Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I opted for NVHAX over BTMIX when I bought on 1-2-2020. The allocation to NVHAX was in my taxable account with money for future (most likely 2 years down the road) monthly expenses. I like the stronger performance over BTMIX. The short duration down…
Some people only view things monetarily and some only politically.
And based on your posts on the "Off Topic" forum on the legacy Morningstar, your political views are vastly different from the majority on MFO.
And the problem is? Intolerance? Ho…
I do not or never have owned a "core" bond fund. I am not really sure what the benefits are. When comparing them to some non-traditional funds they are much more volatile. I will assume the higher credit rating in these funds are the attraction. It …
Ascension, a Catholic chain with 150 hospitals across 20 states and the District of Columbia, is testing whether Google’s technology can accurately search and retrieve all information for a single patient—a widely known challenge that frustrates doc…
Why would I buy SHV when MM pays the same?
Because the Fed is expanding its balance sheet stocks and bonds are doing great..
In the last 3 months (link) SHV made 0.4% but PIMIX made 2.7% and NHMAX(HY Muni) made 3% and SPY made over 10%
My thought to…
Very interesting article. I am not sure how many times that has happened. Being aware of that now we should be on the lookout for a higher 30 year. There was most likely a very nice CG along the way too. I am not sure how there was any inflation pro…
With respect to our community's various posting efforts, I'm getting sick of these "Best ETF/Funds"-types of articles. What works for one person or one type of market situationmay not work well for others, but finpr0n articles like this don't make …
Tax rates are not the only reason to buy or not buy muni funds. I own one in my taxable account so that I can do Roth conversions. Any extra taxable income reduces the amount I can convert. Also I am using the muni I have for future income. Not exac…
The issue I see with this forecast is that something would have to trigger consumers from paying their debt, such as losing a job, which would be because of a downturn in a company's performance. Which comes first, the chicken or egg?
The only difference this time is the pendulum could swing hard from pro to anti-business. But I generally agree to stay the course. Something will trigger a market downturn at some point in time.
Hello Carefree. My opinion is "why have a bond fund when you are 55 years old", unless you are planning to retire in a couple of years. I was 100% equity until 2 years before retiring at 67. Having said that my 401k had PIMIX ("I" shares), which I u…
@csinvesting
Just log in to M* at the library is all you need to do to tap into the Premium Product. Libraries typically have premium products most of us don't get unless we pay for them, such as Ancestry.com etc. You need to have a library card.
What is too conservative? I have a basic AA of 50/50. But the 50% bond OEFs have 50% (25% overall) in low duration/lower yielding "safer" type funds. The other 50% (25% overall) is in higher yielding multi/non-traditional funds. I own no "ballast" f…
dtconroe, I did purchase NVHAX with proceeds from an equity fund that had doubled. This is in my taxable account so I wanted to get some muni exposure and protect my profit. I was considering BTMIX but decided to go a little more aggressive. I read…
There has been a range to around 15%. I’m too lazy and I only allocate 7-8% of my AA. This info is from M* and they are notorious for bad info. I am not so worried about the ER as long as the fund performs. 35% this year.
Starting with $6000 and adding $500/month at 5% annual compounding a person could end up with $1,012,000 after 45 years. At 6% it would be $1,359,000. These amounts do not account for adding the $1000 catch-up. I believe it could be done but a taxab…
IOFAX high total return is due to the rising NAV of the fund. The fund managers set the NAV each closing according to “best practices”, not as an equity fund does according to the closing prices of assets held. I have never been clear on what the b…
Hello Old Skeet. I am logged in and cannot use the tickers as a link. I am familiar with PONAX/PIMIX but I wanted to research the others. How long have you held them? FLAAX looks like a decent long term performer and not extremely volatile as one mi…
Thanks for the input john. The new muni fund would be a small part of my portfolio. I have a large CG from AKREX in my taxable account that I plan to capture next year and buy the muni fund with that CG. I have set up my retirement to use saved cas…
As a new retiree I sure wish I had more in my Roth. The last 2 years of work I had a Roth option in the 401k and put as much as possible. Having said that I would try to get the Roth funded. I believe you will have to roll it into the equivalent IRA…
