Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I think they will bump up the SS retirement eligibility age to 65 from 62 etc... That will be their fix and to avoid the wraith of the current recipients.
The reason congress isn't doing anything in my opinion: They are the ones who are supposed to control spending and waste but they are owned by lobbyist and corporations. They love that Musk will take the heat for them. They can sit back and cry I d…
Food for thought:
Doge is screaming fraud fraud fraud everywhere. Fraud is a crime. Why hasn't there been any charges filed for all the "fraud"? Not even one that I'm aware of.
Exactly... saying fraud is BS -- where is the proof? The proof it's BS is not allowing anyone to look at Elon's records until 2034 classifying his sh*^t show work using the presidential records act. ADD: I agree there is nothing wrong with lookin…
A lot of people like what he's doing not HOW he's doing it. There are other proper ways to do the same thing. Unfortunately lobbyist and corporate America own the congress so he has to break the law to get the same results. Sad reality about our p…
I agree waste needs to be removed from the government. What Elon is doing isn't the way to do it as it'll just come back with the next administration(s). Remove ALL the money going to politicians via corporations/lobbyist so they can act in the be…
It's coming. I just read 2 articles:
1. Alabama farmers can't find help on their tomato farms. Immigrants went into hiding. They are trying to use American workers but they're slow, out of shape or quit after one day. Produce prices will be affect…
Yeah, all those dopes that switched LOL. They had a guy that instituted a Muslims ban. Finally got rid of him for Biden but they hated Biden because he didn't end the Gaza war. So they switched to supporting Trump because he said he now loves them …
"Gaza is just another distraction, keep your eyes on what Musk is doing ..."
+1 -- at least people are starting to see his
look over here... not what I'm doing crap.
I think Monday is going to be a mess... Down a LOT. It's not just tariffs, he's dismantling the government. Down so much it might actually get his attention... we shall see.
Supplydemand You need to cut off demand, as long as there is demand SOMEBODY will supply it for $$. Tariff all you want, supply will come from someplace else, even the good ole USA IMHO. This is like the war on drugs that never worked.
Is there an effort underway to eliminate many agencies and privatize them? Turn over large parts of the government to business interests? I'm getting that feeling. Make them fail so they can say let private industry runs these functions. I'll g…
He's pathetic. Anytime something goes wrong over the next four years he'll blame somebody else. He immediately throws another BS item into the news stream to distract and unfortunately the press eats it up. The bigger the disaster the bigger the…
I read the helicopter was on a military training mission, if so could it have had a junior pilot etc... All speculation, we need to wait for the offical reports.
So sad... I hate to add to the disgust that's going on but must since NPR is mentioned above. There are several articles now circulating about current investigations into NPR and CPB. Project 2025 plans are to get rid of them as has been the case …
I can see crypto being the next liar loans, sub-sub prime type debacle and leading to the next crisis down the road. Add: When NFT's come back run for the hills.
North Carolina GOP is trying to steal an election also:
https://slate.com/news-and-politics/2025/01/north-carolina-supreme-court-steal-allison-riggs-victory.html
I've been with VG for 20ish years. I've locked myself out a few times, mostly when I had the account locked down so only one computer could login. I think they key on mac address. I would clear cookies and that would for some reason lock me out. …
Well, the Ukraine war will be over tomorrow and egg prices will be well below todays prices by April. So there's that... and we can all prepare for the beeestest , beuatifullesttt ever gooberment of all times. One that does more and is better tha…
Took some extra cash and put it in FLOT after reading about it on here. Not much more than MM but as I tell my kids. It's just a couple clicks. I finally got my daughter to move money from a bank to VG MM after telling her the interest rate differen…
I recently saw Neil deGrasse Tyson talking about AI and how he thinks it will obsolete social media. He feels people will get so fed up not knowing what is real and what is not real they will abandon it. I think he may be on to something. I use it…
I've read you want to hold ETF's in taxable accounts since they are more tax efficient. They pay less capital gains than OEF. They usually have lower ER's also.
Wow... I just saw a documentary short on I think FB talking about the LA fires in 1961. How some of the ground vegetation is known to be some of the fastest burning in the western hemisphere. Fire spreading 13 acres every minute!! **1961** We ne…
Dried pine/lumber which make up most homes burns incredibly HOT and FAST. I had a firepit in my back yard and once got some scrap lumber from a carpenter friend. I threw some in the firepit and was shocked and a little scared how fast it went up. I…
I had savings and checking at Capone but several years ago I did away with the savings account and now keep excess cash in a Vanguard MM. It's just a couple clicks to move money between them. At one time they were competitive but that went away pret…
I took a somewhat different approach. I converted quite a bit to Roth while staying in the lowest tax bracket. Yes, I paid some taxes but the Roth grows tax free forever. The earnings/growth on the funds I converted many moons ago (retired 17+ years…
Current selling makes sense... I think a lot of the movement is just rebalancing. Account's are up 30-50% the last 2 years (SPY up about ~46%) so they need to take some off the table to get back to target asset allocation. That along with all the…
You can switch back to Medigap plans from MA plans during open enrollment but you may have to go through their medical underwriting test. I.E. you could be denied. I've never heard of anyone going back so I don't really know if it's that difficult.…
