Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
When it comes to FoF I would consider looking at TDF, Target Date Funds.
Year ago I was impressed with FoF Vanguard Star Fund, VGSTX, (0.3 ER). FWIW, It is making changes to it's underlying FoF make up:
Changes to Vanguard Star’s holdings and sub-…
@rforno said,
That's precisely why I am NOT in my state pension plan! My entire 403b is in a vanilla quality equity-only American Fund.
If you are a public school teacher I believe you are contributing to your state pension through monthly (payroll …
Glad my 403b is not under the influence of such people sitting on our state investment committee!
You might want to look under the hood of your State Pension Plan...here's CT Teacher's Pension Plan...both Private Investment and Private Credit are pa…
Rob Berger's website has a number of links to Financial tools including a Fidelity link (@WABAC):
https://fidelity.com/why-fidelity/insights-tools
https://robberger.com/category/tools/
July 25th Episode
@hank, that $41.32 share price is just about the price for a case of Heineken beer. Maybe this is how I should fund my beer account ... with shares of HEINY!
Part 2:
July 18 Episode:
Global value investor Tom Russo assesses the many macro challenges facing multinational businesses and how his premier brand name companies are responding.
July 12 Episode:
Financial historian James Grant says gold’s impressive rally is flashing a warning signal about the value of U.S. Treasury bonds and the dollar. Why investors should take note.
https://wealthtrack.com/golds-message/
This is what I came up with for AA.
https://app.screencast.com/focrQYzX5b271
There is a category called "ventures" which would be interesting to better understand.
List of Ventures:
https://app.screencast.com/tARS7gSpS6usi
Thanks @rforno,
Very interesting story and great document to review from an allocation standpoint point also from individual security standpoint.
Does this statement report (publish) monthly?
Here's a great video that explains WEP/GPO as well as provides a downloadable Excel spreadsheet that you can use to enter your information.
https://covisum.com/kitces-ssfa
Found this information from Kitces website:
“How Much More Will I Get?”: C…
I appreciate Einhorn's honesty and humbleness as an investor.
He admits that his hedge fund is typically "wrong" 30-35% of the time.
He stresses that a good investor disciplines themselves to admit their mistakes and let go of those bad ideas (i…
@Sven,
Tim Murray from TRP does a nice write up regarding bonds:
are-us-treasuries-still-a-shelter-from-recession/are-us-treasuries-still-a-shelter-from-recession
Interesting read on Treasuries and your portfolio:
The potential for conflict between the Fed’s two main policy goals—supporting employment and controlling inflation—means that U.S. Treasuries have not been as attractive in the recent equity market …
- Trying to get ahead by cutting down on expenses is a loser’s game
Trying is one thing... succeeding is a other!
I have continually lowered my expenses in retirement by having the time to pursue cost saving incentives that I had little time to cha…
May 31st Episode:
“Rethinking Investing” is legendary financial consultant Charley Ellis’ “eureka” moment when all his investment wisdom and experience came together in one short volume.
https://youtu.be/ocATJvRgAHI
May 24th Episode:
Bridgeway Small-Cap Value Fund’s John Montgomery has delivered positive, benchmark-beating returns over the fund’s twenty-plus-year existence with his quantitative, contrarian approach. He shares his investment philosophy, methods,…
Kitces article on the proposed Federal Tax changes:
Here's one:
proposed-tax-bill-2025-tax-cuts-and-jobs-act-tcja-sunset-salt-deduction-cap-child-tax-credit-qbi-deduction-maga
Credit come before debt
Producers love credit
Consumers love to spend / buy (especially on credit)
Consumers get into debt
More income is needed to service more debt
Instead of more income, how about we create more debt?
OK...
This ends badly...I'm…
May 17 Episode:
Investment legend Jeremy Grantham, known for his prescient market calls, warns the US stock market is as expensive as it’s ever been and advises looking overseas for superior values.
GRANTHAM: FAMILY PORTFOLIO DIVERSIFICATION
D…
May 2nd Episode:
Global financial thought leader John Lipsky explains how new US tariff policies are upending world trade and affecting the global financial system, economy and growth.
Here is the entire list Sentra extracted from the book, A Few Lessons from Warren Buffett:
1. Big opportunities come infrequently. When it’s raining gold, reach for a bucket, not a thimble.
https://surfacearea.beehiiv.com/p/the-oracle-of-omaha
@yogibearbull,
You might enjoy this book (The Prosperous Retirement):
Reviewed here (in greater detail):
https://retirementresearcher.com/retirement-spending-increases-decreases-time/
An important simplifying assumption in William Bengen’s researc…
Global Shocks author Nicholas Sargen says Trump’s tariff policies are of historic proportions with lasting consequences for the global economy and financial markets.
https://youtu.be/29N3ttSKXqU
@Old_Joe said,
• Schwab does it by creating situations where they, not the customer, use the customer's money.
• If Schwab stops doing that, then they will just figure out some other way to do what they need to.
• That's life!
Somehow you seem OK wi…
Schwab paid millions to buy USAA Brokerage accounts when I was a account holder at USAA. USAA pocketed those millions (nothing came to the account holders) and Schwab eliminated a competing platform (in this case, USAA Brokerage), so this recent cla…
April 18th Episode:
Award-winning bond manager Mary Ellen Stanek is finding unusual opportunities in the recent bond market turmoil. She shares what they are and her advice to investors on handling unsettling markets.
April 11th Episode:
Managing investment risk has never been more important. Award-winning financial advisor Mark Cortazzo shares his strategies for avoiding, transferring and mitigating market risk to avoid permanent losses.
