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lynnbolin2021
Hi Sven,
It sounds like we are taking the same path.
In the Fidelity Fixed Income, Bonds & CDs tool, if you select "Bonds" and then "All Offerings", you will arrive at a screener. In the "Show More Criteria" you can select "Yes" for "Call Protection". Under "Product Type", exclude "Corporate High Yield", "TIPs", and "Municipal". The latter two are fine but should be screened separately. For "Ratings", I like Moody's "A2 to Aaa" and for S&P I like "A to AAA". I also like to untick "Show bonds matching either ratings range" so that bonds have to be in both ranges. Set the date range. I set the Yield to worst at about 3.75. You can then run the query. Sort the results from highest yield to lowest.
The results with Yields more than 4.5% are:
Federal National Mortgage Association
Federal Home Loan
John Deere
Federal Farm Credit
Bank America Corp
US Treasuries
State Street
PACCAR Financial
Hope this helps.
Mike, I like MFO's Portfolio Tool for the metrics. I use Fidelity's because it it quick and combines funds held elsewhere. Morningstar's has some neat features, but I haven't used it in a while. The December data is available on MFO. I uploaded …
Hello Mark,
Some investors believe very strongly in living off the income of their portfolio. Total return investors tend to raise cash as they rebalance. I care most about risk management. Having lower drawdowns with moderate total returns. As…
@MJPete
Welcome to MFO.
It sounds like you only have access to institutional funds. I wasn't sure if you can buy ETFs in your plan. The first list is ETFs only. They are ranked from #1 to #4 per bucket. The next list is all share classes of op…
What am I missing? The only plain old regular vanilla Domestic stock fund I see is SPY.
@dryflower,
I track plenty of plain old regular vanilla domestic stock as well. They just didn't make the list for low risk stocks. Here are the large cap core…
I can't understand why SWAN has a low ranking. It has to offer amongst the best risk-reward over it's short life, CAGR 15.9 Sharp 1.59 Max DD 5.06.
@waxman, Thanks for reading and commenting. Here is an explanation that I just posted on Seeking Al…
I bought DIVO during the COVID pullback in March. Several years ago, I had spoken with the subadvisor, Capital Wealth Planning in Naples, FL about a separately managed account based on this strategy. Why bother when you can buy DIVO?
I agree, @littl…
Thanks for reading and the comments. @johnN, Thanks for posting.
@MJPete, I have different views set up. Do you have a particular fund family that you are restricted to?
I'm guilty of this. Using portfolio optimizer visualizer with back data and thinking this will somehow be the roadmap going forward
Thoughts?
Baseball fan
Thanks for the kind words, @Baseball_Fan
There is a lot to be gained from back testing th…
@Mav123,
Thank you for sharing. 25% in equities, wow. I always thought even retirees should have more to make sure funds lasts. I'm in my early 40s. Curious, what is the rate of return for the overall portfolio if only 25% in equities?
Bond and…
Welcome to the Discussion Board. The following represent my largest holdings (in no particular order) and account for over half of my portfolio. I am roughly 25% equities.
TMSRX T Rowe Price Multi-Strategy Total Return
SWSBX Schwab Short-Term Bo…
I have been using great risk reward funds since 2000 but in the last several years and especially since retirement I just sell to cash when I see extreme market conditions. It's the only sure way to protect my portfolio. When a black swan shows…
The only concern I have with your suggestions is Hussman. Many of us were quite convinced Hussman knew what he was doing with HSGFX in the run up the 2008 but his fund did especially poorly since, and I can't say I feel comfortable believing him n…
Thanks for all of the positive feedback. I really appreciate it.
Rick, as a disclaimer, I am employed in the precious metals industry, but not on the marketing or sales side.
Gold has a place in portfolios if your believe that 1) the dollar will …
The cap gains in 2018 and 2019 (there were no dividend distributions) did average 6%+, but over four years I can't see how, even after adding income divs and cap gains together, one could average 6%.
My data source is Fidelity's distribution page …
You are welcome, @Rickrmf
Low volatility funds are going to be mostly equities which are invested in consumer staples and other necessities. The average drawdown of low volatility funds that I track was -19% for the past 18 months. The more defen…
Thanks for all of the great comments. I own 11 of the funds in the 50 Funds to Consider for Defense article including TMSRX, GAVAX, COTZX, DRSK, and SWAN. I like it that my portfolio does not fluctuate much.
It is true that COTZX has raised its…
Greetings @Sven, @Catch22, @sma3, @Old_Joe, Sorry for the delayed response. Maximum drawdown is based on the time period, and also month data. Yes, the maximum drawdown will tend to be less than daily periods. For most investors daily deviations …
Great discussions and sorry that I am late responding, but I see Charles has responded with the correct answer - drawdowns are based on monthly data. I agree with the comments about performance being relative to other funds for the time period.
…
@Sven,
Thank you for the positive feedback. I have learned so much from readers and incorporate the best into my investing methods. I enjoy sharing the research that I am doing and am glad that others find it useful.
Yesterday, the stock marke…
Thanks to all for the comments, whether you agree or disagree. Especially to you, Catch, thank you. I write because of what I learn from the research and from the readers. I learned about Portfolio Visualizer and Mutual Fund Observer from readers.
…
Thank you for pointing this out, VintageFreak. There were three names that were wrong in Table #6 of the October Article, but the data is correct for the symbol.
For DODIX, the name should have been "Dodge & Cox Income" instead of "AlphaCentri…
