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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
Thanks. HSA had not occurred. Not worried about Roth continuation. Vehicle choices will be good and similar regardless. I was going to consult Kitces, and this spurs me -- thanks for that the most! Was mostly hoping someone here would point me towar…
What others say. Even at high amounts (for me), the few hundred dollars is hardly worth it. I hate holding cash for months and months, and look longingly at PONDX and PDI (which I can trade in a commissionfree account at ML), but usually decide to l…
PT, very very good points. Diplomats are so wise sometimes. My Japan-born father and his parents (missionaries) would certainly have concurred in your takes even before they joined the Navy and Marines to defeat their former countrymen.
Don't star…
An interesting guy in many respects, but wrong about federal debt, and a chaired economist no less:
http://delong.typepad.com/sdj/2014/08/oh-dear-larry-kotlikoff-fails-to-read.html (second half of column)
Just google and you instantly see that they never make calls like that, or any.
Your calling them via a number received on what is clearly an IRS letter, that's different.
What Ted said.
https://www.washingtonpost.com/news/the-fix/wp/2016/05/10/the-first-major-poll-on-bathroom-bills-is-here-and-its-good-news-for-transgender-advocates/
What are the specific arguments for farmland? Not just more mouths to feed. I have Kansan friends who have talked for years about farm abandonment and the like.
>> As the old adage goes: Your tax dollars at work!
Well, read the NYT piece
I would not worry about having info w the credit agencies. You want that, believe me, so you can check and review it.
And a good thing the GOP has been so vigorous and successful in gutting its budget.
http://www.nytimes.com/2016/04/22/us/politics/irs-fights-back-against-house-republicans-attacks.html
Clearly privatization is the answer, bwahaha.
tnx, my bad
but good grief, what a dumbass thing to have be the default if you're trying to see how TWEIX or WVALX or whatever did again SP500 using $10k growth graphs.
@msf,
I was comparing it with M* "S&P 500 TR USD", their default. Why does it do so much better than SPY? I certainly must stop using the M* default, criminy. I must have missed a whole chapter on that.
5/3/1y VFINX outperforms significantly, a…
>> Why should I bias my portfolio toward large cap vs. say, VTSMX?
Because LC outperforms it, from 1992 on, pretty consistently, by a little or a lot (small lot) ?
@BrianW,
Sorry to be obtuse, but what exactly is this showing? I am not understanding....
Go to M* and graph growth of $10k of GABSX or other favorite vs VB for max/10/5/3/1y.
Jeez, if only it were true:
http://www.marketwatch.com/story/the-sp-500-index-is-not-your-buddy-2015-01-14
And just graph $10k growth of SPX alone vs FPURX ytd/1/3/5/10y --- and be sure to include max, back 69y to the week I was born. I mean, seri…
Yes, interesting to see superiority of GABSX and WEMMX since 1998 over VB, and then look at consistency and closeness of tracking wrt to it for 10/5/3/1y (which Snowball disdains for some reason, if I read him right), meaning sometimes outperformanc…
In non-Roth retirement accounts I sold a bunch of things a month or so ago when the Dow hit ~17,700, Yackt funds, some FLPSX and PRBLX, other equity funds. Of course the market went much higher :( . I thought I might buy back in at a slump, which p…
PFF is awesome the last couple of years. Go back farther than that, alas, and it falls well behind other div-oriented funds or etfs. If considering, be sure to check out its headsnapping (>60%) plunge from summer 08 on.
I owe you serious.
You gotta be persistent w c/s kids. I IMed Fido c/s just now, and no, '$50 is the fee.' I said 'For class conversion ...?' 'Lemme check. Oops, no, that can be done n/c. Phone only.'
Woohoo.
Future purchases? DSENX, then conver…
Did not mean employer Roth; sorry for lack of clarity.
Good high-level synopsis, much of which others have covered in part:
http://fairmark.com/retirement/roth-accounts/to-roth-or-not-to-roth/roth-ira-rules-of-thumb/
