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Hi sir got this from journalwatch /The pandemic's future: Researchers with the Center for Infectious Disease Research and Policy (CIDRAP) used data from influenza pandemics to predict the future course of the COVID-19 outbreak. They estimate that the outbreak will likely last 18 to 24 months, and 60%–70% of the population may need to be immune for the pandemic to end. They offer three potential scenarios for future waves of the outbreak and advise leaders to prepare for the worst-case scenario — that is, the current wave is followed by a larger wave in the fall or winter of 2020, with at least one smaller wave in 2021/
Yes sir... 401k mostly indexes bonds 80%stocks20%bonds. Private portfolios usually bought individual bonds. Sometimes preferred stocks or stable income stocks. I just hate to pay all those funds fee and at end performance worst than indexes