we will transfer our remaining funds to Fidelity this year. We got our tax return done a week ago with no issues.
