Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Translation: Fund vendors, feel free to dump your speculative hard-to-value cr--p into vehicles that you then peddle to unwitting retail investors and pension funds. Because the financial sector must continue to privatize the profits, but socializ…
What do you do? Just install/ download on a specific device? Is it free?
Pretty much, yeah. Once you set up an account, you just fire up the software, log in, and go from there!
BTW the firm I use, PIA, is offering a sale @ the moment - $60 for two years
https://www.privateinternetaccess.com/pages/kinja-deals/lifehacker
It constantly is rated one of the better VPN services out there ... I've used them for probably 7 or 8…
Exactly. If you don't notice it, it's not a big deal. I have a 250GB line and with VPN software client my speed goes down to maybe 210GB ... barely noticeable! If I tried it on my home router, my speed would be down by 50-60% which is problem…
I use a VPN to guard against local eavesdropping by my local ISP and prevent them from shaping my traffic or injecting ads into it. I don't care if the VPN provider or the exit node in Toronto, NYC, Chile, or Sydney sees my traffic. And I only …
TRP gets the nod from me - I hold several of their funds and am quite happy with the firm and investment style. That said, maybe also look at some of the Matthews funds? They're an Asia fund shop and have some pretty good offerings, I hear. (I …
I've used Private Internet Access (PIA) for years. Great service, reliable, multiple devices, excellent speeds, and dirt-effing-cheap!! (like $4/mo or something)
TRP pulled the fund's launch several months ago. IIRC they said the 'market conditions' weren't right. I'd rather them postpone things than launch just to try and gather more AUM -- so IMO they did the responsible thing and probably what was bett…
No party is going to meaningfully change the system that puts it into power.
Ergo, the courts step in at times, hopefully to help even things out a bit.
The fund looks quite interesting and could find its way into my portfolio at some point.
There are no-load shares available thru some brokerages - seems I can get the lower-cost K shares at TDA for just the transaction fee.
I'll offer 2, which I hold and are low cost...
CWGIX - slow and steady, great long-long term performance.
VMVFX - skews midcap, about 50-50 US/ROW split, low-cost while still hedging currency exposures. I ike it for that, not b/c of its name. Bo…
I made popcorn & semi-detachedly watched .... while preparing a syllabus for next week.
IMHO some perspective: while a 'correction' is certainly long overdue in an overheating market, let's not forget that today the US markets have fallen hard…
I am about 85% invested, nearly all of which is in reinvesting equities -- which is fine by me. :)
My remaining cash, while annoying to hold, is helpful in being opportunistic when things turn south ... and I'm ok with that (mild) annoyance.
@rfo…
I'll go out on a limb and call it: We're at peak hubris.
Ray probably has a bunch of stuff he wants to unload while the getting's good, and needs more sheep to sell to.
Yes, I'm a contrarian and cynic when it comes to prognostications from su…
Many value funds/companies are looking increasingly expensive during this continued market meltup. But I agree there are many good value funds -- perhaps the cheapest, if not certainly the most keep-it-simple-stupid (and equal-weighted!) value fun…
I'm 45 and about 80% invested across my accounts. Come a major 'correction' I will hopefully be able to buy stuff on my shopping list at 'discounted' prices and be happy to continue accumulating shares.
I have VMVFX for a nearly 50-50 split world stock fund and like it -- owned it since inception due to its fees, composition, and allocation --- not b/c it's called a 'minimum volatility' fund.
For world stock exposure you could also look @ sector …
And the advertising for brokerages is getting up to pre-GFC levels, too. You know, the "trade anywhere, anytime!" commercials telling you that you can "be in control of things" ... we all know how that ended up the last time.
I'm about 95% in e…
That fund, though new and somewhat costly imho, remains on my "interesting" list as a possible investment down the road ... and I like TRP's investment style in the other funds I hold of theirs.
Thx for posting the report!
AMZN uses UPS, and UPS has been saying there may be delays @ the moment due to increased holiday volume and union/driver issues regarding working hours.
AMZN for me is convenient -- I may pay a tad more for something now and then, but I appreciate …
The reading is interesting but the fund is questionable imho.
According to M* LFEQ is 80% in Vanguard's S&P 500 ETF (VOO) and 20% in cash. Not sure it's worth the .59 ER when holding cash is free and VOO is .04% ER.....
This chart from today's WSJ article on the bitcoin mania is truly staggering...
Full article (paywalled unless you know how)
Bitcoin Mania: Even Grandma Wants In on the Action
https://www.wsj.com/articles/bitcoin-mania-even-grandma-wants-in-on…
The analyst on NBR tonight said if it was to pass, that yeah, it would not be good for ETF tax efficiency benefits. So we'll have to wait and see if this gets killed in committee or what.
I wonder if this would also affect the ability of ETFs to …
I'll echo OldSkeet's mention of American Funds and their conservative approach to things as a core all-in-one fund. I hold several in my taxble account and don't think twice about them. CWGIX, CAIBX are solid alloction funds.
My TIAA 403b is 1…
I understand your argument with (b), but (a)? If your income is large enough to be able to max out contributions to your 401(k) and IRA ($24k next year), you really shouldn't be too worried about money.
IRA contributions are still 5500/6500 and in …
Disagree --- one should invest in whatever type of accounts they have the opportunity to invest in - 401, 403, IRA/Roth IRA, deferred, taxable. While it's probably ok for someone to just throw their 40X into a TD fund and be done with it, I belie…
I'm a long-time Apple and now Mac user and career cybersecurity geek. Sadly I've seen a notable decrease in Apple's product QA in recent years -- it almost coincides when they changed their name from 'Apple Computer' to just 'Apple Inc' and became …
Yeah, thx Ted - I've looked @ the sites, but my Tivo doesn't show them on the program guide, so I can't schedule recordings. I'll look again, as it's been a while.