Morn'in to you,
From the FTC site link below: "You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228. You will need to provide your name, address, social security number, and date of birth to verify your identity."
What about the CreditKarma one finds advertised in paper and at TV? Is this a valid site without fees, etc.? https://www.ftc.gov/faq/consumer-protection/get-my-free-credit-report
Below link: the site, cited by FTC; to use for a "free" credit report.https://www.annualcreditreport.com/index.action
Any comments, concerns and experiences to report?