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Janus funds are also tf at Vanguard. IMHO, I can't recall any funds available at Vanguard that weren't available at Fidelity or Schwab. Fido,Schwab, TDA and E-Trade seem to offer more funds than Vanguard;the main difference is tf vs ntf status: HMEA…
hank You can also use Fidelity's Cash Management Account which is separate from the brokerage cash account. Transfers between the two are recorded nearly instantly. Both accounts come with a debit card that allows free ATM withdrawals in the US.
+1 I've been using ACSNX PRWBX EALDX and VUSB in this area,with slight allocations to TRBUX and BBBMX as these funds each lost more than 150 basis points in 1Q 2020.
hank Congratulations on the move to Fidelity! Yes you will be able to transfer PRWCX as a transfer-in-kind. ACAT transfers are completed within 4 to 7 business days. If you have any questions on Fidelity funds, fire away. Also, their mutual fund scr…
hank ISTR that Fidelity doesn't allow the purchase of municipal bond funds in traditional or roth iras. In fact, my purchase of FSTFX for both my ira accounts was just denied by Fidelity !
Hank IMHO, most of these fund families are available ntf and no load, on at least one of the following brokerages:Fidelity, Schwab, Vanguard or E-Trade.
+ 1 Mark Hank, I've been with Fidelity since 1993 and highly recommend them. Transfers between brokerages are called In-Kind/ACAT transfers. For in-kind transfers, research Fidelity to make sure that they sell the TRP mutual funds that you are tra…
+1 et91 I always try to find ntf substitutes for tf funds. Dodge & Cox has been my exception, but I'm hoping to buy DODIX ntf at Chase You Invest;unfortunately the minimum investment is $2500, but if the minimum changed to $1000, I would buy t…
+1 msf I made the mistake of transfering my E-Trade assets to Vanguard. Of course, they required a paper copy of my E-Trade monthly statement be mailed to them. So I don't transfer assets to Vanguard anymore. I'm waiting for Vanguard to start requi…
ISTR that banks didn't like providing medallion signature guarantees because it was a akin to a form of insurance that they might be on the hook for.And I never buy mutual funds directly from the fund company, for the reasons mentioned above!
Yes-I'll research RPIEX further, and if necessary will sell my position at Schwab after the 90 day holding period, while building a position at Chase You Invest which claims no excessive trading fees are charged, except those imposed by the fund its…
Yes-this was the allocation policy before the 2020 change which established the stock floor at 50%. It's good to see Columbia go back to its original allocation, which differentiated this fund from other allocation funds. I wish they could just stic…
PFE VUSB RPIEX up. RYMSX only down 1 cent, but I can't recommend this fund, as the fund's strategy remains opaque. Finally, newcomer PHDG up 1.16%, while JEPI down 1.48%-looks like JEPI is getting kicked off the island tomorrow.
One etf, which unfortunately, I don't recall, I purchased at Schwab after Fidelity said the limited volume made the etf an illiquid investment. The trading volume was around 2k shares. After that experience, I try to limit my etf purchases to those …
Thanks JD . I was conflating the terms "redemption fees" and "short-term trading fees." I'll make sure my transactions affecting Fidelity Funds are less than 10k per trade.
JD I thought short-term fees were eliminated for transactions under 10k. Do you have a link showing all short-term fees for fidelity funds have been eliminated? Thanks !
Baseball fan: I'm investing in etfs solely to avoid early redemption fees. If, for example, Fidelity would eliminate early redemption fees on their funds, I would buy their funds and reduce my etf purchases. CDC MGV DIVO DGRW XLP XLV JEPI IVOL VIG …
I'm phasing out mutual funds in favor of etfs. The only mutual funds I would keep are PRWCX MERFX ADANX ARBOX , maybe JHQAX and a few other alt mutual funds, and take profits in my etfs. If the selloff continues, dip my toe back in with etfs.
Fortunately, not, although earning 3.88% on my money market funds would be a blast from the past! Of course, if I was batting .988, I would be typing this message from my 50 million dollar yacht parked at a harbor in St. Barts !
I have no specific knowledge of this fund, but it is a transaction fee fund at both Schwab and Fidelity, with a 10k minimum. Also a concentrated fund with 24 holdings. I am also concerned about the run up in both Value and Growth funds, and use et…
