Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@msf, thanks for your post. I will suggest that she go to her local Social Security office. If she is able to get a positive resolution, that could tip the scales.
LOL. You mean like democrats believing the border is secure and fentanyl is not a problem? Yes, that "large percentage".
Do you remember who said this one week before the 2016 election?
The opioid crisis was destroying lives and shattering families…
My friend sat down with HR yesterday and they had no experience with an employee unenrolling from Part A.
However, they told her that if she is interested in an HSA that she would need to change healthcare plans. With her current plan, approximatel…
Color me skeptical about being able to disenroll from Part A. The referenced page is not authoritative and was shown to be imprecise (re: Part C premiums). To offer another non-authoritative page, here's an AARP page. It says that one cannot …
@yogibearbull, for some reason, I am under the impression that her employer only allows "enrollment" once per year in January. Hopefully, I am wrong.
As davidsherman said "HSA is superior to IRA and Roth IRA". This seems to be the case because unl…
HSA annual contribution limits are (single/family):
2023 $3,850/7,750
2024 $4,150/8,300
There is also additional $1,000 catchup for 55+.
https://www.fidelity.com/learning-center/smart-money/hsa-contribution-limits
She is single and would be able t…
@Mona, yes, HSA contributions are not allowed while on Medicare.
Employers may now require Medicare signup for eligible employees. Mine kicked me out of the group plan as soon as I became Medicare eligible (as a retiree).
One huge benefit of HSAs…
@yogibearbull, she is still employed (she figures at least two more years) and her employer does not require her to sign up for Medicare. She signed up for Medicare Part A when she turned 65 to get it out of the way and because it was free, not thin…
@bee
Thanks for the link.
"Stopping Medicare to Reclaim HSA Eligibility
If you signed up for Medicare Part A and now want to decline it, you can do so by contacting the Social Security Administration. Assuming you have not begun receiving Socia…
I have a friend who turned 66 in May, her employer's health insurance plan is an HSA-eligible plan, and she is looking to contribute. However, when she turned 65, she signed up for Medicare Part A.
My understanding is that can't participate in Me…
I'm OK with "only" 5.2% using SCOXX(Treasury) which has a guarantee for no locks. I stopped using SNOXX in 2022, and I'm not coming back anytime soon.
This allows me to trade anytime with ease and flexibility.
Another 0.1-0.2% for 6 months isn't wor…
Just looked at Yahoo portfolio. While they say yo can import a .csv file, I couldn't get it to work.
They also will be happy to download your portfolio from your broker if you give them the PW etc.
They use Yodelee which has been around a long tim…
I'm inclined to agree with DT here. Given the prior history between the two, it would seem more appropriate to make personal contact if some accord is to be attained. Such personal issues should not be handled publically (imo). Posts should be of…
A lot depends on whether you want a fixed allocation balanced fund or a true asset allocation fund that shifts between asset classes. VBIAX is a simple very low cost 60/40 stock/bond balanced fund—a good fund for beginners. But I don’t think of it a…
@FD1000 I have been reading that you are a proponent of 3-line break. What is it telling you today regarding ORNAX and NHMAX? Please don't come back in three weeks and tell us what it told you on 7-14-23.
mmm...so you want to learn but over the yea…
So, I clicked on the "Sabbatical" link above but it states I don't have permission to access that thread.
Is that a mandatory or self-imposed 90-day "sabbatical" from BB?
And what's the scoop on it?
If it's self-imposed, I'd give it a shelf-life o…
02 june, 2023:
https://www.bloomberg.com/news/videos/2023-06-03/wall-street-week-full-show-06-02-2023
...And uncle Larry Summers is back.
Seems like he was instructed to speed up his speed up his speech.
I own ARTKX and like the fund. You might want to look at Causeway International Value, CIVVX. There seems to be similarities between the two funds. Both are managed by a group of good folks. Both are large cap blend. I think CIVVX is more value lean…
A shares of lots of funds come load-waived at brokerages. Fidelity has a big stable of them; seems like the LW ones there are mostly from larger fund companies. Don't know about Schwab, but might be worth checking.
Seems to be no load and no sales …
"Curiously, SNSXX (pure treasury) is yielding a few basis points more than SNOXX (treasuries and repurchase agreements backed by treasuries). We'll see how they compare tomorrow.
https://www.schwab.com/money-market-funds#bcn-table--table-content-898…
@msf "Neither you nor the rep know whether what he was reading was correct, just that Artisan had put something on paper."
That is correct and why I said, "They said" and They also said". Thank you for making the time to dig.
I spoke with Artisan Partners in Milwaukee. They said that David Samra was both a portfolio manager and an analyst with Harris Associates. They did not tell me which fund. They also said that the current prospectus does not have that employment hist…
It will be interesting to see over the next days and weeks. If I understood Mike Wilson, key resistance on the S&P 500 is at 4,150 and if the bear market rally is to continue, it will need a weaker dollar and lower yield on the 10-year Treasury.
I certainly agree with the volatility. I have been in OAKIX for a number of years, and it finally got to my stomach in October of last year. I waited for it to bounce back and sold it yesterday. Today, I will put the proceeds into ARTKX which I have…
My indicators triggered a sell, in early Feb. Since then I'm at 99+%, mainly in two MM SWVXX-SNAXX paying 4.47-6.2%. I will join the next bond uptrend.
Why do you have any money in SWVXX yielding 4.47% when SNAXX is yielding 4.62%? Not enough money …
Don’t think I am going out on a limb here by saying next week - after a record setting streak of more bears than bulls - that the bulls will finally be in charge. Elsewhere I listed all the market indexes now in bull mode with some at all times hi…
i think its SIVLX that's available at Schwab but there's a 25k minimum. I'm kind of surprised that the fund is still only $63M after its been around this long and has performed as well as it has. But most people don't seem to be aware of it. I do…
I believe, @Observant1, that I bought the Investor shares of the same fund that you mention.
Yes - same fund but different share class.
As Mona mentioned, SIVLX is available at Vanguard where I have an account.
It has a $25K minimum initial investm…
Vanguard is beginning to remove fee-waivers/ER-caps for m-mkt funds that had been in place during the ZIRP. Investors may notice the changes as most are watching rates very closely. Affected are "...Vanguard Municipal Money Market (ticker: VMSXX), V…
@BenWP do they have a 25k minimum in purchase of the fund ?
SIVLX has a $25,000 minimum at Schwab and Vanguard. SFVLX is not available at Schwab or Vanguard.
Appears to me that SILVX is available at Schwab and TDA with a $25K minimum, but that the Investor shares (SFVLX) require $1M minimum, which may mean not available. Truly bizarre. I rather like the notion of EM value, but those minima are beyond wha…
“ Until Trump I had absolutely no idea how many Americans are total morons. Very scary.”
Exactly how I felt about those that would vote for a senile person with another behind the curtain calling the shots.
@Chahta, do drop in.
I have an old MSN email account newer (5 years) Hotmail account. Both can be accessed on Hotmail.com.
Approximately 3 years ago, I started to receive these extortion emails at my MSN email (I never had a problem with my Hotmail account). I changed …
