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thank you for your December response to me. It's been of great help. I'm still researching and sitting on about 18% cash reserves that I'm holding off allocating until I'm done. I do not have access to EFT in my account, and don't have the resources to meet 1 mil minimums, but know how to read a prospectus and find the Z and R6 classes I can invest in.
I just want to say thank you for your time and post. It is much appreciated and helps a lot. Your kindness is respectable. Regards, Michael
It is probably a good thing to have some cash with the market volatility today. I am conservative at the moment. This past week's wild ride is probably a sign of more to come. I am watching for opportunities now.