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Dave
Now living in the time of RMD's with maximized, deferred SSA payments as well as Investment dividends and Savings/MMF/Bond interest.
Somewhat thankfully: I have some CG losses...
I'm going out on a limb here, and making wild assumptions...
When the launch date is finalized, and probably before the general availability on brokerage sites, it will be available directly from CrossingBridge.
See the 'FUNDS' menu dropdown at ht…
@newgirl
Some info I received from John Connor of CrossingBridge after asking about the availability of a recording:
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Hi Dave - there is not. We are hosting another webinar for non-US clients/prospects on Tuesday at 10am. Please feel free to …
Vanguard has been pulling some funny stunts lately. Maybe a change in internal management policies?
I had check writing account on one of their MMFunds. I wrote a check. They bounced it. The agent: The checking account was closed as DORMANT aft…
As much as I delight in old historical information, [Anyone want a copy of the 1979 S&P Stock Market Encyclopedia ? (Yes, '79, not '97)] for Mutual Fund performance anything older than 5 or 6 years is obsolete. Unless of course you are looking …
I don't tend to track these things at the micro-level this 3-month review has, but I'm curious how the 6-month T-Bills have been tracking... [ The 6-month is my sweet-spot. ]
f.y.i., Vanguard will also calculate the earnings attributable to the converted amount.
BUT: This all becomes academic for Tax Year 2018 and future. The general consensus is that Tax Year 2017 recharacterizations will be permitted.
NOW: A Big …
A Big Warning to those of us who used to do multiple IRA/401K to Roth conversions and then pick the best of the litter to keep as Roth and throw the runts back into the Traditional IRA/401K via a recharacterization... I am not a tax attorney, but i…
Best: RPHYX/RPHIX - I annually funded it for 2 years worth of monthly withdrawals as our retirement 'paycheck'.
Mixed Bag: RSIVX/RSIIX - On the taxable side, I did a little tax loss harvesting and then reinvested once Mr Sherman got the train back o…
I prefer the old format but recognize that some of the members might like the tabloid format. That said, if we could have a direct link to the current monthly long form ( vis or in addition to the drop-down menu ) and a separate additional link to …
You might take a look at any of the Vanguard 'Dividend' funds and/or ETF's. Also look at SDOG, a sector diversified Dividend Dog styled equal weighted ETF. And Schwab offers their SCHD, a US Stock, Large Cap Value ETF tracking the Dow Jones U.S. D…
Yes, I am slightly displeased by RPHYX and RSIVX's performance. However, they are still a hold for me.
And also a candidate for some tax loss harvesting. I'll be rolling my investments in Strategic Income into High Yield, waiting the requisite…
@msf: "The ability to apply capital losses against ordinary income is capped at $3K" *per federal tax year* With any excess being carried over to the next tax year.
And for an individual looking for current fairly stable income, gains/losses ten…
I own both funds as a sort of '401K Stable Value Fund' replacement and a source of current income. I'm on the slightly positive side of Happy with it, with the current LT Capital Loss :-( being offset by the Current Yield. It's not great, but it's…
Hmmm. Yes, the blog does not seem to have this commentary. (yet?) It came from his monthly 'Newsletter' sent today, Sept 3rd.
This issue of his newsletter can be viewed at http://us4.campaign-archive1.com/?u=106bf0eb2d98400b0754830dc&id=ad59e…
Glad I read this synopsis... I think I'll be taking advantage of the Institutional Shares - No Minimum Investment being offered to direct RiverPark investors. It seems opportune to put a small deposit in just to have the I shares. And I emphasis '…
I prefer Option A ...
But I'd prefer you not use the "go to the top" floating button. It obscures the text, forcing me to 'arrow' down instead of using the 'page down' button. (Unless I want to just guess at what's hidden under it...)
The "go to …
... In RiverPark's case, the managers do uniformly solid quarterly letters though with the inevitable (given the tech, nearly inexplicable) lag.
David
Where does one find these quarterly letters? I don't see mention of [or I am totally overlooking…
On Schwab.com RSIIX showing $1000 minimum for IRA, $2500 for taxable accounts; these are the lowest minimums I have seen for an "Institutional" class.
Which is true, although you'll pay Schwab a $76.00 transaction fee to buy. (No fee to sell.) But…
1. Annuities: Vanguard has a referral program that, IMHO, provides a deal with "Low costs and competitive rates". See https://investor.vanguard.com/what-we-offer/annuities/get-guaranteed-income
2. Dental Insurance: :-( After looking at the cost, …
Consider RiverPark Strategic Income (RSIVX) - Same manager, slightly more 'adventurous', slightly better return :-) , and from what I've seen so far, not too badly subject bond volatility. The per/share price just goes up (due to Capital Gains?), w…
I use this scheme with my Vanguard IRA holdings. At the beginning of the year, I attempt to calculate how much I can afford to convert to a 'new' Roth. I move it, and then towards December and April I calculate if I went over or 'lost' money. If …
Do you still have the 5.75% front-end load? Or is that waived also?
Edit - Per fido: "This fund is now available NTF (No Transaction Fee) and offered load-waived through Fidelity"
Looks like it's going on my list.
This is interesting: Scottrad…
Vanguard ( a somewhat reliable institution ) has an offering via its
INCOME SOLUTIONS annuity purchase program with Hueler Investment Services, Inc. They are currently quoting a monthly payment of $658.64 for a $100K annuity sponsored by either Mutu…
Since it's a long-term investment, my Vanguard recommendation would be to go a little more aggressive using either their STAR fund (VGSTX) as an auto-piloted allocation fund, or their Explorer fund (VEXPX) for a more aggressive small cap growth tilt…
Reply to @Maurice: Any reason you didn't consider RSIVX with the same management, a little more risk, and a little more yield? Curious mind wants to know...
Reply to @Old_Joe: Any reason you didn't consider RSIVX for the same management, a little more risk, and a little more yield? (And I'm still holding MAINX, but considering...)
Of interest: Back in August 2011, I parked ~$10,000 in each of RPHYX and VCSH [Vanguard Corporate Short Term ETF] with dividends/interest reinvested in both. Since then, the balance in each has nominally been within ~$100 of the other with VCSH bein…
