Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
If DT wins, the first thing I’ll do is check this thread to see the reaction.
https://npr.brightspotcdn.com/legacy/sites/wyprmain/files/201611/sad-clinton-10.jpg
If DT wins, will you move back from Europe to Boston?
A reminder, just 4 years ago the Middle East was calm and 4 Arabic countries signed a peace agreement, first time since Israel became a country. All you got to do is connect the dots.
I connected the dots.
Trump University
Trump Foundation
Trump S…
@hank this is a piece I received from Rosenberg (David) Research today.
Memo To Treasury Market Investors: Chill!
Okay, I am getting inundated enough now regarding the sloppy behavior by the Treasury market since the Fed cut rates -50 basis point…
Apparently, most but not all of the initial shares are still locked up. On Aug 22, a few execs sold between 3,467 and 84,941 shares @$22.70. Not enough to move the market, but the rats may be lining up to jump ship.
Here's the EDGAR search resu…
FD1000,
I gather someone with address your drivel. I will say that one again you exhibit that you are as unhinged as your idol. Keep drinking the Kool-Aid.
@rfono
What is a "Tomahawk"
My favs
https://www.keens.com/ NYC
https://www.grill23.com/ The Hub of t Universe
When in New York
https://peterluger.com/photo-gallery
Maybe this is for the better. Jean Hynes could not fill Ed Owens shoes, she seldom beat Vanguard Health Care Index and adding insult to injury, highly tax inefficient if held in a taxable account.
Often recommended limit of 5% applies to individual stocks to reduce company specific risks. So, people holding only stocks (i.e. no funds) should have a portfolio of 20+ stocks.
Must funds are diversified, so they can be held at much higher levels…
for baird :
how can they justify triple the ER when solid quasi-active bond fund\etfs from vanguard do just as well on most/all long term metrics? (and have looked deeply into muni)
they have very low I-shares minimums for all bond funds, but is th…
Maybe he should be at a Trump rally.
Narcissism is a personality trait that can be characterized by a number of traits, including:
Self-importance: Exaggerating achievements and talents, expecting recognition as superior, and believing they are s…
Unhappy customer: Why I finally took my business from Vanguard to Charles Schwab
https://finance.yahoo.com/news/unhappy-customer-why-i-finally-took-my-business-from-vanguard-to-charles-schwab-180758503.html
VMRXX is the old VG Prime M-Mkt. When 2014/16 m-mkt reforms happened, VG tried to get an exception because VMRXX was in retail-prime category. When exception wasn't allowed, its name was changed to VG Cash Reserves Federal & adjusted objectives.…
@BaluBalu Schwab is competitive with minimum balances of $1MM on a few products. VMSXX 3.18% vs SWOXX 3.19% and VMFXX 5.28% (VMRXX 5.29%) vs SNAXX 5.30%. Schwab does not monitor if the balance falls below $1MM. Schwab is not competitive on the Treas…
@rforno …. Thanks very much for posting this. I didn’t realize that Schwab was charging so much for their MMs. I will have to explore some of these alternatives that folks here are recommending. So did you put all your excess cash into SGOV?
Aren…
Dumped the cash into SGOV. Far cheaper than Schwab's Treasury MMFs and I won't be paying Schwab an insane fee for the privilege of holding my cash.
@rforno why did you decide against USFR?
Rollover IRA is just a label for convenience. It's a T-IRA.
With multiple T-IRAs:
1. Find yearend balance for T-IRA#1, calculate the RMD#1, roundup;
2. Repeat for T-IRA#2, T-IRA#3, etc;
3. Add them up (RMD#1 + RMD#2 + RMD#3 + ), and that's the…
@yogibearbull
"The RMDs from T-IRAs can be aggregated and taken from any one T-IRA"
With Traditional IRAs and Rollover IRAs at two different institutions, how do you figure out the RMD?
What lucky person gets to buy PACLX share class?
I can't find the difference between PACLX and PRWCX... ?????
The ER for PRWCX is 0.71 and for PACLX it is 0.97.
https://www.morningstar.com/funds/xnas/prwcx/quote
This thread is getting flushed down the sewer pretty fast but Old_Joe's home maintenance tip with "thin stuff" is useful. My neighbor spent $5K on sewer line repair because evidently tree roots went into his sewer line just before the sewer line co…
Perhaps that page was just changed, but it now reads $1K min. Worth pointing this out to Schwab if they still balk at opening the account for less than $100K.
I did and will do so again, but this time in an email to the rep that I work with.
However…
We are having a problem and would appreciate some thoughts on how best to try to resolve it.
My partner spoke directly with Artisan Partners and I qualify to open a new account and purchase Artisan International Value in my Traditional IRA, so long…
@BaluBalu, I do not. My experience is that they are not the low-cost provider, but they are quite accommodating. For example, my neighbor also has Chubb and while they are not married, Chubb named both on their homeowners' and excess liability polic…
I emailed the agent for more information on our Chubb excess liability policy. She emailed back with a Chubb PDF "Understanding The Cost and Value of Your Personal Excess Liability Policy". She commented that Chubb's excess liability policy acts lik…
Thank you all.
@Mark, Tuesday I will find out but I think that yogibearbull has it right.
@Tarwheel, specifically, what are you confused about with my description of the situation?
Later in the week when I have some time, I am going to try to wor…
I have a 74 year-old neighbor who has stargardt disease
https://en.wikipedia.org/wiki/Stargardt_disease#:~:text=However, perimetry and microperimetry studies,and life expectancy is normal.
and is losing his vision. He barely can log into his Vang…
