I already run my thread about bond OEFs which is what interests most but as you know I know a lot about all funds because I like to research.
But, over the years I find that many investors fall into 2 groups first, the indexers/buy and hold with limited funds second group, more diversified regardless.
The above is missing on 1) too many funds which usually lead to too many trades and both cause performance to regress to the mean 2) not owning the best of greed
My opinion is the middle ground is best for both, select only 5-7 funds using indexes and only unique funds with great results which are difficult to finds such as PRWCX, QQQ instead of SPY, AKRIX, PIMIX.
So, I just post my opinions here and there when I think it may help someone. I just like to discuss funds and investment theories but many take it too personally :-)