Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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STB65
Is RNCOX worth holding?
After looking at the M* 1 and 3 year numbers on this fund with its ER of 2.22%, I wonder if it's time to give up on it. It was once recommended as a core holding, but I'm not sure it's worth its cost.
Is anyone holding it with confidence?
BAC is a poster child for 10 year charts. I put a small amount in BAC for the dividend in 2007 (thanks, M*, who appeared to recommend it, then a few months later posted an article defending the suspension of the dividend), but a friend of mine moved…
fwiw, I checked my IRA purchase again and it claims there are no fund imposed fees and the amount in the fund posted is the same as the purchase amount. Maybe it's because it's in the IRA.
My IRA at TD Ameritrade has GEGAX as a NTF fund with a $250 minimum. Didn't realize I was getting such a deal, but I have no idea what non-IRA rules may be. I didn't check the expenses on class A, so there may be issues of which I am unaware.
Apple is an idea company and its current ideas are being copied or improved upon. Unless it has another disruptive product to spring on the world (and preferably another in reserve), it needs to bring its dividend at least to the 3.5% level of MSFT,…
Not being a billionaire investor's son, but having grown up on a farm and still owning a little land, I don't see that as training for Berkshire;and he's not the picture of health. I prefer dividends instead of having to sell my stock for money to m…
Not yet being retired (and it may be a long time at this rate of withdrawal) I haven't checked, but is the 2.8% recommended rate below the required minimum IRA/401K/403B withdrawal from the IRS? Could get interesting if one has to set up a second t…
Thanks for the heads up. I'm one of the Seafarer junkies here, but Aberdeen's performance is too good not to keep a toe in the door, and it's only $500 to play. EM long term will probably be the place to be, and they let you add $100 at a time, so o…
Thanks, mrc70
Hadn't kept up, but had some direct investment with the fund. Put in some IRA cash @ TDA. Wonder if the return will be different between the TDA and direct investment, indicating the fees they have to pay to TDA?
Thanks for all the help. I'll have to see what I can get from TC thru current employer, since the Fidelity funds offered have recently reduced their ER a fraction, but, so far as I can tell there are no non-Fidelity funds offered. If I can get the s…
With the debt ceiling negotiations to come and the usual first post election year pattern, that may be optimistic, although waiting for the negotiations to have their impact and investing at the bottom, if one can discern it, one might achieve your…
Thanks to the above three. Seems like I should file and suspend and let my wife file for spousal benefits. (Hope I can convince her that it's OUR money and that she has enough shoes already. Really should use it to fund our children's IRAs, if she'l…
There's something "Onionesque" about Rush's rant. Of course, you don't need teeth to eat a Twinkie, so it might appeal to his average audience. Guess I'll wait to see if the Chinese press picks up on it.
Spouse and I are both > 65, both employed full time. Don't need the money yet (although you discussants have provided several unfunded ideas), but I've got my Greedy Gomer T-shirt and I wondered if it was even legal to both take spousal benefits,…
As far as I'm concerned, I'm grateful to be an American, an accident of the "embryo static line" (to quote Dennis Miller) that left me in the best country on earth to realize one's potential. I now happily pay my taxes. Once upon a time I didn't, bu…
Although it's only one click closer than using the "Support Us" in the tool bar, it probably serves more as a reminder to us lurkers that nothing is truly free. Since I do half my holiday shopping on Amazon and almost always enter or re-enter thru M…
Thanks for the links. I'll try to find time to review them.
Part of my problem is working about 55-60 hr in 5 d then a 14 hr week-end roundtrip home.
Guess it depends on what fee/performance fee means in percentages and absolute money.
Garrett does…
Windsor closed years ago due to asset size at the time; windsor II opened with same management then as I recall; assume it's bigger because V thought investment opportunities were sufficient for it's size. M* likes Wellington (5 stars). Obviously, t…
Hmmm, Entered AQRIX and got no minimum required, just now entered AQRNX and got no minimum required message also; but this order was accepted. Guess TDA's just a bit casual about some details (and I'm not too acute some nights).
Thanks for the info
Reply to @David_Snowball: Perhaps it's a philosophical question, but, if one has a manager one trusts who has beaten his category fairly consistently (ARIVX), why recommend a fund with a M* low risk, low return rating (PVFIX)? I tried without succes…
Some PREMX in a rollover IRA; much more FNMIX (14% ytd, but I've been adding for several yrs) since it's my 403b platform; toe in ADBLX (5% since I got in this yr) and RNDLX (10% since sometime last yr) in a rollover IRA. Perhaps Gundlach deserves …
TDA responded that their investment committee will consider SFGIX at their investment committee meeting in 2 weeks. Send more emails. They will ask you how much you want to invest. Assume it will be a transaction fee fund ($49 currently)
Since I'm a few $M short of the $5M minimum individual investment (although I am investing in a Powerball ticket tomorrow) and TDA rejected my attempted IRA investment despite listing no minimum, is there a platform accepting reasonable minimums (No…
Reply to @MaxBialystock: I sent a small check to SFGIX today. If it was in TDA, I'd have switched quite a bit more. I suspect he wishes he had several extra million to invest over the next month or so (not that I would have helped much). He seems ag…
Indeed, most of the jobs being created are service industry jobs paying close to minimum wage.
True, and unlikely to change unless quality products are made here and those of us who can afford to pay for quality choose to do so. Interesting comment…
1. If I had a frog in my pocket, I'd say "we", and the frog would probably do better investing than I do.
2. The recession is much closer than 5 yr.
3. Since my Tweedy Brown unhedged, doubled the gain of the hedged TB today, it must mean something, …
And just when I was going to take my losses on Tilson Focus (still down big 5 yrs later), Bernanke does this, but I guess he had to follow the ECB. Not too sure that it's politics, since he was a Bush appointee, re-upped by Obama in mid-crisis (litt…
OK, M&P is a good fund family, but Hussman has to be right sometime. Is this really the time to pile into anything with more than a few shekels (besides a good balanced fund with a large cash stash)? But I'm usually wrong, and it is an election …
To Vintagefreak
NARFX sounded interesting. Fortunately, I had no available funds. (3 marriageable daughters may protect one at times). I think the emerging world represents the long-term future and I lack the time and expertise to research the compa…
If you believe actively managed funds offer an advantage, and lack the $25M to follow Rao into Chautauqua (and Cinnamond's fund is now closed), it seems that supporting a potential winner, as Foster may be, is a risk one might take with a portion of…
Since I have little investment acumen, I must limit my comments to non-financial matters. While I sincerely regret that the teen-aged Ryan found his father dead in bed (an event most of us are fortunately spared), he seems to have sprung from a much…
TDA did resolve the concerns. The share valuation has declined enough that the reinvested dividends/interest at slightly higher valuations appear to create a loss. Even using their gain/loss view shows a loss, since they continually add the reinvest…
