Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Governance is everything when it comes to a nation's success. Modi has proven that in positive ways for India's people and it's economy. Somehow investor expect a country to be run like a company. Most nations have bifurcate goals. Good governance b…
Thanks Ted,
I'd argue that bonds are like the fuel in the tank and the oil in the engine. The liquidity that keeps the economic machine from seizing up and keeps the cylinders firing. Without bonds the economic system would come to a halt.
Interes…
Similar to this thread's article:
mutualfundobserver.com/discuss/discussion/21802/withdrawals-from-401-k-retirement-plans-exceed-new-contributions-a-shift-that-could-shake-up-u-s#latest
Wonder what it would cost to also buy a 15 year term insurance policy that would payout $125K to guarantee against loss of principal of the annuity?
So from age 70-85 your term life policy covers the costs of the annuity in case of "early departure…
Sometimes it take some encouragement to get seniors to spend. This list is a bit long, but I like getting a 10% raise at my age.
Dunkin Donuts gives free coffee to people over 55 . If you're paying for a cup every day, you might want to start get…
As a full fledged taxpaying member of the "Constipation State"... successful Connecticut companies innovate where opportunity exists...Colt just isn't one of them.
Taser (located in Scottsdale, AZ) is:
bloomberg.com/news/articles/2015-06-16/taser-…
“Water, water, everywhere,
And all the boards did shrink;
Water, water, everywhere,
Nor any drop to drink.”
― Samuel Taylor Coleridge, The Rime of the Ancient Mariner
Time for NASA's research funding to be spent on technologies that step up and d…
Isn't the point of saving to provide the opportunity to spend at some later point in time? Get use to the fact that 1/3 of the US will be spending down their hard earned savings.
Seems stimulative to the economy to me.
I dare say, fewer AUM due t…
"Maybe they're selling back and forth to each other..."
Interesting way to pull profits from a stock price without changing the net number of shares owned. Here's some recent insider transactions. Just wonder if shareholders are drinking Kool-aid w…
@Scott,
"Lampert owns half, Berkowitz a corner, they can't possibly sell, they've either got to liquidate the company or get it paying dividends."
Whose selling shares and driving the price down if 75% of stock is locked up by two owners who I assu…
I am confused by this statement in the linked report:
"There is a common misperception that holding a bond to maturity makes your portfolio immune to interest rate risk. The reality is, when rates rise, the total expected return from a bond is ident…
Are you taking price inflation into account?
I seem to have too much month at the end of the pension check, especially as I pick up the growing costs of my healthcare.
Are your yearly decreases due to reduction in debt or some other costs that "…
Perhaps some can clarify whether other GARP funds have done relatively well recently which could mean that the Acorn people are indeed not doing a good job
I believe POAGX is described as using a GARP. GARP seem like a different way of identifying…
" 29 percent of such households don’t have a pension."
What is surprising is that 71% do have a pension.
If I read the article correctly, I think it claims 29% of the 50% that don't have retirement savings also don't have pensions. The percentage …
So instead of toasters we might be offered free government debt obligations for opening new accounts?
Hopefully one of these new bank account "prizes" isn't described as "G.D.O wallpaper".
@jerry & @Sven,
Fair enough with respect to the merits of MyRA.
What I find interesting is the process and strategies central banks (US Fed maybe ahead of the other Central Banks) will implement to unwind all of the stimulus that has propped …
@MJG,
Thanks for chiming in.
You stated:
"As a third case, I invented an 8 category portfolio which was more heavily weighted to US equities including Small Cap Value, TIPS, and a replacement of the money market holding with a Short Term Corporate…
Dinner on them...the rest of night is on you. Nothing wrong with being courted so long as you keep your wallet/purse and your pants /dress on. Combine appetizers at Costco with one of these dinners for the ultimate retiree's night out.
My concern is that the next time around, you want to own assets, especially ones that fare well in an inflationary environment.
Arguably the cheapest and most shunned assets today are inflationary assets.
Here's an interesting article on the impor…
@expatsp
"FWIW, Warren Buffett's equity allocation has been creeping higher"
Since this chart is being expressed in overall percentages of the the three part of Warren's portfolio, could much of the change in percentage be due to the performance of…
So my question is which Large Cap companies have not already been priced today for future growth? Instead of only using Price Earnings ratio PE), one recent wealth tracks interviewee (Tom Russo) suggested evaluating company growth based on a company…
Regulation is a paper tiger without enforcement.
How many "bankster" have been brought to justice as a result of financial regulations?
Try this sometime (because most of us never do): Get on the highway and follow the posted speed limit (follow…
The search for yield and credit quality (flight to safety) by world markets put downward pressure on the interest rate of US high quality bonds.
This realty has to be weighed against the upward pressure the Fed will eventually put on interest rate…
Next, what is a person to do with the roths that lose money ? One that make's 15 % & 9 that lose $$ , just doesn't make sense to me !?
Derf
Maybe the thought is to make fewer "Roth" bets and hopefulluy one hits a double (2x's its histori…
I have read that the taxes paid on a Roth conversion are best paid with fund outside of IRA accounts. Here's a strategy that I think provides a way to pay taxes on a Roth conversion with the very Roth that is being converted. Humor me by reading on.…
@msf said...If you don't need the money, pay the $4500 tax, and put the rest (25,500) into a Roth. That way you haven't touched any of your taxable accounts (so whatever plans you had for that money are unchanged), you keep your traditional IRA f…
Hennessey Fund's Concentrated Mid Cap 30 Fund (HFMDX) looks interesting. Wish the ER was lower.
M* Comments about Mr. Peery:
" Brian’s strength as a money manager lies in his commitment to quantitative, formula-based investing. Having done extensi…
@Bee - M* notes a 19% cash position. Leaving aside the fact that M* doesn't always have the data just right how does that jive with your claim of no cash position?
Your right, the manager decides how much cash is held within the fund. My point is th…
My wife is 5 years younger than me, and her earnings when she worked were much lower than mine. Our thought is for me to defer taking my SS to 70, she claims half of mine at her FRA when she turns 66, and then she can move to her own at 70 if gre…
BRUFX is my Health Saving Account funding choice. Like the choices Ford offered his customers, you can have any color car so long as its black, you are always fully invested in BRUFX, no cash position. A very spartan online experience. "Bill Pay" is…
His "solution" is to take out a large mortgage, out of which you both pay for the maintenance and the mortgage. He cheerfully suggests that this otherwise impoverished person take the remaining mortgage money and invest it at a rate so as to be abl…
