Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Support MFO
Donate through PayPal
Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
@soaring,
VGWLX - I recently discovered that this fund is not available for automatic investment at Fidelity. As I don't want to pay $75 TF for every addition, this one is likely to go.
I just checked with Fidelity, VGWLX is open to new investors, t…
@Old_Joe, stay safe. Many landscape in Oregon are changing too due to global warming. Wild fire is a constant hazard on eastern half of the state and the building codes are dated. Houses with cedar shake roof are common on this part of the countr…
I would put far more credence in an article in the world's most premiere peer reviewed journal than in a book written in Italian by a man with no experience in virology
I could not agree more. Nature is premiere peer-review journals that I trust of…
Mosquito is plentiful over the summer in inland lakes. First time visiting Isle Royale as a city boy was not fun when we encountered backpackers wearing netting over their heads. Still we made the most out of the beautiful island. The Minnesota nat…
@little5bee, no kidding! That part of country is truly beautiful. I have visited those place you mentioned, especially for the fall colors. I backpacked Isle Royale twice and had a wonderful experience. Those mosquitoes are something else.
Love to visit large cities and their cultural attractions. Given them COVID-19 situation, many of these attractions are indoor and likely crowded. Outdoor activities are safer alternatives until vaccines are available. Out west we have a number o…
Upper peninsula of Michigan and Wisconsin's coastline along Lake Superior are the best for their fall colors and lack of crowd. If weather permits, one can see Northern light.
I would transfer VGWLX to Vanguard. I use both Fidelity and Vanguard. Over time they were my 401(k) administrators. There is no equivalent global allocation value oriented funds in Fidelity. The subadvisor, Wellington, to VGWLX is well respected…
The main sources of rare earth metals that are key components for microelectronics, are from China. Few companies in US went bankrupt. One or more new ones started their operation. I am not sure if they represent opportunities now.
Iceland offers many outdoor opportunities such as backpacking, photography, lots of wildlife, landscape, northern night and etc. Lonely Planet Is a good starting point for information for different levels of travelers. Traveling costs money but the …
We would like to visit Iceland. Lots of ususual and beautiful landscape. Canada national parks along the Rocky would be another great destination. For now Americans are banned to visit Canada.
Sounds fantastic! Are Americans allow to visit these countries? Americans are banned in Europe due to COVID. It may boil down to a requirement of vaccine certificate as a requirement at schools.
Thank you for the articles. In Nov-Dec 2019 there were higher respiratory related death in the northeast. Don't know if that was COVID related.
Flu vaccine is available now on the West coast. Our family took them last week and it will last ove…
I too reducd QQQ and high growth funds and rotated to VGK, Europe ETF. They have COVID-19 situation in control and manufacturing is steadily returning.
It is less critical who made the final decision since they are working as a team now. I suspect many decision came from his team, i.e. Apple.
If he initiated his buys in April. Timing is good and should have gained over 20%.
Clearly there is no substitute for in-class instruction. Beyond academic materials social interaction in classroom environment is crucial for young kids as part of their human development. We human are social being and are not meant to live in isol…
Younger generations have better computer skills for remote learning or working. Our kids made quick change this spring when schools and universities shut down rapidly in March. They managed to do very well in the spring term. The fall term starts…
The buy information is most likely dated by several months. Buying gold instead of stocks could imply he sees little upside in the near future. Airline stocks he sold continue to fall.
@catch22, thank you for the update on bonds and other links. I interpret last week's pullback on bonds is just a pause since March's low. Given the recession, Fed is keeping rates near zero and likely for sometime. My bonds are of high quality w…
If the Russians vaccine actually works and safe, then they would not be stealing vaccine research from the West.
https://nytimes.com/2020/07/16/us/politics/vaccine-hacking-russia.html
@davfor, thank you for the good article. Those who have jobs and retirement accounts are doing much better but a sizable population are not so fortunate and they are suffering. New Zealand is the shining example of how they managed the public hea…
Rebalanced aggressively out of domestic equity in last 8 weeks into balanced funds VWINX and PRWCX and global balanced fund, VGWLX. Increased cash position.
Market is advancing while waiting for more QE (more like dope).
Harris may not be even born American as our Supreme leader President Trump said
Here we go again with birtherism conspiracy by you know who...
https://theatlantic.com/ideas/archive/2020/05/birtherism-and-trump/610978/
Senator Kamala Harris was bor…
It is not too late to dump Pence and pick Nikki Haley. Senator Harris will destroy Pence in the debate, even more lopsided than the debate between Benson versus Quayle.
Dr. Fauci is concerned with the lack of data for its human safety and efficacy. Typical vaccines take 10 years to complete. Phase III testing involves at least 30,000 subject in order to the risk distribution on the population. The Russian tested…
Few detail information starting to emerge. Limited testing at Phase I with 38 patients. The result has not be made available to the medical community on the western countries).
Researchers at the Moscow-based Gamaleya Research Institute of Epide…
Vanguard requires a paper POA form, including notarization and two witnesses. Just what I'm going to do during a pandemic. Shorter term, limited authority will suffice for any anticipated needs. This can be granted online.
Oh yes, Vanguard is very o…
I have no issue with all brokerages I use for primary beneficiaries and secondary beneficiaries. Pretty straight forward with Vanguard. Usually we get reminders to update any changes every year.
@catch22, I notice financial, energy, industrial, and materials sectors are advancing. Information and tech are not - think there is a rotation due to better valuation?? Bond ETF such as AGG (similar to BND) and LQD are falling too...
Yesterday the NASDAQ index was lowered while DJIA advanced. It implied tech stocks investors rotated from tech stocks to economic sensitive stocks (value stocks). The top holdings of PRWCX are tech and health care stocks while BRUFX is a value bal…
Thank you. I did not know Wellington subadvises other firms. HAOYX is quite a different fund than VGWLX. First two holding are EM stocks - Tencent and Alibaba.
@Charles, Used to invest with D&C but gradually move on elsewhere. They have grew too big for me and slow to react to the market condition. After 2008, many of their stock funds trail their benchmarks. On value investing, I prefer Wellington…
Perhaps an insightful article from Barrons would be more informative. Joyce Chang is the Chair of Global Research at JP Morgan. Her comments on the impact of COVID pandemic are well articulated. Also some suggestion on investment opportunities at …
