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Thanks Rono. I am leaning towards a 50/50 SLV and PSLV purchase at some point in the future. Any Au purchases would be bullion buy and hold insurance policy.
Silver is difficult to value because no earnings or dividend. Silver is rare in that …
As best I can tell, it looks like all in sustaining costs were above $18 on average in 2008. So it traded below costs for a bit. Cost varies widely from mine to mine as to be expected as many variables are involved.
$12.75 during GFC, so $11 makes sense. Silver seems attractive to me if it could be purchased at the right price in times of distress. Recycling makes estimating a cost to produce more difficult. Silver can't go bankrupt like stocks so risk is app…
fyi.....OP on 3/15/22 when WTI price was $96.44. Now $111.
Regarding Nat Gas... important to remember the extreme shortages this past winter. Prices next Fall might get interesting going into 2023 winter.
SCHD, CDC, COWZ, CGDV all Large Cap Value ETF's with interestingly few similar top equity holdings. Watch list & let them battle it out. No commissions to purchase or DCA. CDC has a timing element. COWZ higher SD, MD. Not a recommendation.
I meant to broaden my question to ask for ANY vehicle (stock, etf etc), not strictly a commodity play. Mark provided a viable choice. Is it the best choice?
Lets try it this way: If an investor believed WTI would rally 30% over the next year, what vehicle would you use? No individual options. No K-1's. No leverage ETF's.
On my "to do list" is to list each popular investor site and find which vendor they use for their data feeds. I have found M* Interactive charts % +/- to be the most accurate daily % provider. If anybody has found otherwise, please share info.
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Re: reconstitution dates. The 1. IAD (Indicated Annual Dividend) and the 2. stock price used in the calculation of a company's dividend yield are the last business day of February. SCHD is reconstituted once per year. YTD: SCHY +2.47% SCH…
Yes it does. In the worst case scenario....rates rise substantially...and buyers of long term debt come to believe their principal may not be returned in 30 years due to already bloated debt levels ....thus they seek higher safety. Last I checked F…
https://morningstar.com/articles/632460/what-happens-to-your-target-date-fund-when-you-retire
Schwab uses a 25 year glide path after TD is reached on the fund I was researching. "Through" approach. Each family different I guess.
In the past I have found AOM useful for a tactical trade for smallish position size if one doesn't want to pay the $75 in some brokerages to get into VTINX or similar slightly superior fund. Or have the need to dollar cost average into a position …
Which fund family are you quoting? Do you mean merge into the Target Date Retirement Income fund? A few of these past date funds have good performance.
VSCGX had a very difficult 2008-09 period compared to similars but did better in the 2020 1Q. Sticking to VG limits your Allocation category choices greatly although VG offers great balanced funds compared to peers IMO.
Thanks for the contribution to this thread. I tried to retrieve/search the T Rowe Price Report Fall 2004 article referenced without luck. Behind a wall. Wish I could find it. The article would give us more clarity and specific allocation holdings. …
fyi.. ...
since inception VASIX vs SPY runs 56% of CAGR and 29% of SD. 10/1994. Lo as 16% Equity.
since inception FASIX vs SPY runs 55% of CAGR and 31% of SD. 2/1993. Hi as 25% Equity.
since inception VBMFX/SPY vs SPY runs 60% of CAGR and 28% …
Thank you Observant1.
I want to check to see how many advisors offer mutual funds to the masses and their metrics/performance.
Waiting to see were Saylor lands if he stays in the business and his new teams risk/return objectives. May be a b…
I was hoping someone had a cheat sheet reference/link.
Lets take a random example VEXRX. The fund owns individual securities derived from 5 advisors... 4 of them with different fundamental investment philosophies. So I assume Vanguard is getting …
5 minutes is better than 0 minutes and you learned he wrote a book in those 5 minutes which may contain several hours of additional information reading and learning. Many times I have heard analysts/managers give one sentence that changed my invest…
I have seen several posters thru the years providing detailed spread sheets comparing taking at 62 and investing vs wait and collect the benefit at a later date. Most "take it now" analysis forgets to reduce the investment portfolio by the tax owed…
I am asking your opinion on expectations of future VWINX performance given the manager change... not if VWINX is a good substitute for VTINX. Different topic. (Think about Windsor after Neff retired). Wellington Management.
I have great respect for Vanguard's balanced fund offerings but I am always in search for similars. The majority of your PV replacement portfolio is MWTRX. Unfortunately Tad Rivelle is retiring from managing the portfolio. He was one of my favs. (T…
msf, to answer your question...IMHO risk tolerance is a very personal thing. There should be no right or wrong. My personal belief is each investor should find their maximum pain point and invest in funds with risk tolerance somewhat less than that…
MARMX -13.90% from 11/5/2007 to 3/9/2009
VTINX -18.06%
MARMX -14.86% from 5/19/2008 to 3/9/2009
VTINX -19.96%
MARMX -17.47% from 12/28/2007 to 3/9/2009
VTINX -19.97% from 5/19/2008 to 3/9/2009
MARMX -13.97% from 12/31/2007 to 3/9/20…
More analysis:
MARMX Max Drawdown 2008 -13.90% vs VTINX -17.77%. 10/09/07-3/09/09
MARMX Max Drawdown 2020 -9.54% vs VTINX -12.48%. 2/19/20-3/23/20
Since inception 12/2007 - 9/2021:
MARMX CAGR 5.34% vs VTINX 5.25%. With less equity (according to …
If you read some PM commentary of Wellington's VWINX for example, the buys they are most content with are those growth stocks that have short term news flow problems affecting stock price such that they fall into the value designation. They are not …
Concerning SWR....when presented with problems in life it usually is prudent to allow for a margin of safety. One business cycle normally contains several painful surprises.
Compare whatever you have vs a benchmark (VBIAX or your desired VYM/VCIT allocation). Many times a 10-30 fund portfolio will under perform over 5 year rolling periods. Choose your key metrics. That, in turn, may provide guidance how to think about …
