Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I really simplified this year from many to three plus some T-bills and cash. I'm totally in as an indexer in equities holding VOO and VONG for a little kick. I started comparing every new idea I had to VOO and few beat it so I said what the heck. B…
According to Port Vis --- it did better than VOO in 21 & 22 (not losing as much in 22) but not as good in 23 or so far in 24. ~72% of its holdings are in the top 50 stocks out of a total of 103 holdings. It has a lower SD. It hasn't been arou…
I saw another article. Make Obama VP. He can't be elected President more than 2 times but the article says there is nothing saying he can't be VP and assume the position via the presidents demise. ADD: I would love to see that mostly because it woul…
Who's going to run? Buttigieg, I don't think America is ready for 2 men in the white house... yet,,, although he would kill it in debates. Whitmer, are we ready for a woman president? Newsom, maybe? Maybe Biden should change VP to Newsom or…
Ya, I've used them a little but found over time just pick a price and put a limit order in. Trailing stops etc... have a way of triggering exactly before a 10% gain. :^)
It's my hope that the women (and men with women in their life they care about) will save the day due to the abortion issues and the possibility of losing their rights. I'm voting for a party more than a president to try and protect the women I care …
I try and watch a little of all the different viewpoints. It's hard sometimes watching the alternate reality they each live in. I don't watch much tv and read mostly online. We have a choice between 2 old men which is pretty sad IMHO. For me, I'm …
I waited too long and I'm a bit lazy. I like the companies I'm with now so I'll let it ride until next year. I've read most claims stay on your record for 5 years so I'll wait until I'm out of the 5 year window. I have no problems changing to a goo…
Ouch, just got my insurance policies
auto +5%
home +28%
umbrella +3%
28%!!!! WTH!!! I did have a roofing claim a couple years ago. I had a local broker research all my policies about 5 years ago. Saved me about 1k/yr. I think next year it's time t…
JPMorgan callables are sucker bait. They will be called, and as soon as possible.
Respectfully disagree. I was looking for a good 1 yr cd. I found a new 5 yr cd paying 6% (Goldman Sachs, better than any 1yr rate I could find) which is callable i…
Buying into the S&P 500 seems like buying into megacaps but then adding 300 "smaller" companies for what? Seasoning? Diversification?
Reason: Lots and lots and lots of people buy the SP500. The more people that buy the SP500 the more those…
Its heyday may be over? Last 5 years 2019-2023 or YTD it hasn't even kept up with the SP500 (VOO) Why pay ER .31 (VPMAX adm) vs ER .03 (VOO). On 200k that's $620 vs $60.
I never paid attention to MM before 2022 and after that because I'm invested at 99+%, but I was in MM from 01/2022 to the beginning of 11/2022.
Of course you were LOL, Not bad but I moved everything into MM on 1/3/2022 and back into the market on …
I've held a LOT of individual stocks. Name a major company (some little ones too) and I've probably held it at some point over the last 35+ years. I've also had many CEFS and many various mutual funds. Over all that time I've read a ton of article…
Does anyone sign the back of credit cards these days?
I bet you could sign "Mickey Mouse" every time you're asked to sign and never get questioned. Nobody ever looks at them. Total waste of time. IMHO
We can add property tax to this list of auto/home insurance costs. With home prices skyrocketing the last couple years assessments are also going up quite a bit. I might get a 10%+ property tax increase this year. Not looking forward to the coming …
The trailing fifteen year period starts on 06/01/2009.
You are correct, it was late at night and ***** I made a mistake.******
See, I said it.
Do you feel ok? Who is this and what did you do with FD1000?
GUILTY -- He lives by "if you lie over and over and over again people will start to believe you" Everything is rigged. Everyone hates him. Good GOP people who see what he is and are against him are rhinos. Someone who says our military members are…
My grown daughter hasn't watched the news for 10+ years. She is always saying she can't figure out why anyone does. Says it's mostly negative, why would you want that in your life.
Back to inflation a little bit: McDonalds cutting prices, Target cutting prices on 5000 items. I read today Walgreens is cutting prices on 1500 items. Mr/Ms consumer might be holding back a little so they need to cut prices back after raising them …
I've been watching MSNBC & FOX today. We live in two totally different worlds. There can be no confusion on why the country is divided. It's nothing but us against them. It's on purpose because it makes people money. Tell me what you watch and …
" I was smart enough (or lucky) not to get caught"... same here, for sure. Mostly luck, in hindsight.
Looking back, I'm REALLY happy they didn't have social media and everyone didn't have a camera or I might have gotten into lots of trouble :^) …
I get ads/mail from Duke energy monthly to get insurance to cover from the house to the street. I ignore them, house is 23yrs old. I never heard of many problems. How common is it to have problems from the house to the street. Crap, I have a river …
No, maybe if you apply for a very high dollar policy. I did have to have a certain level of auto coverage beforehand. I.E. I couldn't have the minimum required by law
re: transfer fees
I call BS -- it's mostly done by sending some computer 1's and 0's between firms. The transfer out fee many companies charge is just the FU for leaving us fee. Let us pick your pocket as you leave. If I ever decide to do that agai…
Only in NYC ….
Had never heard of an umbrella policy before this thread. Homeowner’s policy certainly covers liability. Perhaps I need more coverage. With several acres here there’s always possibility of somebody wandering onto the property and g…
