Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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MikeM
I know you are not a fan of his, Mona (understatement :) )
Another Bills fan!!! Junkster just sent me a note saying the same. GO BILLS! They will be right down the road from me when training camp starts next week at St. John Fisher College. But tickets sold out in hours, so I won't be going. Are you from the area, Western NY?
I morphed into a plan over the years though I admit every time it's tested, like in March, I still get nervous.
The plan, the plan...
- 1/2 my retirement savings is in the Schwab Intelligent Portfolio at about an equity:bond:cash allocation of 45…
@Old_Joe, fwiw, here is a straightforward easy to understand link from a site bee mentioned as one of his/her go to's. In it, Tom Madell's appraisal is that he considers munis risky. Also a much lesser fwiw opinion, I do too.
http://funds-newslett…
I have partaken in the market gambling game in small amounts, but it is just for the fun of it. I don't expect to turn much profit, if any. My latest trifecta, SILJ, GDXJ, junior silver and gold miners after listening to rono having so much fun, an…
+1 @hank.
On the lighter side of wearing masks, I bought 2 masks with Buffalo Bills logos on them. I took a selfie of me wearing one and texted the pic to the family. My oldest replied, "do they choke". I laughed out loud at that one.
I can't help much @crash, but I would say when data has that much variation then that movement probably has little impact on long term investment. Trying to predict future earning during this economic nightmare has to be a guessing game anyway.
My only take is that the 4% rule is it is only a guide, not a hard and fast rule. You have to make adjustments with all the variable inputs surrounding that rule periodically, kind of as @MJG's monte-carlo simulation suggests.
Hell, deciding to se…
Here are excerpts from a recent article in Barrons. Surprisingly (maybe) many analysis see GE as a decent risk reward play. My figures are crossed for David Giroux decisions since PRWCX is my largest fund holding.
https://www.barrons.com/articles/g…
Since this is a Roth 401K loan, would the interest portion of the re-payment be added back into the Roth 401K account balance along with the principle? I am thinking... yes...
The answer was yes when I was doing it.
We used to do it all the time back in the 80s-90s for home improvement projects or paying off credit cards. Used it to pay some tuition costs when the kids were in college too. Like you said, you are the bank so principle and interest you pay goes b…
I read it the same way as @wxman123. They can make numerous increases in those 31 days or numerous decreases in 31 days, but can't do both. In fact, I see that they had numerous buys in March as the S&P 500 was falling.
I also can't figure out…
Some of the discussion around AKREX reminded me of this quote:
“Selling your winners and holding your losers is like cutting the flowers and watering the weeds.” – Peter Lynch.Jul 16, 2019
AKREX is a growth fund and has been for a while. If you beli…
JoJo, you have made no sense in this exchange with Lewis. He is making good points which you haven't made any. You are talking about wanting to take on risk with a small number of stocks with a great manager so that you can beat that index. I would …
I've never heard of it, but a strange name (Global Allocation) for a fund that has < 5% equity outside the US. M* categorizes it as a moderate US allocation fund, 50-70% equity. If you bought it thinking it was global it seems to have changed man…
I did a switcheroo last week and exchanged SFGIX for the Artisan EM fund, ARTYX. I've held the Seafarer fund since it opened and stayed staunchly behind it and the funds manager, but ARTYX clearly has been the better option in this space recently an…
Is "value" going to be dead for a while?
...stop falling in love with funds
..."Large Growth" might continue its extended run...
Consider switching FMIJX with an international growth fund?
Hi @VintageFreak. No one can answer these questions, so you…
I wouldn't think inflation would be such a bad thing in some ways anyway. Wouldn't CD and MM rates of 5-6-7% again be a pretty nice outcome for retirees? Inflation also helps reduce the burden of national debt, oddly enough.
I'm looking for the si…
From what I can tell, CTFAX performs similar to an average conservative balanced fund until the crap hits the fan like we just experienced, at which point it shined. This sell-off certainly skews all the comparative return data.
Protecting princip…
It's people like you, FD, that just don't get the negative effect that Trump instigates with his "social media" fake news. Trumps intent is to sway and confuse the Georgia population to fit his unscientific and statistically inaccurate "opinions". T…
He may be right, but it certainly wouldn't be his fund to increase equity in.
Part of the reason I transferred my stake in DSENX into other funds was to give it to managers that do hold cash and have track records of knowing how to and when to app…
I see just as much chatter now about deflation as I do for inflation. But as far as inflation, the general go to places are TIPs, gold which you don't want, commodities or real estate.
I'm still holding gold, IAU, and I have since late 2018, thoug…
Oil investment may be a value trap in these rapidly changing times. Is it really undervalued or is it's apparently easy accessibility and the alternative competition finally setting the new standard price for this commodity? I would bet a trap. I do…
I employ the ones that give me the best work for the money. If they don't perform, I just switch the
@FD1000, then you are not an investor, you're a trader of the hottest fund of the month club. Most here are investors. So, speaking for myself as an…
Let's look at a story of 2 International funds. If we look at total return, the growth of $10,000 invested on 1/1/2011, we have these results:
Both funds A and B start with a $10,000 investment on 1/1/2011.
on 12/31/2011, fund A had $8609 / fund B…
You can do the above. Suppose your portfolio is 50/50 and you invested 20%(out of the 50%) in SPY with a trailing stop market at 10%. It means that as long as SPY goes up the trailing stop follows but when SPY starts going down and eventually hits i…
