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  • @MrRuffles, May I ask if you are using a Schwab advisor in order to get this waiver? Many DIY investors do not.
  • edited June 11
    MrRuffles said:

    @Observant1 Don’t most TRP funds already trade NTF at Schwab?

    Yes, most TRP funds are NTF at Schwab.
    Being a new Schwab customer, I was unaware of this at the time.

    "T. Rowe Price compensates Schwab to market and promote its mutual funds; however,
    this compensation does not impact selection of any fund on the Select List.
    Schwab has a conflict because we receive compensation for marketing if you buy a fund from T. Rowe Price
    and we also benefit financially if you buy a Schwab-affiliated fund. This is not a recommendation."


    I screened for all T. Rowe Price mutual funds available at Schwab today.
    Results were filtered for NTF and TF funds.
    There were 135 NTF funds and 8 TF funds.

    T. Rowe Price Funds with Schwab Transaction Fees

    PBDIX - Up to $74.95
    PEXMX - Up to $74.95
    PIEQX - Up to $74.95
    POMIX - Up to $74.95
    PREIX - Up to $74.95
    PRTIX - Up to $74.95
    PRULX - Up to $74.95
    TLDTX - Up to $74.95
  • @Sven I am DIY and don’t have a Schwab advisor, only a standard Financial Consultant who was assigned to me out of one of their corporate offices. I never had any luck getting a waiver from my local office. When I asked my consultant, they connected me with a Trading Consultant out of Chicago who added the waivers to my account.
  • Thank you. That is very useful to know. Will try with Fidelity.
  • @MrRuffles- Thanks much for the info. I'm in the same position as you at Schwab, and had no idea re NTF possibilities.
  • Bought the following conservative outlay of funds this week designed to withstand whatever the future brings:

    -PRCFX & INPFX (~50% bond allocation funds)
    -FPFRX (FPA Crescent)
    -PRPFX (Permanent)
    -MVGAX (Global Low Volatility)

    Will cost-average in this summer, so would not complain if we see some consolidation by the markets....or a recession wake-up call.
  • edited June 12
    @JD_co

    If you don't mind me asking, are these new positions or was money added to existing positions?
    Have you taken actions to reduce portfolio risk due to the current market environment?
  • Mostly new toeholds. I had gone to cash in March/April during the tariff disruption. The stock market tends to maintain a rosey outlook regardless of circumstance, and the TACO game is playing itself out.

    But Mike Tyson's famous quote, "Everyone has a plan until they get punched in the mouth" gets thrown around on these forums for good reason.

    I look forward to the next market "test".
  • Thanks for your reply.
    I agree that the stock market seems to be overly optimistic.
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