Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I am not completely sure what Ron meant but I sort of agree.
Knowing what funds did well on Friday is not helpful. If I was bearish or becoming more bearish I would probably adjust asset allocation to more in bonds and if I was worried about inte…
looking very briefly at your list i think you should consolidate. Many argue that a allocation to a fund at a level lower than 5% will have an unimportant impact on your portfolio.(down 20% only drops your p…
Reply to @cman:''Seems like the data is available use the Money 70 , the Kiplinger 25 and the Forbes honor roll. All those sources go back enough years to provide data for a pretty good study.I suppose you could use the Great Owl funds from this si…
Reply to @davidrmoran:
I confess that I have not looked up the relative performance starting in 2000 compare to your certainly excellent funds but SEQUX did very badly in 1999 (just about its worst year ever)since the fund owned no technology .T…
I think index funds are the right choice for a taxable account unless you can really pick'em.Unless you love to pay taxes on distributions every year you should restrict active funds to tax sheltered accounts.
Only the Bloomberg link worked for me.I don't make close to a million /year but it seemed like a very good deal especially between retirement and age 70.5.I did think the advice to split the 2010 tax over two years was wrong For me at least it worke…
Good interesting and short(about 4 min.) film but its a lot of "on one hand, on the other hand" so it probably won't help anybody much except to realize that between 5% and 20% you can find "an expert" who will agre with you
I read this article as decide on an aset allocation that includes TIPs then sell your TIPS and wait fora month or two of good performance before buying back in. Until then buy i bonds for that type of protection At least with i bonds you won't lose…
I guess I can't really pick em . I own 1of the 3, 1of the 5 , none of the 10 and 2 of the 20
I guess I might have had more if Fido had had more good funds
Too bad SEQUX has close d didn't always outperform but was good on the upside downside capture ratio (except in 1999 when I believe it actually lost money (no tech)
As a shareholder I am not that unhappy but not allowing transfers of one share is potentiallya little inconvenient. I think in general funds that demonstrate a willingness to close their funds are obviously thinking about protecting current shareho…
Even the inventor of the permanent portfolio thought of it as a capital preservation tool and NOT a growth tool. Underperformance now can be compared to outperformance in 2008. I use it as one of my chicken ways to invest in gold as part of capital …
I suspect the US News site on average is visited by less sophisticated investors than this great site. With that understanding , I think the article has a good deal of value even though I may believe tht all who comment on THIS thread can do a dec…
Sorry if I am in a minority but I think this is a good thing. Investing is not so easy and while Fido certainly does not have the best target funds the great majority of people with 401k funds are unlikely to outperform an appropriate target fund. I…
I have always thought investor greed (including mine )was the biggest threat but have avoided scammers as an issue by
dealing with the large fund houses. Of course identity theft is an issue but thats a different problem
Good news but not particularly good performance. Remember Dec 2008 while not the low for the bear market was within about 25% of the low, Of course Dec2011 was not a great time as most stock funds lost money that year.I know the S+P 500 was up thoug…
I think buying today will prove wrong (at least in the short run) Buying tomorrow if there is a drop of over 150 in the Dow might work out.Bottom line. : I suggest not trading on news and probably don't trade at all.
no expense info but the fact that it is an advisor fund not promising.In the 80s and early 90s new Fido funds almost always did well for at least a year..Not too many worthwhile funds from the company since FMILX in the early 90s though FLVCX ok in…
SEQUX generally outperforms in fair or poor years and underperforms in good years(notice it underperformed in 09,12 outperformed in 08,10,11. This year performance is roughly the S+P 500 I really don't know GOODX. While the % of foreign stocks Sequ…
Believing in signs, I was almost inspired by Hrux's latest post(be careful what you capitalize to invest in the Global x Andean 40 etf )which upon research invests in stocks from Columbia Chile and Peru but while mostly believing that Past performa…
I am sorry I did not review your earlier thread but I am not a fan of this portfolio. Morningstar which likes active funds has pointed out that the main predicter of performance is the expense ratio.I agree with those who commented that the fancy fu…
Thanks Anna glad I now don't have to go back to the site since the info is helpful and Thanks Ted for all your posts which help to make this site great.
would go with a 6 fund portfolio but the condition of a 5% loss is hard to overcome/ I am going witha Vanguard/T.Rowe Price portfolio 20@ VTSMX, 15% VDMAX, 20 %VTAPX, and three T.Rowe Price funds 15% PRFRX, 15% PRWCX, 15% RPSIX. Of these I am least …
Since no one else has in this thread given pros and cons I will try
Mutual funds may be best if you are doing periodic investing like dollar cost averaging but because online commisions are so low this days and ETF expense ratios are generally low …
I am guessing almost no one who visits this site will have a big social security probem because S.S. will probably not be their only source of income.
Medicare is a different problem and while others have and can point out how easy it is to save S…
guess I ws not clear and agree with this statement by MJG:"I do make minor adjustments to my asset allocation when I feel macroeconomic conditions are degenerating"
What I was advocating was that if one thinks the market is high and one does not …
While past performance is no guarantee T.Rowe Price is very proud of the long term record of PRWCX capital appreciation and will avoid trying to ruin it by changing the funds strategy and though it has seen many changes in manager over a roughly 2…
Reply to @JohnChisum:
It may have been a metaphor but I can definitely say that as a public sector worker I paid union dues, not the taxpayer. When I started work in the public sector my salary was less than I could make in the private sector but …
Reply to @Bitzer:
Here is one answer though it sort of suggests you need a macro view. http://www.cbsnews.com/8301-505123_162-57573864/when-indexing-works-and-when-it-doesnt/
This article certainly seems to suggest that now would be a good time f…
I just (ACRNX, SEQUX, GABAX) with good to excellent long term records and they all have in common very interesting and informative quarterly reports. I do not expect them to always outperform. For example in a good year fwant to echo a point made by…
For conservative (though not all that conservative ) I like PRWCX and SEQUX, the latter does not hesitate to increase cash positions if they can't find value. But a trap to fall into (I did it some years ago) is to go for diversification by buying …
Sort of agree with Hank. Its not clear if she is still contributing to the 401k . if she can afford it and it is allowed small partial Roth Conversions say 10-30k would be helpful to heirs and reduce the problem in 5 years when RMD is required. It…
Mutual funds do not seem a good solution to the problem even if they try to be. Just looking only at T.Rowe Price (other families are probably similar but Price has a nice variety for demonstartion purposes)
PRFRX (adjustable ) is up about 2% thoug…
