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Check your T Rowe Price estimated distributions again. They re-estimated from Sept. 30 to Oct. 31. Link is in the big list above.
In my case, one remained the same and another reduced by a third (RPMGX).
Dave
I bought most of my MAPOX shares in 2011, 12 and 15. I sold my 2015 shares in January. They were good about specific Id. I take all distributions as cash. I've felt it has always been a steady Eddy fund with no Maalox moments.
As a balanced mutual …
PRWCX is about 8% of my stash. It is in my Roth account. I'm no longer working so I can't contribute more that way, but could move some from another fund company to there. I did it once a few years ago. I'm not adding more as I am fine where it is n…
This is the online tax estimator that I use:
https://www.dinkytown.net/java/1040-tax-calculator.html
It is no cost and easy to do my what-ifs and see what happens.
Dave
I'm sure this is welcome news to many.
When TRP changed the structure to their funds into two sections, I speculated to myself that there would be some re-openings of some of their popular funds.
They probably lost some investors due to the effects…
I'm looking in the usual place for the TRP estimated distributions. No show so far. This week they usually publish. I also noted that by the end of November they usually have a closer estimate to the real numbers.
I used to be in BRUFX and never fo…
My PRWCX is in Roth. Best place for that type of fund. 10 years earlier it was in taxable, but sold and bought in Roth.
With the change, it might make it easier to reopen because the overall company wide ownership in some holdings might be low enoug…
I read about this when it was announced. Morningstar did an article about this a while back and after reading that, it made sense to me.
https://www.morningstar.com/articles/1026626/what-t-rowe-prices-split-means-for-fund-investors
I have about 25%…
I've also migrated much of my portfolio to ETFs. Each year I start a new spreadsheet with the expected distributions. The mutual funds is a big guess, but I look at the past few years for a ballpark number.
As the year goes by and taxable money com…
I have 22 investments. 8 mutual funds and 14 ETFs.
There is one fund in my not real large IRA.
There are 3 mutual funds in my somewhat bigger Roth.
My taxable, which is 2/3 of my stash has 4 mutual funds and 14 ETFs.
These are all held in 3 companie…
I'm 71yo and have my Scheißfest plan all set. The plan is to do almost nothing.
My AA is almost 70% equities, all in mutual funds and ETFs. I keep 5 years of expenses in my credit union savings account. I am a low spender.
March 2020, I sold some E…
I use Morningstar. Go to the fund you want to see and click on Performance. Then near the top of that page is a Performance link.
You can see the basic info separated by date. You don't get great detail telling what are the qualified dividends and …
I had a problem with TT Home & Business. Last year I made a QCD after I turned 70.5, but not 72. There was no way to make the QCD a tax free distribution until I increased my age a few years. I then was able to enter the QCD properly. After fini…
Thanks guys. I got the address ok and added it to my list.
I'll be starting this next year. Vanguard did a good job with my first QCD, so I don't expect any unwanted excitement going forward.
Yes, Derf. That is the way it played out in my case. So far all has gone smooth. Thanks for your comment and confirmation.
The only thing I'll watch out for is how this is reported to the IRS. It should count for my RMD (when that time comes), but …
As I recently turned 70.5, my thoughts have been on doing some QCD's from my IRA. The first check from Vanguard was received and I forwarded the check this morning. This was a test for what I want to do starting next year.
While reading this thread…
T. Rowe Price has updated their capital gains estimates from 9/30/20 to 10/31/20 with some expected changes.
https://www.troweprice.com/personal-investing/resources/planning/tax/dividend-distributions/mutual-funds/preliminary-year-end-distributions…
I've been a MOATer since late 2012. Lots of unrealized gains, which will remain unrealized. I liked the premise of this etf. I haven't purchased more as the valuation has grown without more new money.
Bloomberg tv is available on streaming devices, such as Roku boxes.
I listen to Bloomberg 960 on my Google Homes. "stream Bloomberg 960".
CNBC is also available, "listen to CNBC live stream".
There are podcasts about ETFs (ETF Prime and ETF Experien…
I've been in RPMGX in my taxable account for nearly 22 years. Yummy! I've had PRWCX first in taxable. Sold there and bought the next year in my Roth. Double yummy! I bought TRMCX around 2010. It's been ok, but not that wonderful. But I expect (or ho…
T. Rowe Price Funds
https://www.troweprice.com/personal-investing/planning-and-research/tax-planning/dividend-distributions/preliminary-year-end-distributions.html
That is what the plan providers would tell people. But when you reach 70.5, the RMD kick in. (Divide your expected tax deferred income by 27.4 for the first year, and each year the divisor goes down.)
Also add in your income, which will include up…
An interesting story, Ted. Thanks for showing it here. I used to watch Maria when she was on CNBC and remember when she jumped to FBN. But I never was interested in fBN, so I haven't seen her since. Glad Maria is bringing in the bucks for herself.
…
Like larryB, I also sold my bond funds to buy brokered CD's. I was buying mine at Vanguard, but only 6 mo. to 2 year. I also found in the last couple weeks that the rates have gone down.
At the same time, the rate in my settlement account at Vg ha…
Amazon Echo tells me that I can open Bloomberg as I have enabled it earlier.
Google Home says that she can't answer that. But I left out U.S. and she read me something from Fidelity.
Personally, I always use my Magic 8-Ball for my investment decis…
This summer I sold my short term corporate bond funds and started buying brokered cd's at Vanguard in my IRA and taxable. I look at the best yield for each time period and try to imagine if at the end of the period I'll be better off than leaving th…
Hi VF,
I also gave up on Quicken. I use spreadsheets, using GoogleFinance functions for getting the data. I have three spreadsheets to do all my financial stuff.
First is my expenses. Categories in the columns and the date and payee in the rows. At…
