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@FD1000
>> You can make several % more in managed bond fund, this is where they shine.
go on, please (as always)
DODIX was down just under 10% for the year, a few percent better (yes) than FTBFX, FBND, AGG, BOND, and the others, not as good…
I will invest hugely in bond OEFs in 2023, as I have done in the last several years.
But, I must see an uptrend to be invested. I think 2023 will be a good year.
You can make several % more in managed bond fund, this is where they shine. Think DODIX…
RPHIX is a unique bond fund. I don't think you can find another one for 2022, with that kind of low SD + performance. The fund is closed to new investors at Fidelity and Schwab.
I have been using https://www.taxhawk.com/ for years.
Federal filing is always free. State is $14.99, but every year, they have 10% coupon.
It's simple, but can also do complicate scenarios. You can ask questions, and you get answers within sever…
Made a mistake, Interest earned on all U.S. Treasury securities, including Treasury bills (T-Bills), is exempt from taxation at the state and local level but is fully taxable at the federal level.
I was talking only about buying and selling treasuri…
Greatly diminished choices and longer maturities have gone away. Because of Bank holiday or a tipping point in rate expectations? Same at Fido and Vanguard?
Let's think about it.
1) Inflation is much higher than CD. You lose money.
2) High inflati…
BAC - 24% YTD
APPL - 19% YTD
BRK - 12& YTD
Does diversification work ? Looks like over YTD it does.
Have a good day, Derf
YTD? Look at the last 10 years and see why you needed only APPL.
I'm talking more ab…
@hank -
Warren Buffett on diversification:
"Warren Buffett has famously said he is against diversification. "Diversification is a protection against ignorance," Buffett once said. "[It] makes very little sense for those who know what they're doin…
Thanks FD. Yes $2500 min at Fido. And one more “fund performance site” to add to my collection and further mess with my brain.
I decided years ago to stop using ALT funds. They are not reliable and inconsistent. I developed my own timing system(l…
FARIX seems like an interesting fund, but it has a $1 million minimum investment.
All you got to do is check it out. Fidelity and Schwab have only $2500 min.
Several past posts:
1) "MSF describes it—blend—a blue chip stock with its heady growth days in the past.
"Agree with msf and Lewis assessment. The fast growing business (iPhones, computers, music, and AppleTV) since Steve Jobs's returned has plateau…
Hi Crash, I agree with you, BUT, the beauty of investing is the fact it can be extremely easy. Suppose someone decides to invest $1000 monthly in a target fund(made of indexes) for 40 years in Roth 401K, makes 8% annually, and never touch this money…
Concur with LB.
More, I read many of Marks articles over the years and they are long. Lots of fluff with contradicting reasons of what to do and what not. The end result is hardly any specifics of what to do and when.
Good post. The longer you check, and I'm talking about at least 20-30 years, a cheap index such as the SP500 beats most stock funds.
The SP500 is based on the best indicator, the price. The price never lies, regardless of any opinion.
The SP500 is g…
Good post. The longer you check, and I'm talking about at least 20-30 years, a cheap index such as the SP500 beats most stock funds.
The SP500 is based on the best indicator, the price. The price never lies, regardless of any opinion.
The SP500 is g…
The power of compounding is huge. Let's assume 10% return per year. Investor X started investing at age 25 $1000 monthly and stopped after 10 years. Investor Y started investing 10 years later, at age 35, investing $1000 monthly for 30 years to age…
@FD1000 Sure, and while we're at it, why don't we get corporate money, lobbying and influence out of politics altogether: https://washingtonpost.com/us-policy/2021/08/31/business-lobbying-democrats-reconciliation/
Oh, wait.
ding. ring that bell.
Tr…
Aside from the fact that Zero Hedge remains a Russian propaganda outlet, why would an investor give more credence to the trading activity of the spouse of a politician than the trading activity of executives who actually run these companies and sure…
As I said before, I read many articles that claimed you can't do it. I have been using my system over 20 years. Well, if you don't care, you don't. Over the years, I have learned a few techniques on several boards + my own interpretation.
As I said…
First, getting out isn't momentum.
Second, I have heard so many times, you can't time the market. When I was an accumulator, I didn't care. When I got older, and had a lot more, I learned how to do it. Since 2018, retirement, I was out to MM with a …
I don't base my investing on outlooks or prediction, it's based on big picture + several indicators (link). Both signaled high risk months ago and why I'm in MM since then with only short term trades if the charts support it. It's not the first ti…
He is late for several months. Dimon isn't a good market predictor.
Months ago, my risk criteria was very elevated, I sold it all to cash (similar to Q4/2018 + 03/2020). I only trade every several weeks when I find a perfect set up and only for hou…
FD1000
+1
Is the Schmeissing just getting started?
Inquiring minds want to know...
I have a special style. You can see it (here). Since 2013, I have been practicing sell to cash at certain conditions (proprietary). Since retirement in 2018, my s…
OK, we're very impressed. You can go away now.
As a trader, I'm out for weeks(only use short term trades) and looking to park my money somewhere until I find better opportunities. Let me know where can I park $100K now?
As expected, the only bond c…
My usual problem, where can I buy I-bond at 1 million Dollar + be able to cash out within 6-12 months and buy something else?
This is why I never bought directly.
I wish there was an ETF/OEF that pays half of I-bonds with more flexibility and much …
Following discussion with much interest. It occurs to me that while Grantham may or may not be 100% “correct”, his views can be included as part of one’s ongoing thought process and help us arrive at intelligent decisions. Had a wonderful college …
Several past posts:
1) "MSF describes it—blend—a blue chip stock with its heady growth days in the past.
"Agree with msf and Lewis assessment. The fast growing business (iPhones, computers, music, and AppleTV) since Steve Jobs's returned has platea…
Let it go down, please. The more, the better...for me.
What I find funny is when someone "knows" the reason why it went down. So many predictions by so many "experts" have been wrong(link).
So why did stocks go down? The only true reason is because …
Derf, I don't post anywhere what I own or trade, sorry.
Generally, I own, in the last several years, only 2-3 funds. See (link).
Today I was down just -0.02%(it's the correct figure).
Let it go down, please. The more, the better...for me.
What I find funny is when someone "knows" the reason why it went down. So many predictions by so many "experts" have been wrong(link).
So why did stocks go down? The only true reason is because …
Love "experts" predictions, see (link)
Example: In 05/2012 (article)
Question:You have become famous for your cyclically adjusted 10-year price/earnings ratio. What do the latest numbers say about future stock market returns?
Shiller: we found a …
That said, if it were me deciding between the two, all performance metrics I usually review would point me to selecting PQTAX over AHLPX. Volatility is not as an important a metric to me as I subscribe to the axiom of a venerable, former M* who r…
