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@bee
if you already own BRUFX at Bruce, can you transfer your holding in its entirety to another HSA, ie, Saturna, TD, etc...thereby allowing you to sell shares and hold the cash as necessary?
Again, not my point. I would like to own BRUFX as well …
>> no cash position other than the internal cash held by the fund
How is that different from other funds?
My point is that not with regard to the fund, but to the lack of a cash position (mm fund) option at Bruce.
At some point I would lik…
I am particularly fond of BRUFX, the Bruce Fund. It's not available thru the big brokerage houses (Schwab, et al.), but it has a 15 year annual return of 15.46% compared to 10.11% and 10.08% for FPACX and PRWCX.
I'm hoping BRUFX with help cover my…
I have been noticing GNMA and MBS funds holding up quite well. A historical chart Junkster would love to love.
For example, M* considers USGNX high quality/low interest rate risk using their bond style box shown here:
US government securities a…
Using YahooFinance's portfolio tool I got these results:
IGPAX reported at 6:59 pm yesterday. Etf (VHT) will usually report at 4:00 pm usually while you have to wait until about 6:25 pm for VGHCX...similar holdings, but not identical. I sometimes…
What are you expecting to gain from owning and managing (at least the reallocation decisions) with this "comparative blend set of funds" verses just owning VWINX?
Another set of math comparisons:
A billionaire's 10% loss equates to $100 M or,
-the net worth of 100 millionaires...yow-ouch!
A millionaire's 10% loss equates to $100K or.
-the net worth 100 thousandaires...ouch!
A thousandaires 10% loss equate…
FYI:
In the second chart below, we highlight the percentage of stocks in the S&P 500 trading above their 50-days after today’s rout.
I realize you are only the messenger of this link, but how is it that you can link an article professing t…
We have goals? It wasn't clear we had any sort of plan.
You are more correct than I as far an energy plan goes. Thanks for clearing the lenses on my rose colored glasses. I grew up with TANG and Apollo 13.
Here's a 9 year old presentation that a…
Wood to Coal. Coal to Oil. Oil to Natural Gas, Hydro, Wind, Solar, Nuclear Fission.
We also have a wood glut and a coal glut...I welcome oil to the "glut-cheon" (Kind of an all you can not eat energy buffet).
Let's keep oil in reserve and move o…
With regard to using Roth IRA dollars for longevity risk Julian commented at the end the kitces article with this:
"I agree with you that there are better hedges for old age than longevity annuities. In a Roth IRA or non-retirement account, one opt…
One Article linked here states the following:
"The cumulative dollar amount invested into ALL QLACs across all retirement accounts may NOT exceed the LESSER of $125,000 (original regulations were only $100,000), or the aforementioned 25% threshold.…
I'm wondering which scenario would be more beneficial, should a 55 year old:
#1. Wait until age 70, allowing the IRA to grow tax deferred to potentially get closer to the $125K max.
or,
#2. Purchase a smaller QLAC (25% of present IRA value) at a…
Any thought on holding dividend paying gold or energy companies (in the form of individually stocks, MFs or efts). This strategy might also go for any oversold sector.
My thought is to think of these beat up dividend paying equities as you would a…
My experience has been the plan eliminates a fund and sends out notice to which fund the monies will be transferred to. I cannot leave/transfer my 401 until my employment terminates.
Changing jobs qualifies...I moved from one school district to ano…
Wonder if this decision by the plan administrator provides the employee with a qualifying event to rollover these shares "in kind" to another IRA. Seems as if an employee should have other options besides, "sell and buy something else."
Would this …
Just because an investment option is no longer available to employee to invest in why would the writer assume that those who presently hold Contrafund shares in their employee accounts would be liquidating them?
I get that I can no longer buy futu…
Some deep value opportunities present themselves when markets over react to the downside.
Good managers (and investors) have shopping lists and have done their homework and can easily see mispriced valuations in either individual securities or in …
I almost never see anyone post here about a mutual fund that is stinking up the place currently but could be a bargain long-term.
My "Cinderella Fund" list:
YACKX
FAIRX
TGBAX
PRPFX
TREMX
@Old_Skeet,
How is a P&E ratio determined for a mutual fund?
Even if a "blended P&E" of it's less than current (3 month old data) of the fund's equity positions could be determined, isn't this skewed by other fund holdings...cash, bonds, …
Companies that can continue to grow or maintain market share should provide good long term returns.
Market Share Defined:
investopedia.com/terms/m/marketshare.asp
And an interesting wiki on Market (Growth Share) Matrix:
"As a particular industry …
To be fair to the thread, I praised Hasenstab along with these other bond fund managers. My comparing them as "great" had more to with their ability to manage risk.
In the world of investing, investors often falls victim to the most common denomi…
Thanks @msf,
Also, I mentioned the term "in Kind" because there are times that, if possible, you may want to transfer shares of securities "in Kind" from trustee to trustee. This is especially useful when funds that you presently own are closed to …
Don't understand an avoid on fixed rate corp. preferred. No recession in view.
This appears just below the chart image I linked:
He makes a distinction between fixed rate and variable rate with variable rate getting the nod going forward. This m…
There is an important additional method of moving IRAs. There is a big advantage to using what is called an IRA transfer.
"IRA transfers" are a preferred method to move IRAs shares especially by (transferring "in kind") compared to an "IRA rollove…
Who are these pundits who form these estimates and why do companies and investors really care so long as the company is growing market share. Market share is a more important metrics in my opinion.
Is there a way to find out what companies are grow…
I wanted to resubmit a comment I left in another thread since the two threads seems related.
The thread:
my-engineer-buddy-is-now-crowing-but-we-both-have-smiles
My comment:
Let's keep in mind that what worked in the past for Balance Funds may n…
Let's keep in mind that what worked in the past for Balance Funds may not work going forward (ala Ed's commentary about balance funds). That's not to say smart balance fund managers (much like Ed) won't find new ways to manage risk and return.
@Old…
For those interested in Reverse splits and splits, here are a few links:
How-Reverse-And-Regular-Etf-Splits-Work
vanguard-voo-reverse-split
direxion-announces-etf-splits-3x-bullish-gold-miners-to-see-1-for-10-reverse/
when-mutual-fund-shares-spl…
