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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
I was sooo hoping analytical you would chime in. tyvm tyvm.
As reward I insist you fix yourself a drink and go take the pleasure of reading Hiltzik tonight (random excellence in pol analysis: http://www.latimes.com/business/hiltzik/la-fi-mh-sen-sc…
Everyone knows the half-serious / half-idiotic / half-'what can be done about it?' glib insight 'perception is reality.'
This thoughtful analysis made me depressingly reevalute the profound problem --- it's all media-flamed perception now, little …
Wow, thanks all. I am just so tied to Roths and Roth funding and what happens at the end with them. I understand about free moneys, but my mind says Roth, Roth, Roth....
Hmm, must reread and digest, and then again. @Tb, thanks for compliment; we are…
@MJG, no, no flipping of intent, or a dropped not, and I thank you much for your thoughtful analyses and data provision.
It all depends on how much diversification the word wants to mean.
I was going chiefly by my memory of
http://www.investop…
Not quite 70 so not quite your desired sample, but our Roths are the most aggressively invested, and indeed sometime over the winter I think I will swing more and more into DSENX.
Kids get low-debt house plus anything left over, but the goal is to…
@l5b, if you mean the NYT article by the small businessman (woodworker, IIRC) about his own family healthcare costs and his keen concerns about his employees, I can't imagine what point could have been being made if it were fictitious, as his advoca…
No, all good, thanks; sometimes I know when I have nothing further to add. I thought that op ed would be of interest to many, not political and not to do w/ ACA. Glad to see you and Mona are still able to steer it back around to politics and broken …
Many here may know Ritholtz's charming (also perfect in its way) request:
\\\ Please use the comments to demonstrate your own ignorance, unfamiliarity with empirical data and lack of respect for scientific knowledge. Be sure to create straw men and…
Here is an extremely interesting analysis, troubling, substantiated, coulda been worse, no ranting about ACA either. Kids, man.
boss.blogs.nytimes.com/2014/12/01/its-not-all-about-the-premiums/
Smart, brief, clear, and unimprovable in tone.
I myself might add something about encouraging fairmindedness, substantiation, and assumption of good faith, also put 'strongly' in front of 'encourage'; but then I tend to the wordier.
If you examine correlation history, and not just recent, global markets very often do not provide much diversification. Cost reduction can be v good, though not if your cheap active funds do better (the few that do so consistently). Not paying an ad…
l5b, pal -- can you perhaps be on bf's insurance without marriage? Or is that not an option anymore in some places (maybe ACA-related)?
Agree, this has with struggle led toward a productive set of discussions. Yay!
@l5b, Medicare for me, as I have said elsewhere. And thank goodness. Everyone should be on it and have it, period. Expensive and not very good Cobra before that for a couple years due to (another) layoff. I do have terrific sympathy for those who mu…
Mona, I admire clarity and precision of thought and expression enormously, its having been my field for a half-century. Just enormously. Rather less so erotically. Aligned with the penchant for doing deep and disinterested research, it becomes that …
wah, wah, one of the worst parts. You should be glad, overjoyed, to pay taxes on this sort of thing, and the more the gladder you should be. What a lameass phrase, one of the worst parts. As opposed to the opposite? I will leave the why part of the …
msf, you are the only nonpro on the face of the Earth to write about how well thought out ACA is. Wow and good Lord, your house is going to be firebombed. Talk about being de man.
You must be (he claimed without evidence), if not a writer or academ…
jN, with the healthy young, apart from out-of-the-blue leukemia or ectopic pregnancy or something similar where you would be really glad to be insured, the chief thing in my experience of that cohort is trauma and exertional accident. All it takes i…
I agree totally about all progressivism-rebuttal debate, shouting down with hatred, but the below does not seem anything like what BR claims, dishonest seriously>? --- just maladroitly put and sequenced yet easy to fix by a competent editor:
Sto…
@JC
A problem in Mass. is that teachers finally make good money, really good money, per seniority and extras and whatnot, and do not retire but keep on. This also means many kids get extremely high-level instruction, often, and not just in the rich …
@Mona
>> I was told by your President
Mine? Huh? You know how I vote? And you are not a US citizen?
I hope your secret knowledges apply to investing too :)
@Mona,
There're lies and there're lies. I am not sure this piece below has all of the details 100% correct or up to date about timing and grandfathering, although the comments are chiefly rightwing spittle and thus no help as to the facts. (msf migh…
OJ, very good. Live free or die, as some say up here.
? You know the cartoon of the guy standing in front of his burning house telling the just-arrived firefighters 'No, thanks, I'm a libertarian.'
http://imgc-cn.artprintimages.com/images/P-473-4…
Mona, thanks very much for responding, honestly and frankly; and yes, I can see why your plan was noncompliant, as some would argue it certainly should be and have always been, with no mental health, no preventive, and with level-of-current-health p…
@IE --- >> it's my understanding that a plan able to exclude those with preexisting conditions is, prima facie, noncompliant with the ACA.
oh, yes, of course, sorry to have forgotten that obvs parameter. Thanks and apologies.
I am waiting t…
>> "to comply with federal law", as noted in the documentation from the plan provider."
\\\ Yep, the govt is dictating every angle it appears.
oh, it is, it is, whatever will become of us under this tyrant?
What lameass excuse did the insu…
In retirement now the chief reason I have so much with the Yackts is the comparatively shallowness of their dips, this year and historically, vs SPY and the rest.
I also do wonder how much longer DSENX's secret rotational (?) sauce is going to wor…
@darcey:
>> Private companies, who, as Accipiter pointed out, used the passage of the ACA to increase premiums.
Question: Is it not also the case that many have used ACA passage (used here meaning were forced) to decrease premiums? I read q…
Oh, right. All of these work perfectly perfectly, and without fail, it's true, and all of them enable ginormous rewards.
Whenever one can tell the future, that is.
Lemme know some of those 'plenty of fund manager'.
Market is trending up, and I k…
'Don't lose' is at the same level of utility as luck. It means nothing. If it is your mantra or whatever the word is, you will never invest, or only in things so sure you will never make serious money. It should be recast as Avoid All and I Do Mean …
>> “If you have a law that makes explicit that healthy people pay in and sick people get money, it wouldn’t have passed,” Gruber said ...
It is just so freaking odd that someone supposedly as sharp as this guy did not instantly, instantly, in…
I did not mean to imply, and do not believe, that politics and investing are not profoundly connected at many subtle levels and in many ways clear and occult. I was just reacting to the wheezing clanking machinery raising the ex machina notions and …
It opened fine in a new session of Chrome, but I did get some funky fake Adobe install page download with a launch out of an existing chrome page to a new one; sorry. It also launched perfectly in a clean launch in IE and FF.
So give it a try (wel…
omg is this fantastically comical and fantastically ignorant, that "out-of-control government spending" is a major, or the major, or even an important problem. Wow, wow, wow.
It is always fascinating to me that the undeserving poor are to be scorned so much more than the undeserving rich. That those who receive say public assistance should be better than the mass of us.
http://www.slate.com/articles/news_and_politics/hi…
