Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Steve Martin holds the record as a SNL host. The producer said he memorized his script readily and the guy is fun to watch. Once Donald Trump hosted the show but he cannot follow the prompt and went off on his own. The producers figured that eithe…
You are correct. That was Renesas in Naka, Japan. Fire started in a plating process tank that virtually destroyed the entire facility. Renesas supplies Toyota, Honda, and several Janpanese car manufacturers.
In the meantime, the trade war affec…
Taiwan semiconductor manufacturing company, TMC leads the world in contract manufacturing for these chipsets. And there are several more including one Chinese one (5th ?). Lot to catch up as the capacity has max out. TMC is building a plant in US…
Here is the peer reviewed article from MIT researchers and published in PNAS, a scientific journal with high impact factor. The article was reviewed three times before it was accepted to be published by the reviewers.
https://pnas.org/content/pnas…
Not sure what the motivation is in this article? Many investors hold broad based index funds and ETFs. They are commonly available to their retirement accounts, 529 college saving plans, and many other.
All are good points. The trade war with China complicated the supply chain sourcing. Semiconductor manufacturing often involves multiple countries and certainly the pandemic is impacting the entire chain more than we know. Time-to-market or lean ma…
I don't mind paying within reason. Bloomberg wants too much and their quality of information is getting worse. Got subscription to Apple Plus and Barrons. Also contribute to VOX and NPR. BBC is still free though.
Apple Plus provides access to …
Perhaps it is saying that there is not many stocks are attractive to buy at the current valuation. The 4% cash is common to hold in active managed mutual funds, perhaps ETFs may hold less.
Working from home is not the same as in office when your kids are attending remote learning. Supporting equipment including landline for telephone, high capacity broadband internet connection, and workstation have to added. Even then it is not the…
In addition to fine chemical manufacturing for pharmaceuticals and other products, India is also a contract manufacturer for AstroZeneca COVID vaccine. They are also developing their own vaccines, presumably using similar technology as J&J and A…
Sorry to hear the sad state of what the Canadians have to endure.
Vancouver, BC is one of our favorite travel destination. Taking the ferry to Vancouver Island is a real treat. Great food with beautiful landscape...and I am dreaming of the pre-pa…
Something is smelling fishy for such company to stay in business. They are NOT clean enough for fast food business let alone fine pharmaceutical products.
I had my second Moderna shot last week. Got minor arm sore but no fever and chill.
I will continue to use mitigation procedures even after I achieved full protection. There are many who have been vaccinated yet and they can be potential COVID ca…
Don't understand how these healthcare workers don't want to get immunized and so selfish to infected others. This is related to the education level of these workers whom may not have a college degree and only 2 year education beyond the high school…
1. It is likely that COVID-19 pandemic will be brought into control with vaccination along with other mitigation practices, but it will take time and resources. Federal reserves across the globe have pledged to support this effort. As long term inv…
I still avoid indoor exercise activities with other people - too many unknown risk. When the weather permits we bike everywhere for exercising. Can't wait when more people are vaccinated.
Will check with other brokerages to see if this policy holds. Unless there is special arrangement to waive the 5.25% load, A shares carries load as indicated in the prospectus.
Three classes offered in this fund:
A share -for brokerages and advisors
I share - for brokerages and advisors
R5 shares - for tax-deferred accounts
As I understand, First Eagle funds carry front-end load for individual investors. The load is wai…
@hank, thank you for your input. I have subscribed to the digital version of Barrons since it can run on all my Apple devices. Will revisit Kindle device approach another time.
Thank you for the explanation on "negative yield" comment. It is confusing for many investors. For example, Vanguard inflation protection securities fund, VIPSX, is listed with SEC yield of -1.68% with a footnote (G)
The yield quoted is the real y…
From Lewis’s article,
House Minority Leader Kevin McCarthy, a California Republican, tweeted Friday afternoon, “The Republican Party is the party of Lincoln & the party of more opportunity for all Americans—not nativist dog whistles.”
GOP con…
Unfortunately the Fed is to blame to create the low yield environment. That makes life hard for income investors. Often this lead them to incur more risk than they realize in order to have higher yield : junk bonds, emerging market debts, and EM l…
Based on MFO Premium analysis:
1. RPGAX rated higher than DODBX on lower risk over 1, 3, and 5 years period.
2. RPGAX has lower maximum drawdown in March 2020, -15.7% versus -21.0%, than that of DODBX. The recovery period is 7 months versus 11 mon…
@crash,
It is the Russian government OFZ bonds that you have to look for. US banks and brokerages will be forbid to buy these bonds, effectively cutting off foreign cash flow. Russian government bonds pay higher yield, over 7%, since they are not…
at home I prefer the Amazon Fire devices for print quality
@hank, do you mean that the image quality of Fire tablet is better than iPad? I like to keep everything on iPad just to keep life easier.
The old deck lumber we removed aged considerably and they hold little value. The climate here is tough on lumber products - hot in summer and wet in winter. The combined swelling and drying out processes require annual coating. Even at best effort…
@hank, thanks for the suggestion. I need to do more homework on this topic. Yes, PRNEX has been a sleeper for awhile since the old manager left.
Interesting that you mentioned real estate as it is a backdoor play on commodity. My REIT investm…
We resurfaced our deck several years ago with plastic lumber. Given the wet climate in Pacific Northwest wood products do not last. Last time I checked wood decking lumber was more than 40-50% higher than that of a year ago. The pandemic does not h…
US IG bonds refer to United States investment grade bonds, which have credit quality rating of AAA to BB; typical issued by corporation or publicly traded companies.
Junk bonds, also known as high yield bonds, are rated at C and below. Beware th…
Got my second shot. My arm is sore and perhaps a bit worse than the first one on day one. It seem to help by using ice pack to reduce pain and to alternate with a warm pack to increase circulation. No fever or other side effect so far.
