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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
Once matching (free money) is maxed, I have not read anyone (I think) actually advocate traditional over Roth. Maybe if cashflow is impossibly tight otherwise - ?
Right, and the practical approach (Roberts pieces are v good):
http://krugman.blogs.nytimes.com/2016/04/28/impurity-in-the-pursuit-of-salvation-is-no-vice/
ha, a Brit liberal is a conservative who discovers he's a victim of greed.
In the editorial work I have done for a wide range of SICAVs, both the fees and the performance have seemed, over and over, strikingly bad.
Transparency is altogether desi…
Gosh. Ytd he's notably ahead of GLRBX, FPURX, and JABAX, hardly bad for a guy w/ so much cash, doing just what he has always announced and what we overpay him for, being real selective in an expensive market. Just sayin'. I sure would not bail.
Ha…
Is there any match? That's the chief question.
My 30yo dau is revisiting this as we speak, with a (small) effective salary reduction due to lower match at new gig.
If no match (unlikely?) and she can swing it (may be unlikely), then Roth is the cle…
Fiat Bianchina:
http://www.conceptcarz.com/images/Autobianchi/59-Autobianchi-500-DV-08_CbS_05.jpg
plus Channing funds (before Fidelity) and weak-company stocks, evidently.
>> suggestions on the best up and coming equity ... mutual fund that nobody yet knows about?
You have already looked into DSENX (or CAPE)? (NOBL, SPHD, and especially OUSA do not have large bases yet, I think, or whatever the word is.)
Some of this sometimes may be more macro thinking than manager decisions, meaning the space the fund invests in.
I find the USNews aggregating here worthwhile otherwise, more than the Street's caprice and future-guess.
>> sources mostly a…
>> When everyone agrees that you should buy a fund, that means every Tom, Dick & Harry logging into those sites is getting the same feedback. Money rushes in. At some future point a lot of that money rushes out. Might not be harmful for an…
>> I love it when five different sources give me five different views of a fund.
I have actually never seen this, in 45y. Example? I guess it depends on what 'different' means.
>> I'd worry if all five agreed
I the opposite --- woul…
I too advocate as few as you can stand and which meet your diversification wishes (noting that diversification appears somewhat overrated), and make my decisions more and more using M* upside/downside ratios alongside manager longevity and ownership…
I used to be like that but for intellectual hygiene (my brain clarity and challenges thereto) I went a few years ago to ML via BoA and Fido only, and so I buy only whatever is offered therein for free. Works okay thus far, although I forsake Bruce a…
I cared more when the kids were younger and had a copy of the family card and I wanted to be sure if they ever needed large cash quickly the card could be used.
If/when you retired, it is interesting to see what happens when you ask for an increase.
Another factor for me is credit line, not that I have ever used such a thing or anticipate doing so. I too have too many confusing BoA Visas, but for a long time only one had a $30k line (though now all of them do), same as Fido Amex. Meanwhile I ca…
It's still about retraining and that's what they keep ignoring. Tariff free int'l trade is good for everyone except the displaced workers. If they are retrained in a serious way, there is minimal heartache and misery. Yet with all these recent t…
It used to be that Amex phone c/s and other support, as well as backing policies (for car rentals, warranty extensions, subpar merchandise, merchant conflicts), were much much better than anyone else's. Maybe no longer the case so much, but a distin…
They did okay provided I did not fuss with them, which of course I did. I worked in high tech then (and after) and had Select Technology, not patiently enough, and some others. But then I got greedy, and followed the honorable quip of how to make a …
In doing further asset type correlation / decorrelation research, I was very surprised to see FAGIX outperform everything else the last decade. (Not a pure junk fund, true.)
Boy, I think I recall buying a second Select and paying the commission. Or so I remember now. Huh. They were offered in the first 401k I had available, early 1980s.
>> They felt that but for regulatory issues, ....
Bell Labs felt that way about everything, ever, every single decade, and long after the breakup as well.
I find VWINX especially impressive because, for a notional 35/65 fund, plus or minus --- meaning the sort of thing many of us would not consider, certainly not in our younger days --- it does so well equaling or beating (since the early 1990s) highe…
>> Remind me again why we should not just invest in VBINX and forget about it?
Because if you had read the Fortune and Forbes ranking articles in the early 1990s recommending DODBX, FPACX, FPURX, OAKBX, MAPOX, and/or GLRBX for the long haul a…
