Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Hello all,
I can not write as to what davidmoran's chart represents. However, in doing my own research here is what I found to be the ten states that receive the most in Federal aid. South Carolina is not one of them. So, perhaps davidmoran's ch…
Hi @davidmoran,
I am not to saying she did not have her critics.
Perhaps, she wanted to keep the free lunch crowd form populating the state. Make it enticing for this class of citizen ... and, well pretty soon the state becomes heavily populated …
@MikeM,
As the saying goes ... South Carolina is governed (or was) by the Queen's law. As Governor, I believe, she was highly regarded by both aisles.
Old_Skeet
Hi @JohnChisum.
Interesting comment you make about the US, UK and Japan. You must be on to something because one of my global hybrid mutual funds is weighting towards this very same plus I have another domestic hybrid fund positioning along these …
I came accross this site ... Sensible Investment Strategies. It has investment strategies for those who are in the accumulation phase in investing as well as those in retirement and the distribution phase of investing. Interesting!
http://www.sen…
Hi @MikeM,
I'm thinking this varies with brokerage firms. At Schwab, I expect you pay a fee for the robo account?
https://investorjunkie.com/42668/true-costs-robo-advisors/
Skeet
Hi @SoupKitchen,
Thanks for the question(s).
To me, etf's are for trading and are usually held in accounts where wrap fees apply. They themselves, may be low cost but when you add the wrap fee, to me, they might indeed cost more plus you have the…
Hi @Soupkitchen,
Sleeve Management System
Now being in retirement here is a brief description of my sleeve management system which I organized to help better manage the investments held within mine & my wife’s combined portfolio…
Hi @bee,
Here is what I do. I hope, in some way, it is helpful.
For me, now retired and in the distribution phase of investing I found it beneficial to take all mutual fund distributions in cash and let these build in the demand cash sleeve of my…
@slick,
Just now getting to reading some new comments made since my last vist to this post. Hope you continue to progress well and your upcoming surgery goes well. Please keep us updated on your progress.
Know, I'll be keeping you and the others…
Hi @hank and others,
In reviewing the income area of my portfolio which consists of two sleeves one a fixed income sleeve and the other a hybird income sleeve with a combined area total of 15 funds I do not have a single fund that has not had posit…
Hi @JohnN,
Sorry, JohnN but I can not offer any assistance with this. I'll venture back to the thread if I see another response posted. My comment should keep your post alive for a while as post without comments get sent to never-never land.
hi @hank and others,
Thanks for posting the article.
In checking my fixed income sleeve, this morning, all my bond funds are up for the past week and thirty days (about one percent). So, it is not surprising that money is flowing back into fixed …
@DanHardy,
I have been giving this some thought and this might be what you are looking for ... It usually has a section on bonds.
Check the link to see ... Scroll down to the section on bonds. And, the professor breaks down the model portfolios t…
Thanks @Crash and @Old_Joe,
It is nice of you to make comment as I was wondering if this was being appreciated. I figure in making updates to it through the day my update visits were counted in the number of hits the post received now at 139. So,…
Hi @Ted,
Hopefully, you are making good progress in your recovery.
Anytime you want to restart you early morning and market closing thread know I'll close mine down.
Great to see you posting.
Skeet
Hi @JohnChisum,
Thanks for lettering us now of your medical condition. I wish you the very best in the coming days and hopefully things will get back to normal for many of us. I too, probally like many on the board, have to monitor my blood press…
I've been thinking of you Ted since your last visit on the 9th. Figured something was up? Glad to hear you are on the road to recovery. Take care and post when you can.
Old_Skeet
@Old_Joe ... My thininking was that fleece carried much the same meaning; and, I could not bring myself to write such a terrible word in public space even though it pretty much described what they have done. From my perspective what was done consti…
For what it is worth ...
Not saying this is the gospel that everyone should follow ... But, to meet my investment goals I use mostly active funds over index funds.
The only Index mutual fund that I currently use (from time-to-time) as a special …
Since, the topic has move to portfolio and investment performance Morningstar reports my investment return for 2016 at 10.1% while my brokerge house reports my combined account(s) returned 8.3% for the year which includes my sizeable cash position o…
Hi johnN,
Thanks for posting the blurb on muni funds. At one time I had a complete sleeve of just only muni funds in my income area consisting of six funds. Now, I only hold one fund and it is a member of my fixed income sleeve. I'll probally ne…
Although I posted this in another thread, I found Jeffrey Saut's weekly commentary interesting especially his most recnt one titled "Buy C-R-A-P"which stands for computers, resources, American banks, and ...
Read his commentary in the link below to…
It is really simple @JoJo26, pay the up front load and avoid the ongoing account wrap and advisor fees plus higher transaction cost, etc. Also, note the load diminishes as the amount invested increases. With load funds, it is all contained into on…
For what it may be worth and to whom it may concern ...
I have been investing a good number of years and a good number of my A share fund holdings can be traced back to the 70's and beyond. When I look at what some brokerage houses are charging in…
Hi @johnN,
Thanks for posting the Schwab Municipal Bond Outlook. I have a small representation of muni's in my income sleeve and was wondering when might be a good time to add to the position. I'd like to build it to where it is about 5% of the s…
Yep, @Derf, I have found the same to be true in viewing my own credit report.
A good record ... or bad ... seems to never go away when it comes to credit.
My late father use to say ... "Regardless of what others say about me ... I wonder if their …
Hi @MJG,
Thanks for posting as I found the linked article indeed good reading.
As a successful small retail investor I fall for it every year and make a forecast much like many others as to where the S&P will close at year end. This year is n…
Hi Catch22,
Not sure this is the answer you seek ... "Govern as you feel best."
General, the little guy rides and does not become a lead "signed" plantiff. Myself, being a little guy, so-to-speak, have choosen to ride class action cases, in the p…
Hi @hank, @MikeM and others,
For information purposes, please go back to the link on the Thournburg fund. Notice in their bond ladder they are holding as a principal step in the ladder about 13% cash with another 14% being held at the 1 year matur…
Hi @hank,
You make a good point as to why a loss might take place should a fund manager have a run on the fund and have to sell to meet fund share redemptions. However, my comment centered more around short duration limited term bond funds which a…
@bee,
Thanks for making comment and the link to the Mutualfund/ETF Research newsletter.
I am also providing a link to Thornburg's Limited Term Bond Fund (THIFX). The fund overview explains how maturing securities are reinvested within the bond la…
Hi @MikeM,
I agree with what is stated from your source material. However, if the bond fund manager elects to hold a bond to maturity the bond holder is paid the face value of the maturing bond. In many short duration and limited term bond funds …
