Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
>> 07/08 credit crisis a black swan event.
phft
Sugg not reading so much in theory or the sociology or culture of markets and finance.
Oil is probably v good play if you are in a speculative mood.
I don't know how anyone is going to lose b…
FSRFX too, as a result, looks like, right? Derf, thanks.
JC, you misread my question; I got to the site and cols fine, just missed the two in my sort scrutiny. Or maybe it was catch's fix.
All good points. I have been hearing for a long time about FLPSX being way too big, but it seems never to become an insurmountable problem. I have long been a believer in Bewick, but she, like most at Fido, does not have downside 'depth' as a chief …
msf, thanks yet again.
In case you missed this:
http://www.washingtonpost.com/posteverything/wp/2014/12/10/im-an-obama-supporter-but-obamacare-has-hurt-my-family/
Even the WaPo eventually got the points that most of the commenters make, and made …
Thanks both of you. I do not follow MA charts enough to make that sort of decision, but I can tell when things have swung to some extent. I will be selling other things next year and moving more into DSENX; the 13-month thing is most impressive, but…
@AJ,
Thanks for insight, interesting especially about down days. But if you chart it by month back to its inception, ~13 I believe, it stays consistently ahead of everything I care to measure it against (SPY, SCHD, PRBLX, FLPSX, FCNTX, YAFFX), per …
Mona,
Don't speak Spanish, don't know enough anyway, don't know your situation (other than the strange, constant resentment you cannot help presenting), but the video makes it clear yours isn't a serious request anyway (again). I do hope you get wh…
Best is not elusive, relative or subjective at all once you set the category and criteria properly. Plus this headline was the work of a headline writer; you coulda put quotes about the adjective. It's just got a lameass misleading name. Not the onl…
@bee, thanks v much for further thoughts. Her new salary is far from 72k still; I was rounding percentages. But yes, largescale 401k contribution sure does knock any salary down. I do not think she would qualify for anything except perhaps Boston or…
With this 25% match for a 28yo, I am thinking of trying how to do 401k max plus Roth max, for a while anyway, except that would involve depleting late maternal grandma's 'secret' housing and wedding stash moneys, so my wife has to be comfortable wit…
Sorry, just because msf has been an astute poster elsewhere on other things, most recently re ACA, so it was a tip of the hat to him.
The company match for my daughter is 25%. Her 2015 limit is 18k, over a quarter of her salary. Gah, we must crunch…
I was sooo hoping analytical you would chime in. tyvm tyvm.
As reward I insist you fix yourself a drink and go take the pleasure of reading Hiltzik tonight (random excellence in pol analysis: http://www.latimes.com/business/hiltzik/la-fi-mh-sen-sc…
Everyone knows the half-serious / half-idiotic / half-'what can be done about it?' glib insight 'perception is reality.'
This thoughtful analysis made me depressingly reevalute the profound problem --- it's all media-flamed perception now, little …
Wow, thanks all. I am just so tied to Roths and Roth funding and what happens at the end with them. I understand about free moneys, but my mind says Roth, Roth, Roth....
Hmm, must reread and digest, and then again. @Tb, thanks for compliment; we are…
@MJG, no, no flipping of intent, or a dropped not, and I thank you much for your thoughtful analyses and data provision.
It all depends on how much diversification the word wants to mean.
I was going chiefly by my memory of
http://www.investop…
Not quite 70 so not quite your desired sample, but our Roths are the most aggressively invested, and indeed sometime over the winter I think I will swing more and more into DSENX.
Kids get low-debt house plus anything left over, but the goal is to…
@l5b, if you mean the NYT article by the small businessman (woodworker, IIRC) about his own family healthcare costs and his keen concerns about his employees, I can't imagine what point could have been being made if it were fictitious, as his advoca…
No, all good, thanks; sometimes I know when I have nothing further to add. I thought that op ed would be of interest to many, not political and not to do w/ ACA. Glad to see you and Mona are still able to steer it back around to politics and broken …
Many here may know Ritholtz's charming (also perfect in its way) request:
\\\ Please use the comments to demonstrate your own ignorance, unfamiliarity with empirical data and lack of respect for scientific knowledge. Be sure to create straw men and…
Here is an extremely interesting analysis, troubling, substantiated, coulda been worse, no ranting about ACA either. Kids, man.
boss.blogs.nytimes.com/2014/12/01/its-not-all-about-the-premiums/
Smart, brief, clear, and unimprovable in tone.
I myself might add something about encouraging fairmindedness, substantiation, and assumption of good faith, also put 'strongly' in front of 'encourage'; but then I tend to the wordier.
If you examine correlation history, and not just recent, global markets very often do not provide much diversification. Cost reduction can be v good, though not if your cheap active funds do better (the few that do so consistently). Not paying an ad…
l5b, pal -- can you perhaps be on bf's insurance without marriage? Or is that not an option anymore in some places (maybe ACA-related)?
Agree, this has with struggle led toward a productive set of discussions. Yay!
@l5b, Medicare for me, as I have said elsewhere. And thank goodness. Everyone should be on it and have it, period. Expensive and not very good Cobra before that for a couple years due to (another) layoff. I do have terrific sympathy for those who mu…
Mona, I admire clarity and precision of thought and expression enormously, its having been my field for a half-century. Just enormously. Rather less so erotically. Aligned with the penchant for doing deep and disinterested research, it becomes that …
wah, wah, one of the worst parts. You should be glad, overjoyed, to pay taxes on this sort of thing, and the more the gladder you should be. What a lameass phrase, one of the worst parts. As opposed to the opposite? I will leave the why part of the …
msf, you are the only nonpro on the face of the Earth to write about how well thought out ACA is. Wow and good Lord, your house is going to be firebombed. Talk about being de man.
You must be (he claimed without evidence), if not a writer or academ…
jN, with the healthy young, apart from out-of-the-blue leukemia or ectopic pregnancy or something similar where you would be really glad to be insured, the chief thing in my experience of that cohort is trauma and exertional accident. All it takes i…
