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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
It is never too late to buy Moderna and Pfizer stocks. I think health care funds/ETFs will do well for years to come. Pfizer stands to make over $10 billions per year for COVID-19 vaccine, and the battle has just began.
With so many adverse effects not sure many will take c19 vacc in 2022. Many Healthcare workers report feeling very sick fevers tireness and flu symptoms after 2nd dose...takes 4 6 wks to develop immunity against c19 which may explains reinfection ev…
If in doubt, it would be the best to go direct to the source - T. Rowe Price. I confirmed its profile at T. Rowe Price, M*, and Fidelity, and there is NO short positions that are listed as negative % under the composition tab in three different sou…
Stock picking in smaller cap universe is tough since many companies don't have good balance sheets. Here is where active managed funds excel over indexing. Grandeur Peaks is a solid company. My only complain is their fees could be a bit more comp…
@bee, thank you for posting. This WealthTrack is particularly informative.
You asked a few questions.
1. Treasury. Low bond yields prevent treasuries to rally on the upside. He suggested holding some longer term treasury since they have les…
That is quite good news and the immunity works. Similar to the flu vaccine (~50-60% effective) those who caught flu after vaccinated tend to have a milder case than those who are NOT. The antibody created in the body are working against the virus t…
Truly a betrayal to the Constitution. These rioters are NO patriots, but naive people who believe the lies.
The former Secretary of Defense William Cohen who serve in Clinton administration gave his view on the riot.
https://cnn.com/2021/01/05…
Grandeur Peaks funds focus on the mid- and small-cap stocks. Unlike the large cap stocks, there are limit on how much stocks one can own before pushing the price up (or down) in a meaningful way. The situation would be even more pronounce in microc…
Moderna vaccine uses similar mRNA technology to that of Pfizer-BioNTech for generating immune response as new antibody in human against coronavirus. In Phase III trial testing to cover various age and racial demographic in US, the vaccine showed 95%…
Just saw this posting from @hank in Off-topic section. He seems to be well and relax.
https://mutualfundobserver.com/discuss/discussion/57730/here-we-go-again-from-ray-charles-nora-jones#latest
A bit early but the valuation is probably low. Instead we bought new bicycle tires and camping gears instead. Demand for bikes was very high last year.
Wonder if the RH brokerage is held responsible for allowing Alex to open an account even though he has no income?
Also RH has no phone support that could have prevented this tragedy.
Agree. This topic should go into Fund Discussion.
The period of 15 years including 2008 covers a full market cycle. Out-perform their respective benchmarks consistently is challenging with active managed funds. There is nothing wrong with gettin…
I believe the banking sector including overseas ones are under-valued. They are often held in int'l value funds. Rotation to value stocks including banks started late last year - trending that Lynn Bolin talked about in his February commentary.
The challenge is to find persistence long term out-performance thru full market cycle. The The dominance of FANNG stocks in S&P500 is not easy to overcome. Perhaps the hurdle is lower in smaller cap funds.
It could be the tax season and people are doing their tax at the brokerages for free. For $40 one can get a copy of TurboTax deluxe and do that at your own pace.
If you watch Charles Ellis's WealthTrack presentation that @bee posted, he comes to the conclusion that today the challenges to out-perform the broader market is nearly impossible. Availability of information, hardware and people talent make it much…
PIMIX had a sizable drawdown in 2020, -11.3% and finally recovered for the year. So the risk aspect is higher than expected. Performance-wise the fund is way way too big and trailed other bond funds for last several years.
PRSNX had a smaller dra…
I have invested with him since the inception. Giroux was very generous with his time that revealed his stock picking process. Having close to 20% cash in Feb 2020 allowed him to pick up good companies at low prices. Also took lots of guts too. As …
He has been analyzing fund flow on asset classes (not individual MF/ETF) in previous articles. Trending Is discussed in details this month on specific funds. Fidelity has been discussing trends and rotation as early as September 2020.
Charles Bolin is contributor to the MFO monthly commentary since early 2020. You can go back every month to see his articles. Also he writes for Seeking Alpha. I have been following his writing/advice since I discovered his approach on risk mana…
@Mark,
At work I use Windows 10 exclusively with Office 365. At home, I run Windows 10, Mac OS and Linux. My astrophotography hobby require all three operating systems. Like you I use Mac 70-80% at home with Office 2016 (for Mac) and iWork (equiv…
Thanks. Costco online stores now sell only download version. We are trying to minimize going to stores, especially during busy hours. Will check out Amazon.
@Mark,
Are you upgrade your old Windows PC ? From my perspective, PCs are PCs especially those from the white box companies. There is little performance and reliability differences between them. They are built to last 2-3 years since they use i…
If you evaluate these funds through the full market in 2020, the list may get considerable smaller. FMI funds, for example, was 3 alarm funds last years as noted on this discussion board
The variant first identified in the U.K., 50% more infectious and possibly more virulent than the original virus, is to blame for the inability so far of the vaccination campaign and the lockdown to curb the spread, Israeli health ministry officials…
@Mark, did you purchased TurboTax Premium as a download or on. CD from Costco? In the past the stores sell the CD. Don't know if this changes this year. Thanks.
this thing turns systemic real quick and our portfolio's get drawn down by 50%-60%...then and only then we are going to have a problem with the Reddit/WSB approach,
This is new territory with unknown risks. Question is what can SEC do about it? T…
Stocks that are heavily shorted are most susceptible to Robinhood trading. Some hedge funds have to sell their winner stocks in order to pay their margin calls today. Did not expect the $ amount involved to be sizable. SEC is looking into this matte…
