Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
On Friday I moved 20% of my bond position in a 401k to a stable value fund.I have not moved other bond holdings in part because the alternatives ere not appealing as I feel I have enough in stocks. Sadly cds make little sense either. But if you th…
While I have not had a Health service Account I assume that the correct advice is somewhat similar to the standard advice for retirement funds which is if you are young be aggresive as you won't need the money (you may of course as accidents happe…
60% FFNOX will give you about 51% stocks(roughly 39% USA 12% foreign) and 9% bonds. So I would then add 15-20% floating rate (a little bit of protection if interest rates rise) 20% -25% a dividend etf fund (an over weighting of more conservative st…
Your desired appropriate asset allocation is not clear but you seem like a 70-30 or 80-20 type.I would keep it simple go with FFNOX, fidelities 4in one index fund , FFRHX, fidelity's floating rate fund and perhaps a conservative dividend ETF like…
All these funds are fine. If you want to minimize the number of funds I think a deep value fund like windsor 1! might not be appropriate. You should check that the asset allocation for the 2040 fund is what you want. Its only 10% bonds which you m…
Its not clear what funds you have in your 401k other than large cap.I assume you hold international small cap and bonds but if not than much of your consolidation should be into those types of funds.Holding so many large cap funds suggests the possi…
There are some good funds but as you noted it is probably wrong to buy funds you can get cheaper elsewhere. I would definitely look at Oakmark Internationl and would consider Oakmark Select though there the manager is a strong value investor and it …
Avoid the link in catch's post dealing with invesco/ It merely leads to an agreement and is hard to get out of. I know I had to use my task manager to get out
Everyone always thinks they can get out in time but I think that's a bigger problem for the pros who trade in large lots.I do not expect that the day or week the fed announces their plans to stop or reduce QE that we will have an oct 87 type crash.…
Nobody is great at market timing but this seems like a sell signal similat to Nasdaq 5000 with the accomanying PE of as I recall over 80. You may be early as were the people who got out of tech in the summer of 99 but its hard to imagine you will b…
This table istaken from the contrafund article. Could staisticaly minded people explain it in some detail (but not so much as to bore all)? My knowledge level on this just tells me all the coeficients are significant and momentum may be the most sig…
Have held Acorn and Sequoia since 1978. By the year 2000 large accumulated capital gains made sales not high on my list but in the most recent decade performance by both still quite adequate.Read about them in a publication called Growth Fund Gui…
People who invested in Facebook the day of the IPO learned that if you, an ordinary person, can get into an IPO you should not. While I know little about this as an investment I think the Groucho Marx advice that I wouldn't want to be a member of an…
I think I would go with all the index funds but after that the more important question is what proportion of each fund would be appropriate. The "book" answer would be ,especially since you are clearly conservative something like , 60% in pimco t…
If current income is not a concern you might consider an investment (up to 10k if single, 20k if married in I bonds(super safe and decent rate) go to http://www.treasurydirect.gov/ then look in left hand column. The rate changes every Nov and May ,…
Of these I only own SEQUX and am not familar with the others but it seems to me a plausible way to look at this would be to look at the top 25 holdings of each fund (the fund page in morningstar should work and since all funds have few stocks in t…
Is not some of the bond shift as a result of the ageing of the baby boomers? Possibly in 2000 but certainly in 2008 they learned that a 100% stock allocation might not be best. Naturally they overreacted to some extent. The biggest practical investm…
I will increase the proportion of cash(a stable income fund paying about 2%) in my 401k(no tax consequences to the move) by about 10% of my assets in the plan. I will take this number from equities and bonds equally. If the market drops more than 10…
As the company has a good reputation with investors I guess Vanguard must feel the " expert
consensus" that high yield is a poor investment at this time is wrong or else they would not reopen the fund. I suppose a more cynical view would be that to…
I have not done the math but believe that at this point in time if you were smart enough to sell May 1 but not smart enough to have purchased since then you would be about break even but your blood preassure and/or ulcer would be healthier.
Unless you are trading the "hot stock of the day" and need to know why it is going up or down before the market close watching cnbc is not a good use of your time (possible exception the first 5 minutes of the 9am cnbc show which can inform you abo…
If you are as suspicious as I was of this thread(I have not been on the site much and don't know Mark) I don't think its necessary to worry. I did a web search on dns-ok and eventually clicked on the cited site when my software said it was safe.The …
No reason in particular Dave. I was just thinking that the years were so different that most managers are dedicated to certain styles that it would be unlikely too many were able to beat in every year. I knew for example that Long term Govt was be…
interesting in the light of the subject is this obscure find whic I am NOT recommending though I guess it could work out
http://congressionaleffectfund.com/
Reply to @Ted:
Ted , you know much more about this stuff than I do but I used that term because while it IS a fund-of funds it behaves like a balanced fund and even benchmarks itself against an average of stock and bond indicies so I used that ter…
Since wellington has a too large minimum might consider Vanguard star vgstx
https://personal.vanguard.com/us/funds/snapshot?FundId=0056&FundIntExt=INT which is a balanced fund with a good record and a low minimum 1k
Sociial Security is easy to fix while medicare and medicaid are hard. Best way to fix social security is to impact everyone a little . Not only does misery insist on company but by hitting everyone a little poliicians can't argue we should have ei…
Based on other readings I believe the idea is to provide many companies/organizations with the opportunity to get access to better plans than they usually have access to. A company with 20 workers is not going to get access to the Fidelitys , Vangu…
Just when I thought I could make a brilliant comment I noticed Hank had named 4 great funds for the purpose,I would just add pripx, the tips fund and use spectrum income rather than spectrum growth and again allocate based on discussions with the B.…
TRP 2005 is a fine fund but is in no sense a stable value fund as it has in its portfolio more than 40% in stock. Vanguard's target retirement income fund is more conservative but still contains about 30% in stocks.
