Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I actually thought of buying 1 bitcoin about two weeks ago but I have never made an investment backed by the greater fool theory (well actually I did but that was tech stocks in 2000 and I didn't then realize the greater fool concept applied
seems to me outperforming the S+P 500 is not the critical test but rather that they outperform a 60-40 over a decent period of time / If they don't why bother
Trying to avoid being too political but it seems to me the Republicans are so eager for the corporate tax reduction and the end of estate tax and alt minimum tax that they are putting in truly awful pay-fors such as the tax on grad student tuition …
To me the worst thing for our society could be the impact on higher education and society from the grad student tax . Here is an argument against it which does not even point out that this tax collects all of $5.4 billion over 10 years
https://www.n…
Maurice hasa point but is clearly wrong THe dow is weighted by price and unless Amazon splits at least ten for one it won't join the Dow.Remember Apple was not addeded until it split 7 for 1based on tNow it occurs to me that if they are dropped, a c…
I personally take my RMD in late march in case I need money to pay income tax but if you believe in market timing its had to do much better than sell in may.
I use a small target fund position as a control on whether I know what I am doing . If the target fund significantly outperforms (most likely in my case to happen in a down market ) I may conclude my asset allocation is not appropriate.
Do nothing seems like a good strategy .I expect to buy more at 1800 and just make more money if the market goes up. HOw fully invested am I Well I was 95% invested at the beginning of 2015 and since then have put all distributions into a money m…
Its the performance. Americans will not settle for average returns but will settle for above average returns.I truly believe the outperformance of index funds has increased significantly because of new regulations on disclosure. Managers like Lynch …
If you have 5 or 6% college debt I am doubtful that you should invest in the stock market unless you have the possibility ofa match in your 401k.A great many experts such as John Bogle think the average return over the next 10 years will be about 6%…
Since late 2014 I have gradually reduced my risk by reinvesting dividends in a short term bond fund rather than the stock fund that produced them . It has hurt performance but helped my calmness. In the event the bear appears I will NOT buy the d…
I plead guilty to reading Swedroe but not the referenced study. If anybody did does this mean I should sell at the end of the quarter or the day before or the day after.Similarly do I buy 1 week after the quarter 3 days, 10 days or some other time.
I can't speak for the other states but for NY the numbers are irrelevant..IF you want city life check out the cost of a house in any of the upstate cities of Albany Rochester Syracuse and Syracuse , NY state is not NYC and I suspect california is no…
Like you, I worked out Anna's comment was a reference .I googled it and one high ranking post was http://wavefunction.fieldofscience.com/2015/02/derek-lowe-to-world-beware-of-von.html but that post was criticising over fitting curves. I am more symp…
I have no idea if the firm will be proven right or wrong but it would obviously be more useful to know what to invest in rather than being told what won't work. I personally don't anticipate ever investing in a cd paying less than 2% but might inve…
This is a big deal and bad news for lots of markets including india,latin america and eastern europe as all will get a lower share of the index maarket and to the extent that managers will have to protect themselves if these stocks do well active ma…
As pointed out by others its hard to know what the op is really after and how big a deal loss of principal is. but since no one else has suggested it I will go with FFRHX or perhaps the similar TRP fund. DEfinitly not an ETF as I want management
Buffett's rules .1Don't lose MOney 2 Don't forget rule 1 have been followed by all managers of this fund when they started managing and wrote that more or less in their first quarterly reportga
I used to watch Bulls And BEars and treated it as an investment show.As I recall Sometime after 2000 It became a how terrible are the democrats economically show and limited investment advice to stock tips in the last two minutes/ I don;t remember S…
The article in my opinion makes accusations about how Vanguard seizes the high moral ground but I don't see it. There is certainly no evidence of phoney Vanguard quotes in the article. Its the Robo company which is arguing for Vanguard not Vanguard
Sorry if my comment was not as clear as it should have been. My point, which may not have been well stated was that a fixed investment paying almost 5% was a great bond substitute that one should consider keeping as is unless it was believed that th…
Not everyone should or should want to be 100% in stocks/ Other than the annuities what financial assets do they own? I know in my case in the current climate I would decide I had enough money in stocks that I would keep this annuity which is certain…
Sort of agree with junkster who certainly knows more than I do about this stuff. I think most of the states cited could always raise taxes (unlike Puerto Rico)because they have a lot of wealthy citizens.While I am open to the possibility that some o…
The article failed to point out that long term govt bonds did ok in 2008 and permanent portfolio (stocks gold long term bonds and I think swiss francs did ok) Basically you want to make sure the equities you invest in have good balance sheets and if…
I agree that there are probably too many funds.If index funds are available with reasonable expense ratios I would compare the performance of the total stock market fund to the suggested portfolio reflecting the weightings. I suspect that he total m…
A Democrat investing in solar stocks ora Republican investing in oil stocks that I get (one will be right in a given year) but the article talks about agreeing with management and outside of investing in Ben and Jerry's or the Koch brothers that re…
I do not think your question is answered but the latest Kiplinger's has an excellent and lengthy article on social security . I gather file and suspend no longer can by done but there is something still available if you are born prior to 1954
I think Mr. Hulbert is emphasising the wrong message . The real lesson is look at balance sheets on individual stocks . I am pretty sure that if you invested in Transocean (RIG) you did not do well. BasicallY BP was big enough to weather the …
All the flaws pointed out by Morning star are minor if you know that you are really buying the top 10 stocks/ in the index. Similarly you should not want to invest in the XLE unless you think prospects for Exxon , Chevron and Schlumberger are good…
Don't know about you but I found this picture almost useless as I could not read the name of the different web sites with very few exceptions such as GOOGLE. Perhaps some one as a benefit could produce a table in this case a picture is not worth …
Dolphin is correct but if I note you have a good deal of money in traditional iras + the money in a nondeductible ira you may be able to roll the traditional ira money into a 401k and the handle the non deductible ira as discussed
Iit seems to me that finding a fund with 20% + in cash is NOT a valuable find unless there is evidence that in say late 2009 or mid 2013 that the fund had much less than 20% in cash. Looking at David's list of funds I could not help noticing the H…
I have often been impressed by your posts but why not put 80% of your money that you want to invest in this high cash fund into a say a balanced fund and 15% in a short term bond fund and 5% in eithera money market fund or perhaps something more ex…
A fair number of active funds outperform before expenses but not after / THis suggests its necessary to look for low expenseses.Active funds used to outperform many years ago but Federal regulations that required companies to provide information …
