Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@stillers, you seem to have quite an anger problem. Bottom line is I never once said a CD ladder wasn't a good idea. I tried to covey that bond funds also may be turning the corner and starting to give decent returns - for anyone who chooses that in…
But please leave out the widely understood part about past performance being no guarantee of future results. Got that part.
Ok, but that's exactly what you based your whole argument on. Past 3-5 year performance.
I do agree with everyone else thou…
....
It is hard to beat 4 to 4.5%
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With taxable and municipal bond funds, indeed it is.
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Here's a link to the 1,921 taxable bond funds that Fido currently offers.
https://fundresearch.fidelit…
OP Q: "Anybody investing in bond funds?"
A: Um, not us.
Why not? Well, we ask ourselves, what do we expect as likely/probable average annual TRs from dedicated bond funds over the next say, five years? We answer, maybe 4%-5% if we're very lucky…
Disclaimer_1: Been investing in CD ladders for about 15 years. I only ever by non-callable and usually go out 3-5 years. And I many times buy CDs on the Secondary Market, but not-so-much in the past several months as the pendulum decisively swung…
To the prior chart, I added my would be alternative choices in Fido's "Moderately Conservative Allocation" category, FMSDX and TAIFX.
https://stockcharts.com/freecharts/perf.php?VWINX,INPFX,WBALX,TAIFX,FMSDX
This post is NOT in direct response to ANY particular prior post.
So we're near the end of two pages of discussion on this topic and not ONE time has the term "alpha" been stated and no attempts have been made to assert its relevance/importance in …
Lots of investors like to beat these annual/historic active PM vs passive statistics* to death.
But inside those numbers, and usually left out of these endless (IMO, usually worthless) discussions and articles, you can find PMs/funds that consist…
Core, always: PRWCX and FBALX. Arguably two of the very best allocation funds.
Core, always: VFIAX and VTSAX (or Fido counterparts). Market risk.
(Continuing, for me at least) Going Forward:
Bought FSELX at EOY 2022 in anticipation of coming bu…
So I read the linked (sic) article.
Then I read the OP.
After which, my only thought was/is:
I thought Roseanne Roseannadanna passed away a long time ago.
I see that the OP has also posted the same link (sic) on another forum and has been met wit…
Charles, thank you!
I read your entire article with great interest. It helped me decide on a Global Stock Fund (FMIEX) to add to my Core Holdings to slightly increase my foreign stock exposure. Global Stock Funds are my primary means to obtain …
To all...
Puhlease, don't try to dismiss FACTs as opinions - there's enough of that in the world already.
And puhlease, don't tell me to "relax" as though I'm the problem or at minimum, I'm out of line.
What I posted previously on this thread is …
The Netherlands company to which I referred, ASML, is currently up 4.8% today, while the general technology index is down some 2.3%.
That would seem to suggest that the market is reacting to conditions specific to the chipmaking industry and has li…
Agreed, the chip bill passing was a mild positive when announced but...
Today is far more about the market reaction to MSFT's unexpectedly strong guidance after their earnings miss yesterday and GOOGL's powerful, after hours move yesterday (and fur…
Added to GOOGL position (increased it by a third) the day SNAP reported earnings and dropped about 35%, dragging GOOGL DOWN about 5% with it.
Why? I listened to an in-depth interview that day with an industry expert who explained the significant…
https://www.marketwatch.com/story/brian-moynihan-dismisses-jamie-dimons-warning-on-the-economy-youve-got-hurricanes-that-come-every-year-11654166154
(Instant Classic) Excerpt (bold added):
Brian Moynihan, the chairman and chief executive of Bank o…
Quick... without looking... name (5) "current" shows or movies only on Netflix that you binge watch or can't miss.
If you are unable to do that, you have your answer. Content is king.
Spending more than 14 billion on content "should" make you th…
A root cause is defined as a factor that caused a nonconformance and should be permanently eliminated through process improvement. The root cause is the core issue—the highest-level cause—that sets in motion the entire cause-and-effect reaction that…
Noted, but...
Not sure what you think are disclaimers in my posts, but as they say, it is what it is. No need to point them out.
It's my style, borne out of 30+ years of writing/reviewing audit reports for the feds and senior management. FWIW, w…
@stillers, If I understood your post correctly, I think you are not suggesting investors to now get into FFGCX. I think your only suggestion is to get into "ST CD/TNotes ladder (6 mos - 2-yrs, the latter being the sweet spot)." Is that correct?
H…
Summarizing some things I've posted recently...
We sold all of our dedicated bond funds earlier this year and kept small toeholds in NHMAX and RPHYX. Last Friday we sold the NHMAX toehold.
ALL of the dedicated bond funds we owned are DOWN a littl…
RLSFX is not really a "market neutral" fund; be careful when dipping toes in such waters.
That is all.
R
hey all -- points taken; maybe this fund should be classified as "Beta-plus". never again.
Shakespeare said, “What’s in a name?”
Names don…
Per Fido - FMSDX:
Portfolio Data Portfolio Data Additional Information
30-Day Yield 4
2.62%
3/31/2022
Duration
4.20 Years
3/31/2022
Distribution Yield (Daily)
1.41%
4/7/2022
FMSDX is about 50th out of 512 NTF "Allocation" funds offered by Fido,…
Hi stillers,
I think this is the first time I've talked to you but have read your posts on M. Saying that to say this: FSELX I sold last year due to rising rates. This year my point is......are you not early in the buying of it along with FSUTX?…
Interesting....
...
@stillers...interesting...your mention of FFGCX...you think we're just getting started here? Multi year trend, this spike in commodities...crazy how even after the big move up how the holdings still have very low valuations....…
Added to positions:
FSENX - Fidelity Select Energy
FSAGX - Fidelity Select Gold
FARMX - Fidelity Agricultural Productivity
Nice choices.
Note however Fido makes investing in all three of those areas a lot easier easier with FFGCX - Fidelity Glob…
Thanks for the replies.
I listed everything that I thought posters would need to know but based on some responses...
VHNW woman with well over $5M in this account alone who will likely never spend a dime of this money but would like it to be as la…
@stillers, @sma3,
Couple questions for you...
@stillers...I need to read your post carefully as it resonates with me...question if you are ok answering...by chance did you move to a lower tax state when you retired? I'm in a very high tax state b…
Not a lot of port moves specifically for 2022. We are nearing end of 10th year of retirement. We use 5-yr retirement portfolio strategies and are nearing the end of our 2nd 5-yr plan (June 2022). All major moves towards next 5-yr plan have been gra…
Aside on BLs and hoping to NOT derail very good thread...Noted here and on other MFO threads that posters seem to like PRFRX. It is in my group of about five or so fave OEFs in the cat. Personal faves however are NFRAX, RSFLX, FRFAX and FFRHX. Use…
Paul Simon Getting Ready for Christmas Day
https://www.songfacts.com/facts/paul-simon/getting-ready-for-christmas-day
Excerpt:
This is the first single from Paul Simon's twelfth studio album, So Beautiful Or So What. The song premiered on National…
If RUT futures are any indication of where small caps will end the shortened trading day on Friday, nobody is going be anywhere near as happy about their SC holdings detailed here.
We got our boosters at our local CVS. They schedule appts 15 minutes apart and their process went flawlessly for us who happened to get ours on two different days, so we saw it happen twice there. That said, the pharmacist who we've known for year…
I think @stillers meant to post this PV chart, LINK .
Yes, YBB, that is the PV Chart I was trying to link. Thanks!
And anyone who happened to look at the LINK I incorrectly posted might just want to take a look at the LINK YBB correctly posted f…
