I am going a bit more defensive for the new year and currently evaluating several funds that fit that theme including JENSX, MSFAX and CDC. Also considering FMSDX. My main concern is what will perform well in a rising interest rate environment. JENSX in particular performed well during the last rate normalization period from 2016-2018 and also has a strong long term record. Would love to hear what the whole crew is considering. Happy holidays to you all!